How to finance a TV Loan online?

You can finance a TV with a personal loan without any hassles and ensure you get the model you want. With the evolution of modern television sets, you now get smart TVs, offering not just an Ultra HD or 4K watching experience, but also interacting with you with Internet and Web 2.0 connectivity. 

Modern TVs also have multiple display options, such as OLED, LED, or QLED. With various options, you can choose from multiple features related to refresh rates, contrast qualities, web browsing, games, on-demand streaming and more. 

Loaded with all these features, the cost of a premium TV today is bound to be on the higher side. Given that you may already go through the tiresome process of finding the right TV, you do not need to worry about how to finance the purchase. 

You can choose a personal loan to finance a TV and ensure that the price of your model does not restrict you from getting a bigger or a smarter TV. Moreover, the instant personal loan from Fibe can ensure you get an OLED, QLED, or LED TV on EMI that is well within your budget.

Read on to learn more about financing a TV purchase with a personal loan from Fibe.

Financing a TV through a TV Loan

With advanced features and tech, the cost of a TV has gone up. However, with a personal loan, you can get a TV of your choice without straining your finances. You can consider buying a TV on loan as it offers favourable terms, which make repayment manageable. 

In fact, lenders even offer a specialised TV loan, which is a tailored personal loan available on the official website or TV Loan app. Such a loan assists you in buying your favourite television model without any compromise.

Fibe provides a smart TV Loan, which is an instant personal loan of up to ₹5 lakhs. Apply for it to get the funding you need online and without hassles. The documentation required is minimal, with the entire process taking just a few minutes. You also get affordable interest rates and easy repayment facilities. The zero prepayment charges allow you to become debt-free whenever you wish. 

Moreover, to facilitate customers buying LED TVs on EMI online, you can use Fibe limit to shop on multiple online shopping platforms. This allows you to seamlessly buy the TV you want. 

Eligibility terms and documentation needed for a TV Loan

With Fibe’s credit solutions, you can easily shop for your favourite smart LED TV on EMI. With a hassle-free application and approval process, you don’t have to worry about meeting stringent eligibility criteria or furnishing an exhaustive list of documents. 

Here are the simple eligibility requirements to finance a TV using a loan from Fibe:

  • You must be an Indian resident between the ages of 21 and 55 years 
  • You must be a salaried individual with a minimum net salary of ₹18,000 if you live in a metro city and ₹15,000 if you live in a non-metro city

In addition to simple eligibility requirements, you only need to furnish copies of the following documents:

  • PAN Card
  • Identity Proof
  • Address Proof
  • Bank Statements or Salary Slips for the Last 3 Months

How to get a TV Loan online?

Here is how you can finance a TV by applying for a loan from Fibe:

Step 1: Visit the official website or download the app
Step 2: Register and navigate to the Personal Loan for Smart TV option
Step 3: Fill in the required information and complete KYC as required
Step 4: Buy an LED TV on EMI using the loan amount after disbursal

Repay in EMIs as per the timeline you choose. You can also prepay the loan amount if you have surplus funds before the end of the tenure. The best part is that Fibe doesn’t charge any prepayment penalties! 

How to get a TV using a Credit Card?

Apart from a personal loan, a credit card is also a convenient way to finance the costs of your TV. You can use your credit limit to buy it outright or use the convenient EMI conversion facility. Follow these steps:

Step 1: Visit the online store or retail outlet where you want to buy your TV
Step 2: Select the model and either select your credit card at checkout or swipe your credit card to pay
Step 3: Convert the transaction into EMIs using the ‘Convert to EMI’ option using net banking or the issuer’s app
Step 4: Choose the EMI payment plan, consent to the terms and enter the code or PIN

You will then get an SMS confirming the EMI option you have chosen. 

Now that you know how to finance your television, choose the right option by comparing the costs. Download the Fibe Instant Loan App or visit the website to get an instant Personal Loan and finance your new TV affordably!

FAQs on How to finance a TV loan online

Can I get a loan for a TV?

Yes, you can finance a TV using a specialised personal loan. Various online platforms like Fibe offer this loan, enabling you to purchase a television of your choice. 

Can I buy a TV and pay monthly?

Yes, you can take a TV loan to purchase a TV and repay it through affordable EMIs. Moreover, Fibe has no prepayment penalties, so you can easily pay off your loan early. You can also buy a TV using a credit card and benefit from the EMI conversion facility to pay the bill in instalments. 

Can I buy a TV on EMI without a credit card?

Yes, you can buy a TV on loan by taking a specialised personal loan that comes with instant approval with competitive interest rates.

How to get Loan for a Laptop online?

You can get a loan for a laptop, which has become an indispensable item for students and professionals. As such, you may be looking for one loaded with the latest features and specs. The best models come with a higher price tag, which can burn a hole in your savings. 

Thankfully, with customised loans, you can ensure you do not compromise on the laptop you want. Just like you can get flagship laptops from numerous brands, you can get financing for your purchase from a variety of lenders. 

Once you finalise the model you want, you can choose the lender from whom you want to get a loan for your laptop purchase. However, you do not need to look far, as Fibe offers an instant personal or laptop loan. With this loan, you get the required financing affordably. 

Read on to learn how to get instant loan for laptop purchases with Fibe.

Availing finance for Laptop purchase 

Having a perfect laptop helps in numerous ways, from ensuring seamless study and work to lag-free connection with your loved ones or even for playing games and being entertained. As such, the price tag must never stop you from buying the laptop you need and want. 

Moreover, you need not deplete your savings as you can easily get online laptop finance. There are multiple lenders who offer personal loans or specialised loans for laptops, with which you can buy whichever model you want. 

With Fibe, you can get a specialised personal loan of up to ₹5 lakhs, which enables easy purchase of laptops on EMI for students and working professionals. You can access this facility on Fibe very easily. 

The entire process of a getting laptop loan, from application to loan disbursal, is online and does not require you to meet stringent eligibility criteria. What’s more, you only need to submit basic documents, making the process easier and quicker. 

You also get competitive interest rates and flexible tenures, ensuring the repayment is just as stress-free. Moreover, if you decide to clear your loan for a laptop before the end of the term, you can do so without having to worry about paying penalty charges.    

Know the eligibility and document requirements

With Fibe, you do not need to meet stringent eligibility criteria or submit documents from what seems like an unending list. Here are the eligibility requirements you need to meet to get a loan for a laptop from Fibe:

  • You must be an Indian resident between 21–55 years
  • You need to be a salaried individual with a minimum income of ₹18,000 and ₹15,000 for metro and non-metro cities, respectively

Moreover, you only need to submit the following documents to get loans for laptops for students or working individuals:

  • Identity Proof: PAN card
  • Address Proof: Leave and License Agreement / Electricity Bill / Passport
  • Salary Slips for the last 3 Months
  • 1 Passport-sized photograph

How to get online Laptop finance 

There are multiple online lenders like Fibe who offer customised personal loans for laptops. Here is how you can apply for online laptop finance from Fibe:

Step 1: Visit the official website or download the app
Step 2: Complete your registration and navigate to the ‘Laptop Loan’ section
Step 3: Fill out the application and complete KYC upon approval
Step 4: Purchase the model you want after disbursement

Given the easy application process and minimal requirements, choosing Fibe to get finance on a laptop makes financial sense. 

How to buy a Laptop on EMI using a Credit Card

Other than loans, you can also opt for credit cards to get the laptop you want without worrying about the price. Rather than swiping your credit card for this big-ticket purchase, you can use the credit card EMI facility to buy a laptop in a pocket-friendly way. Follow these steps:

Step 1: Go to the online/offline retailer of your choice
Step 2: Select the laptop you want to buy and use your credit card at checkout
Step 3: Use the net banking facility or app and choose the option to ‘Convert to EMI’
Step 4: Choose the eligible transaction and agree to the terms and conditions
Step 5: Enter the code or PIN and receive a confirmation SMS
It’s that easy!

Now that you know how you can bring home your laptop with ease, compare and choose the right option. Download the Fibe Instant Loan App or visit the website to get an instant Personal Loan for your laptop today!

FAQs on How to get a loan for a Laptop online

How can I buy a laptop if I don’t have money?

If you don’t have a lump sum to buy a laptop, you can always get a customised laptop loan. Leading lenders like Fibe offer instant and affordable personal loans tailored to different needs, including the purchase of a laptop. You can also use a credit card to buy a laptop. 

Is it okay to buy a laptop on EMI?

Buying a laptop with the latest features and technology can come with a hefty price, which can cause financial strain. As such, opting for an EMI option via a personal loan for a laptop makes more sense. Moreover, you can get competitive interest rates and a flexible tenure, ensuring the repayment is stress-free. 

Which finance is best for a laptop?

To choose the best financing option, you need to assess your current and future finances. If you find payment in EMIs to be more feasible, you can get a customised loan for a laptop. If you find one-time payment more favourable, you can opt for a credit card. Remember, you can also use your credit card to purchase laptops on EMI with the conversion facility.

Ganesh Chaturthi 2025: Days Left ,Rituals & Ganesh Puja Tips

Ganesh Chaturthi is a popular and highly anticipated festival for many across India. The festival celebrates the birth of Lord Ganesha and has significant religious and cultural importance. It is also known as:

  • Ganesh Chaturdashi
  • Ganesh Utsav
  • Vinayak Chaturdashi

People across India, especially in states like Maharashtra, Gujarat, Odisha, Uttar Pradesh, and Karnataka, celebrate the festival with tremendous enthusiasm. You can celebrate the Ganesha festival 2025 in many ways, such as: 

  • Participating in community celebrations
  • Bringing Lord Ganesh’s idol to your home
  • Buying an asset

Keep reading to know the Ganesh Chaturthi 2025 date, information about Ganpati festival, important rituals and how you can celebrate it to the fullest.

When is Ganesh Chaturthi in 2025?

Ganesh Chaturthi in 2025 will begin on 27th August. As it lasts 10 days, Ganesh Visarjan will happen on 6th September, marking the end of the celebration.

Here are a few things to note about the dates of Ganesh Chaturthi in 2025: 

  • As per the Hindu calendar, it comes in the month of Bhadra
  • According to the Gregorian calendar, the Ganesh Chaturthi 2025 date falls in August or September

How You Can Celebrate Ganesh Chaturthi 2025?

Here are some ways in which you can celebrate the festival this year:

Purchase an Asset 

Ganesh Chaturthi is an auspicious day, and many celebrate it by purchasing assets or investing. Some common options that you can try are:

  • Purchasing gold or silver
  • Investing in stocks
  • Investing in mutual funds
  • Opening a fixed deposit
  • Buying a home
  • Purchasing a vehicle

Additionally, many financial institutions and property dealers offer festive discounts during this time. This way, you get to celebrate the festival by securing your future prosperity on a deal!

Bring the Celebration to Your Home or Community

A popular way to celebrate the festival is by bringing Lord Ganesh’s idol to your home or housing society. Here is what you can do: 

  • You can start the Ganesh Chaturthi countdown with preparations and decorations as per your liking, making it as grand as you want
  • You can bring all your friends, relatives and neighbours together to share in the joy
  • You can also organise the puja, prasad and meals for all guests and also arrange music and vehicles for the immersion on the various days

Refurnish or Renovate Your Living Space

Home renovation, be it remodelling your kitchen or doing up your living room, is a common practice during Ganesh Chaturthi. Here are some tips:

  • You can add a fresh coat of paint to your home to give it a new look
  • Upgrading your home décor, setting up lights, and changing your home interiors can also help create a festive atmosphere
  • Moreover, this can become one of the best ways to gear up for the next few festivals around the corner, like Navratri, Diwali, Christmas, and more

Travel and Strengthen Bonds with Friends and Family

Another way of celebrating the festival is travelling with your friends and family. Some things that you can do are: 

  • Visit a holiday destination on your list
  • Go to a city famous for its authentic celebration of the festival, such as Mumbai
  • See hundreds of pandals all over the city and visit famous mandals like Lalbaugcha Raja, Ganesh Galli Mumbaicha Raja, Khetwadi Ganraj, etc.
  • If you want to skip this and enjoy natural beauty, museums, great food and adventure, you can plan your itinerary accordingly and visit other destinations like Jaipur, Goa, Indonesia, Sri Lanka, etc.

Apply for Travel Loan with Fibe

What Rituals are Observed for Vinayaka Chaturthi?

This is a time when families and communities come together to celebrate. Here’s what usually happens during the festival:

  • The idol of Lord Ganesha is installed at home or in a pandal with prayers
  • Daily pujas are performed
  • Devottes offer flowers, modaks and fruits as prasad
  • On the last day of the festival, the Ganesha idol is immersed in water to chants and music 

These rituals symbolise a fresh start, devotion and letting go of obstacles with grace.

Why Choose Fibe Personal Loan to Finance Ganesh Chaturthi Celebrations?

There are various ways of celebrating the Ganesh Chaturthi holiday festival. However, to celebrate it to the fullest, you will need substantial funding. Thankfully, with a Fibe Personal Loan, you need not worry about that and can celebrate the festival without any compromise or worries. 

You can easily get a cash loan of up to ₹5 lakhs at affordable rates starting at just 2% per month and repay it affordably with a tenure of up to 36 months.

Here are other attractive features of getting a personal loan from Fibe:

  • Easy application process and quick disbursal
  • Online application anytime and anywhere
  • Minimal eligibility and document requirements
  • Prepay without added charges or borrow multiple times without hassles 

With these tips, gear up to celebrate the Ganesha festival 2025 with instant funding from Fibe. Download our Personal Loan App or register on the website to get started.

FAQs on Financing Ganesh Chaturthi with Fibe 

Is Ganesh Chaturthi a national holiday?

No, however, some educational institutions, banks and offices remain closed in certain states:

  • Gujarat
  • Orissa
  • Maharashtra
  • Andhra Pradesh

How many days are there in the Ganesh Chaturthi holiday?

The Ganesh festival is celebrated for 10 days.

Are banks open or closed on Ganesh Chaturthi?

Banks remain closed in certain states as it marks the start of the festival. Some of these states are:

  • Gujarat
  • Orissa
  • Maharashtra
  • Tamil Nadu
  • Goa

How to Check Loan Account Number (LAN) Online

When you borrow from a lender, your Loan Account Number (LAN) acts as an identifier for you as a customer. This alphanumeric code corresponds to your loan account to help you track your loan details on the lender’s web platform.  

When you get a loan, you must repay on time to service your obligation and maintain your financial health. This can be tricky to manage when you have more than one loan. Here’s where your LAN becomes vital to help you track your payments. Read on to learn what is loan account number and how to run a loan number check online.  

Importance of Loan Account Number or LAN for a Borrower 

A loan account number or LAN is a 14 or 15-digit unique identifier that your lender assigns after approving your loan application. This number ensures that each loan account has a distinct identifier.  

Since everything is now digitised, the lender can easily search for your loan in their system using this number. This simplifies the management as it helps them track the number of loans through a system.  

How to check Loan Account Number? 

Check out the different ways through which you can find your LAN: 

  • Look at Your Loan Statement 

When you apply for a loan, lenders periodically provide you with a statement. It includes all the essential details of your loan, including your LAN.  

  • Login to the Lender’s Website or App 

Another way to execute a loan number check online is by accessing your lender’s official website or app. Log in to your account and access this information conveniently within minutes.  

  • Check Your Credit Report 

You can also run a loan number check online by reviewing your credit report. It will showcase the details of your past and current loan accounts. Examine your credit report to find the specific loan amount and note the LAN.  

  • Contact Customer Service 

Another method of checking a loan account number is by contacting your lender’s customer service team. You can call the helpline or send an SMS or email to get the information.  

  • Visit the Branch Office 

You can also visit the nearest branch of your lender and request your LAN. A representative will provide you with the information after verifying some requested details.  

Also Read: Check Your Loan Account Details Online 

Features of Loan Account Number (LAN) 

Now that you are aware of what is a Loan Account number, you must check out the significance of this number. Know more below about how this number helps you make payments and support loan-relevant details while updating your data.  

  • Helps Make Payments 

Knowing your LAN is essential when making EMI payments to ensure your funds get credited to the right account. You need it while paying your EMIs, irrespective of your chosen payment method.  

  • Support in Getting Loan-Related Information 

It is essential to track and manage your loan account consistently. Your LAN enables you to access your loan status, view the balance and address queries associated with your loan.  

  • Aids in Updating Your Data 

Knowing your LAN is also necessary to revise your personal information. This includes updating your contact details, employment status, residential address or other information.  

Now that you know how to perform a loan account number check, you can easily keep track of repayment. To ensure this is easy on your pocket, select a lender who offers affordable financing. Get an Instant Personal Loan online of up to ₹5 lakhs in just 2 minutes on Fibe!  

Simply download our Personal Loan App or sign up on our website.  

Loan Account Number

FAQs on How to Find a Loan Account Number 

How many digits are there in a loan account number?  

A loan account number or LAN has 14 or 15 digits.  

How do I find my 7-digit loan number?  

You can find your LAN using various methods. You can check it by examining your loan statement, logging in to the lender’s website or app, and checking your credit report. You can also contact the lender’s customer service or visit the lender’s branch.  

What is the use of a loan account number?  

It can be useful to keep track of your loan status, along with providing details about the pending number of EMIs. This number is also used to track payments, check loan progress, and access account records. It is also be used to resolve loan-related concerns. 

How to Calculate EMI in Excel Sheet with Formula

If you are trying to figure out how to calculate EMI in Excel for a personal loan, you’ve come to the right place. This blog explains the EMI calculation formula in excel step-by-step, so you can know exactly how much you’ll need to pay every month. Calculating your EMI before applying for a loan helps you plan your budget, compare lenders and choose the right tenure.  

Here, you’ll learn the excel formula to calculate EMI, see a sample calculation with dummy values, and get practical tips to avoid common mistakes. 

EMI Formula in Excel to Calculate Personal Loan EMIs 

You can calculate your EMI in Excel using the PMT function. 

Formula: 

 =PMT (RATE, NPER, PV, FV, TYPE) 

Here’s what each parameter means: 

  • RATE: Monthly interest rate (annual interest ÷ 12) 
  • NPER: Total number of instalments (loan tenure in months) 
  • PV (Present Value): Principal or the loan amount 
  • FV (Future Value): Remaining balance after last payment (usually 0 for personal loans) 
  • TYPE: Payment timing — use 0 if EMI is paid at the end of the month, 1 if paid at the start 

Step-by-Step Example of EMI Calculation in Excel 

Here’s an example using sample values to demonstrate the emi calculation formula in excel: 

  • Loan Amount (PV): ₹5,00,000 
  • Annual Interest Rate: 12% (monthly RATE = 0.12 ÷ 12 = 0.01) 
  • Tenure (NPER): 36 months 
  • Future Value (FV): 0 
  • TYPE: 0 (end-of-month payments) 

Excel Formula: 

 =PMT(0.01, 36, -500000, 0, 0) 

Result: ₹16,607 approx. per month 
Tip: Enter the loan amount (PV) as a negative value to display EMI as a positive number. 

Important Factors to Consider When Using the EMI Formula in Excel 

Before you calculate EMIs, keep these points in mind: 

  • Interest Rate: Higher rates increase EMI 
  • Repayment Tenure: Longer tenure reduces EMI but increases total interest cost 
  • CIBIL Score: Better scores can get you lower interest rates, reducing EMIs 
  • Down Payment: Larger down payment = smaller loan = lower EMI 
  • Payment Timing: Paying at the beginning of the month (TYPE=1) saves some interest 

Tips for Accurately Calculating Your Monthly Obligations in Excel 

To get accurate results from the excel formula to calculate EMI, follow these steps: 

  • Convert annual interest rate to monthly rate (divide by 12) 
  • Keep FV = 0 for personal loan EMI calculation 
  • Enter tenure in months (e.g., 3 years = 36) 
  • Double-check your inputs to avoid wrong EMI results 
  • Update the sheet if your interest rate changes during the tenure 

Practical Tips and Rules for Calculating Personal Loan EMIs in Excel 

  1. Dos: 
  • Use the PMT function correctly for accurate results 
  • Enter principal amount as a negative value 
  • Re-check your sheet regularly to keep it updated 
     
  1. Don’ts: 
  • Don’t use annual interest rate directly without converting to monthly 
  • Don’t skip verifying results with online calculators 
  • Don’t enter tenure in years; always use months 

Why Should You Calculate Your EMIs in Advance? 

Planning your EMIs in advance helps you stay financially prepared. 

  • Better Budgeting: Borrow only what you can comfortably repay 
  • Compare Lenders: Choose the best interest rate to save money 
  • Reduce Rejection Chances: Apply for the right amount based on eligibility 
  • Optimise Down Payment: Paying a higher down payment reduces EMI 
  • Repayment Confidence: Select a tenure that matches your monthly cash flow 

Stay Safe from Loan Scams 

When exploring online loans, be careful about scams. Genuine lenders will never ask for upfront fees or sensitive details like OTPs. Always check if the lender is RBI-registered or a partner NBFC. Fibe is a trusted digital lending platform offering personal loans of up to ₹5 lakhs with minimal documentation and quick approval. 

Using Excel to calculate EMI gives you clarity and control. For faster results, you can also use Fibe’s instant EMI calculator to compare outcomes and apply for a personal loan online. 

FAQs on How to Calculate EMI in Excel 

How do I create an EMI calculator in Excel? 

 Enter the loan amount, interest rate (monthly), tenure in separate cells and use the PMT function to compute the EMI automatically. 

How can I ensure the accuracy of EMI calculations using Excel? 

 Double-check your inputs, use the PMT function correctly and compare results with online calculators for validation. 

ICICI Bank FD Interest Rate 2026

By booking an FD with the latest ICICI Bank fixed deposit rates, you can earn lucrative returns. Based on the chosen tenure and FD type, these rates change, and you can decide on the best terms to meet your goals. Some key features of booking a deposit with this issuer:

  • You can get interest rates of up to 7.25% p.a.
  • Senior citizens can earn up to 7.80% p.a.
  • You can book a deposit starting at ₹10,000
  • You can choose a tenure of up to 10 years

Read on to learn the current ICICI Bank FD interest rates, eligibility criteria, documents and more.

Interest Rates for FD Deposits Less Than ₹3 crores

Here are the ICICI Bank fixed deposit rates for various tenures:

TenureRegular Citizen FD Interest RatesSenior Citizen FD Interest Rates
7 days to 29 days3.00% per annum3.50% per annum
30 days to 45 days3.50% per annum4.00% per annum
46 days to 60 days4.25% per annum4.75% per annum
61 days to 90 days4.50% per annum5.00% per annum
91 days to 184 days4.75% per annum5.25% per annum
185 days to 270 days5.75% per annum6.25% per annum
271 days to less than 1 year6.00% per annum6.50% per annum
1 year to less than 15 months6.70% per annum7.20% per annum
15 months to less than 18 months7.25% per annum7.80% per annum
18 months to 2 years7.25% per annum7.75% per annum
More than 2 years to 5 years7.00% per annum7.50% per annum
More than 5 years to 10 years6.90% per annum7.40% per annum
5 Years (80C FD) (Max ₹1.50 lakhs)7.00% per annum7.50% per annum

Disclaimer: These are the most recent ICICI Bank FD rates as of August 2024 and may be revised by ICICI Bank.

Also Read: ICICI Balance Enquiry Number

Make sure you check the bank’s website or app before you open an FD to get the latest rates. Furthermore, for deposit amounts exceeding ₹3 crores, the rates will differ, and you check them on the website. The ICICI FD rates over ₹3 crores also depend on whether you have the option for premature withdrawal. 

Furthermore, these rates also vary depending on the tenure. If you are a senior citizen, then the ICICI FD rates will be higher. So, use an ICICI Bank FD calculator to compute your earnings before booking a deposit that best aligns with your needs and goals.

Who can Open an ICICI Bank FD?

The following can open an ICICI Bank FD:

  • Indian residents over the age of 18
  • Minors under the custody of a guardian
  • Member of Hindu Undivided Families
  • Sole proprietorship and partnership firms
  • Limited companies
  • Trusts
  • Non-resident Indians

Also Read: ICICI Bank Statement

Documents Required to Open an ICICI Bank FD

You can open an FD with the following documents:

Identity Proof

  • Aadhaar card
  • Passport
  • PAN
  • Driver’s licence
  • Voter ID

Address Proof

  • Utility bill
  • Passport
  • Certificate or ID issued by post office
  • Bank statement with cheque

Know that with ICICI Bank, you also have the option of premature withdrawal, giving you immediate access to funds if you need it. However, this feature comes with a penalty. Instead, you can get the Fibe Instant Cash Loan and keep your FD intact.

You can get up to ₹5 lakhs at competitive rates and flexible tenures. Register on the Fibe Personal Loan App or website to enjoy a fast, simple and 100% digital application process. Once you have funds available, you can even close the loan early without any penalty. 

FAQs on ICICI Bank FD Interest Rates

What is the interest rate of FDs in ICICI Bank?

Here is an overview of the latest ICICI Bank fixed deposit rates:

  • Starts from 3.00% and goes up to 7.25% per annum for regular investors
  • Senior investors can enjoy rates starting from 3.50% p.a. to up to 7.80% p.a.

What is the current FD rate of ICICI Bank?

The current ICICI Bank FD rates range from 3% to 7.80% per annum. However, they depend on:

  • Deposit amount
  • Investment tenure
  • Your age

Is ICICI Bank safe for fixed deposits?

Yes, you can trust ICICI Bank and open an account to earn secure and guaranteed returns since this FD has a credit rating of ‘AAA.’

Can I break an ICICI FD anytime?

Yes, you can liquidate your deposit before maturity by paying a penalty. However, this depends on the type of FD you choose. In the case of a non-callable fixed deposit, you can’t make a withdrawal before maturity.

What is the interest of ₹1 lakh FD in ICICI Bank?

The ICICI FD rates for this amount go from 4.75% to 6.90% p.a. Based on this, you can earn from ₹1,188 to ₹98,156 interest at maturity. 

What is the minimum deposit amount needed to open the ICICI Regular FD account?

You can book an FD with a minimum ₹10,000 deposit amount.

Kotak Mahindra Bank FD Interest Rates 2024

Kotak Mahindra Bank, one of India’s fastest-growing banks, offers fixed deposit schemes where you can start investing with just ₹5,000. You can get attractive interest rates on these FDs depending on certain factors, such as: 

  • Investment period
  • Deposit type
  • Your age

So, read on to know the latest rates and more.

Kotak Mahindra Bank FD Rates for Deposits Less Than ₹2 Crores

Here are the most recent interest rates for deposits with premature withdrawal facility:

Maturity PeriodsFor Regular Investors (in p.a.)For Senior Citizens (in p.a.)
7 – 14 Days2.75%3.25%
15 – 30 Days3.00%3.50%
31 – 45 Days3.25%3.75%
46 – 90 Days3.50%4.00%
91 – 120 Days4.00%4.50%
121 – 179 Days4.25%4.75%
180 Days7.00%7.50%
181 Days to 269 Days6.00%6.50%
270 Days6.00%6.50%
271 Days to 363 Days6.00%6.50%
364 Days6.50%7.00%
365 Days to 389 Days7.10%7.60%
390 Days (12 months 24 days)7.15%7.65%
391 Days – Less than 23 Months7.20%7.70%
23 Months7.25%7.80%
23 Months 1 Day – Less than 2 Years7.25%7.80%
2 Years – Less than 3 Years7.15%7.65%
3 Years and Above but Less than 4 Years7.00%7.60%
4 Years and Above but Less than 5 Years7.00%7.60%
5 Years and Above Up to and Inclusive of 10 Years6.20%6.70%

Here are a few things you need to remember:

  • The bank may revise rates based on internal and external factors, so view the most recent rates before you invest
  • Check the latest fixed deposit rates for Kotak Bank on the website or app for investments of more than ₹2 crores

Also Read: Kotak Mahindra Bank Balance Enquiry Number

Benefits of Choosing Kotak Mahindra Bank FDs

Here are the standout advantages you should consider:

  • Receive a Handsome Payout 

Watch your savings grow with the high fixed deposit rates. What’s more, The FDs are rated AAA by CRISIL, which means it is a reliable and trustworthy option when you want to reduce your risk exposure. 

  • Get Interest Earnings at Maturity or Regular Intervals 

If you need money periodically, you can invest in this FD as it offers regular payouts every month or quarter. To earn more, you can choose a cumulative FD and receive earnings at maturity. This flexibility helps you find an option that works best for you.

  • Freedom of Choice 

You can invest for any time, starting from 7 days to 10 years. This helps you meet both short-term and long-term goals.

  • Liquidity at Any Time 

You can withdraw either partially or fully before maturity as per the terms. This helps you access funds when you need it. What’s more, if you need more funds, you can use the overdraft facility and borrow against your FD. 

Now that you know the fixed deposit rates for Kotak Bank and the benefits that make it a good choice, plan your investment smartly. To avoid partial withdrawal penalty and continue earning on your investment, get an Urgent Personal Loan of up to ₹5 lakhs in just 2 minutes. 

Fibe offers instant funding at affordable rates and flexible tenure, ensuring you have a convenient and comfortable experience. Download our Personal Loan App or register on our website to get started. 

FAQs on Fixed Deposit Rates of Kotak Mahindra Bank

What is the interest rate for FDs at Kotak?

Here are the details: 

  • The rates go up to 7.70% if you plan to invest up to ₹2 crores
  • These rates vary depending on the term, deposit type and other factors 

How can I get 6% interest at Kotak Mahindra Bank?

Since your rate depends on the term you choose, you can check which period offers the desired returns and invest accordingly. As of February, you can enjoy 6% interest by investing up to ₹2 crores for 181 to 263 days, provided you are a regular investor. 

What is the maximum FD amount at Kotak Bank?

There is no upper limit. However, remember that your rates will differ based on your investment amount. 

What is the interest rate for an FD of ₹1 lakh at Kotak Mahindra Bank?

The fixed deposit rates of Kotak Mahindra Bank for an investment of ₹1 lakh can range between 2.75% and 7.80% based on the tenure.

Is Kotak Bank safe for fixed deposits?

Yes, Kotak Mahindra Bank is considered safe for fixed deposits due to the following reasons:

  • It enjoys the highest safety rating from CRISIL
  • It also carries the protection of the Deposit Insurance and Credit Guarantee Corporation (DICGC) up to ₹5 lakhs

Can a Kotak FD be withdrawn?

Yes, you can withdraw from the deposit before maturity. However, penalty charges or revised interest rates may apply.

Latest Fixed Deposit Interest Rate of DBS Bank

DBS Bank offers a high-interest rate of 8.00% on their FDs alongside convenience and safety. DBS is a celebrated bank which has received accolades as:

  • The ‘World’s Best Bank’
  • The ‘Safest Bank in Asia’

You can choose the tenure that best suits you from the multiple options offered. DBS Bank also offers an additional 0.50% interest rate to senior citizens. 

DBS Bank FD Interest Rates for Deposits Below ₹2 Crores

The table below outlines the DBS FD rates based on your tenure and your profile:

Fixed Deposit TenureDBS FD Rates for Regular CitizensDBS FD Rates for Senior Citizens
7 days2.50%2.50%
8 days & up to 14 days2.75%2.75%
15 days & up to 29 days4.00%4.00%
30 days & up to 45 days4.50%4.50%
46 days & up to 60 days4.50%4.50%
61 days5.00%5.00%
62 days & up to 90 days5.00%5.00%
91 to 180 days5.00%5.00%
181 to 269 days6.00%6.50%
270 to less than 1 year6.00%6.50%
1 year to 375 days7.00%7.50%
376 days to 540 days7.50%8.00%
541 days to 599 days7.25%7.75%
600 days7.25%7.75%
601 days to less than 2 years7.25%7.75%
2 years to less than 2 years & 6 months7.00%7.50%
2 years & 6 months7.00%7.50%
2 years 6 months 1 day & less than 3 years7.00%7.50%
3 years and less than 4 years6.50%7.00%
4 years to less than 5 years6.50%7.00%
5 years and above6.50%7.00%

The FD rates displayed in this table are only applicable to individual Indian citizens. If you plan to invest more than ₹2 crores, you can get preferential rates, so contact DBS to know more. 

Also Read: Best banks for saving accounts in India

Benefits of Starting an FD at DBS Bank

Here are some advantages you can enjoy when you book a DBS Bank FD:

  • Invest Without Delay: You can open an FD with DBS Bank with just ₹10,000 and get started on your investment journey without wasting a minute! With the Digibank mobile app, you can start with just ₹5,000.
  • Choose Convenient Tenures: You can not only enjoy high DBS Bank FD interest rates but also enjoy flexibility when it comes to choosing when your investment matures. Pick a tenure from 7 days to 5 years or more so you can receive your interest payout when you need it.
  • Open Cumulative or Non-Cumulative FDs: Decide when you want to receive the interest earnings every month or every quarter or get them at maturity to earn more.
  • Experience Simplicity with the Mobile App: Digibank is a mobile banking application powered by DBS, wherein you can open a fixed deposit digitally. You can also track your earnings, add a nominee and manage your FD seamlessly using the app. 
  • Enjoy Safety at Every Step: When you open your FD with DBS Bank, you can also protect your invested corpus with the insurance provided by DICGC up to ₹5 lakhs. 

With all these benefits, opening an FD with DBS Bank is one of the ways you can strengthen your financial health for the future. However, in case you need instant funds now for life’s many upgrades, you can rely on Fibe. 

Get a Personal Loan in just 2 minutes at affordable rates online to access up to ₹5 lakhs. Download our Personal Loan App or register on our website to get started. 

FAQs on DBS Bank FD Rates 

What is the interest rate on FDs in DBS Bank?

DBS Bank offers varying FD interest rates depending on: 

  • Deposit amount
  • Tenure
  • Age of the investor

Here are the DBS Bank FD rates for deposits under ₹2 crores:

  • Regular citizens: 2.50% to 7.50% per annum
  • Senior citizens: 2.50% to 8.00% per annum

What is the DBS Fixed Deposit interest rate in 2024?

Check out the DBS Bank FD rates in 2024:

  • Regular citizens: 2.50% to 7.50% per annum
  • Senior citizens: 2.50% to 8.00% per annum

Does DBS have fixed deposit options?

Yes, DBS Bank provides various FD options that help:

  • Build your wealth safely
  • Avoid market fluctuations

How is the DBS Fixed Deposit interest calculated?

The DBS Bank FD interest depends upon the following:

  • Deposit amount
  • Interest rate
  • Investment tenure
  • Payout option

To make your calculation easy, you can use the DBS Bank FD calculator. 

How do I withdraw a fixed deposit from DBS?

You can prematurely withdraw your DBS Bank FD using the following:

  • The Digibank mobile app
  • Net banking
  • DBS Bank branch

In such cases, you will earn interest at a reduced rate with a 1% penalty based on the bank’s terms and conditions.

IndusInd Bank Toll-Free Number – 24×7 Support for Credit Card & NRI Customer

As an IndusInd Bank customer, you can now get quick assistance with your queries and concerns through 24×7 toll-free customer care numbers. Whether you need help with phone banking, credit card services or NRI banking, you can skip long processes and get instant solutions over a call. These helplines ensure round-the-clock support, making banking easier and more convenient. Read on for the complete list of contact numbers. 

Read on for complete details.  

IndusInd Bank Customer Care Toll-Free Number 

Whether you are looking to give feedback, have a query or want to lodge a complaint, you can simply call the IndusInd Bank customer care numbers. You can use your registered mobile number to contact the bank.  

Here is all the important IndusInd Bank toll-free number you can dial: 

  • For premium and regular banking customers: 18602677777 
  • To get your updated account balance: 18002741000 
  • For vehicle loan complaints or queries: 18001023333  

The IndusInd Bank complaint number for insurance will depend on the partner for policy-related matters. The table below has the IndusInd Bank toll-free no. linked to the insurer.  

Insurance PartnersIndusInd Bank customer care number
Care Health Insurance1800-102-4488
Cholamandalam MS General Insurance Company Ltd.1800-208-5544
ICICI Prudential Life Insurance Co. Ltd.1860-266-7766
Reliance General Insurance Co. Ltd.022-4890-3009
Tata AIG General Insurance Company Limited1800-266-7780
Tata AIA Life Insurance Company Limited1860-266-9966

Other than calling services, there are some missed call services available. You can opt for these services if you do not want to go for the calling option.  

Here are the numbers for different services: 

  • To apply for a loan: 18005323344 
  • For IndusInd Bank balance check: 18002741000 
  • For applying to other products: 18008336677 

IndusInd Bank Credit Card Customer Care Toll-Free Number  

For any credit card-related queries, you can contact IndusInd Bank’s toll-free customer care number – 1860 267 7777. This 24×7 helpline allows you to: 

  • Report a lost or stolen credit card 
  • Report suspicious transactions or unauthorised activity 
  • Get assistance with billing, rewards or other credit card services 

IndusInd Bank offers a variety of credit cards with exclusive benefits and this dedicated helpline ensures you receive quick and reliable support whenever needed. 

IndusInd Bank Toll-free Numbers for NRI Customers 

If you are an NRI IndusInd Bank customer, here are the contact details 

  • Account or credit card issues: 022-68577777, 022-44066666, or 022-42207777 
  • Queries related to vehicle loans: 18001023333 
  • Account balance: 18002741000  

IndusInd Bank balance enquiry number provides an easy way for balance check to its customers. You can easily get the help of these numbers when in need. Apart from that, the IndusInd Bank balance enquiry number will give you the current balance instantly offline.  

Moreover, these numbers especially help you when you are stuck with problems relating to any bank service, such as a lost card. In addition, 24/7 customer service availability will help you get all-time assistance.  

If you are looking for a quick option to get capital, irrespective of its usage, you can get quick and hassle-free financing at Fibe. The Fibe Instant Cash Loan offers up to ₹5 lakhs with swift approval and quick disbursal. We have a simple application process and zero foreclosure fees, with an affordable interest rate. To explore your options, download the Fibe Personal Loan App from the Google Play Store or App Store or register on our website.  

FAQs on IndusInd Bank Toll-Free Numbers 

How can I check my IndusInd Bank account balance?  

If you hold an IndusInd Bank account and want to know the current account balance, you can simply make a missed call from your registered number. The balance check number of IndusInd Bank is 18002741000.  

How can I call IndusInd Bank customer care?  

You can call the IndusInd Bank customer care number anytime through your registered mobile number. The customer service numbers vary according to your location and bank branch, but you can still contact toll-free numbers.  

What is the toll-free number for the IndusInd Bank balance inquiry?  

To check your current account balance through mobile SMS, you can give a missed call to IndusInd Bank toll-free number 18002741000.  

What is IndusInd Bank’s WhatsApp number?  

The IndusInd Bank WhatsApp contact number is 91-224406 6666, on which you can simply say ‘Hi’. Once registered, you can run an IndusInd Bank balance check, apply for a new product and more.  

What are the timings of IndusInd Bank’s customer care?  

There are no such fixed timings. You can call the IndusInd Bank’s customer service all 24 hours on any of the 7 days. You can contact the bank anytime.  

What is the customer care number if I live outside India?  

The contact number you can dial while living out of India is 022-44066666. Also, you can dial 022-42207777 in case of credit cards or premium banking queries. 

Axis Bank Fixed Deposit Rates 2025

Looking to invest in a Fixed Deposit? As of 2025, Axis Bank offers FD interest rates ranging from 3.00% to 7.10%, depending on the tenure, deposit amount and your age. You can start investing with just ₹5,000 and earn attractive returns tailored to your financial goals. 

These rates vary based on several factors: 

  • Your investment amount 
  • Chosen tenure 
  • Whether you’re a senior citizen 

Knowing the latest Axis Bank FD interest rates before investing helps you make a smarter, goal-aligned decision.  

Read on to explore the updated FD interest rates and discover why Axis Bank FDs are a preferred choice for secure, steady growth. 

How to invest in Axis Bank FD? 

Here’s a simple step-by-step guide on how to invest in an Axis Bank Fixed Deposit (FD): 

  • Pick the type of FD 
    Choose between a regular FD, a tax-saving FD if you want tax benefits, or a senior citizen FD if you are 60+. Each type offers different benefits based on your financial needs and age. 
  • Check the interest rates 
    Visit the Axis Bank website or branch to see the latest rates available. Higher interest rates can help your money grow faster over time. 
  • Keep your documents ready 
    Prepare your PAN card, Aadhaar card and a recent photo if needed for opening your first-time account. These documents help complete your KYC (Know Your Customer) verification. 
  • Choose how to open the FD 

Online: Use Axis Bank Internet Banking or the Mobile App for a quick setup. 

Offline: Visit any Axis Bank branch to open your FD in person.  
Select the option that is easiest for you based on your comfort with digital banking. 

  • Decide how much to invest and for how long 
    Determine the deposit amount and choose a tenure ranging from 7 days to 10 years. The right term depends on when you might need access to your funds. 
  • Select your interest payout option 
    Opt for regular payouts (monthly/quarterly) or let the interest compound until maturity. Regular payouts provide periodic income, while compounding increases your final amount. 
  • Add a nominee 
    Designate a nominee who will receive the funds in case something happens to you. This step ensures that your money goes to a trusted person without any legal hassles. 
  • Get confirmation 
    Once your FD is opened, you’ll receive a confirmation through SMS, email or a printed receipt from the branch. This serves as proof of your investment and includes all the details for future reference. 

Interest Rates for Less Than ₹3 Crores Deposit 

The following are current Axis Bank FD rates for domestic deposits for regular and senior citizens.  

TenureRegular Citizens (in % p.a.)Senior Citizens (in % p.a.)
7 days to 14 days3.003.50
15 days to 29 days3.003.50
30 days to 45 days3.504.00
46 days to 60 days4.254.75
61 days < 3 months4.505.00
3 months to 3 months 24 days4.755.25
3 months 25 days < 4 months4.755.25
4 months < 5 months4.755.25
5 months < 6 months4.755.25
6 months < 7 months5.756.25
7 months < 8 months5.756.25
8 months < 9 months5.756.25
9 months < 10 months6.006.50
10 months < 11 months6.006.50
11 months to 11 months 24 days6.006.50
11 months 25 days < 1 year6.006.50
1 year to 1 year 4 days6.707.20
1 year 5 days to 1 year 10 days6.707.20
1 year 11 days to 1 year 24 days6.707.20
1 year 25 days < 13 months6.707.20
13 months < 14 months6.707.20
14 months < 15 months6.707.20
15 months < 16 months7.107.60
16 months < 17 months7.107.60
17 months < 18 months7.107.60
18 Months < 2 years7.107.60
2 years < 30 months7.107.60
30 months < 3 years7.107.60
3 years < 5 years7.107.60
5 years to 10 years7.007.75

Also Check: Axis Bank Balance Enquiry Number 

Interest Rates of Deposit Between ₹3 Crores and ₹5 Crores 

Here are the Axis Bank fixed deposit rates for domestic deposits over ₹3 crores and less than ₹5 crores.  

TenureRegular Citizens (in % p.a.)Senior Citizens (in % p.a.)
7 days to 14 days4.755.25
15 days to 29 days4.755.25
30 days to 45 days5.506.00
46 days to 60 days5.756.25
61 days < 3 months6.006.50
3 months to 3 months 24 days6.507.00
3 months 25 days < 4 months5.155.65
4 months < 5 months6.50 7.00
5 months < 6 months6.507.00
6 months < 7 months6.75 7.25
7 months < 8 months6.75 7.25
8 months < 9 months6.75 7.25
9 months < 10 months6.857.35
10 months < 11 months6.857.35
11 months to 11 months 24 days6.857.35
11 months 25 days < 1 year7.40 7.35
1 year to 1 year 4 days7.40 7.90
1 year 5 days to 1 year 10 days7.40 7.90
1 year 11 days to 1 year 24 days7.40 7.90
1 year 25 days < 13 months7.40 7.90
13 months < 14 months7.40 7.90
14 months < 15 months7.40 7.90
15 months < 16 months7.057.55
16 months < 17 months7.057.55
17 months < 18 months7.057.55
18 Months < 2 years7.057.55
2 years < 30 months7.007.50
30 months < 3 years7.007.50
3 years < 5 years7.007.50
5 years to 10 years7.007.75

To decide on the best investment tenure, you can calculate your potential returns with the given interest rate. To simplify the calculations, you can use the Axis Bank FD calculator.  

Also Check: Axis Bank Customer Care Number 

Types of Axis Bank FD Schemes 

Here’s a table listing the types of Axis Bank Fixed Deposit (FD) schemes, along with their key features and eligibility: 
 

FD Scheme Key Features Eligibility 
Regular Fixed Deposit Fixed tenure and interest; flexible payout options Resident Individuals, HUFs 
Tax Saver Fixed Deposit 5-year lock-in; tax deduction under Section 80C Resident Individuals (Single/Joint) 
Reinvestment FD Interest compounded quarterly and paid at maturity Resident Individuals, HUFs 
Monthly Income Scheme (MIS) Interest paid monthly; ideal for regular income Resident Individuals, HUFs 
Quarterly Payout FD Interest paid quarterly; good for passive income Resident Individuals, HUFs 
Auto Fixed Deposit Auto-sweep from savings if balance exceeds threshold; reverse sweep if needed Savings Account Holders 
Fixed Deposit Plus Higher interest rates for deposits without premature withdrawal facility Resident Individuals, HUFs 
NRI Fixed Deposits (NRE/NRO) Repatriable and non-repatriable options; tax-free interest on NRE FDs Non-Resident Indians (NRIs) 
Senior Citizens FD Additional interest rate (usually +0.50% p.a.) Individuals aged 60 years and above 

Benefits of Investing in an Axis Bank FD 

Apart from the attractive Axis Bank FD rates, here are some reasons to book a deposit with them: 

  • Start Easily 
    Begin your investment journey with a low deposit amount, online or offline. 
  • Flexible Tenures 
    Pick a maturity period that aligns with your short or long-term goals. 
  • Payout Options 
    Choose between reinvesting your interest or receiving regular income. 
  • Quick Digital Booking 
    Open an FD in minutes through video KYC—fast, paperless and hassle-free. 
  • Other Key Advantages 
    Enjoy features like auto-sweep, better returns and minimal exit penalties. 

As you start your investment, keep an eye on your current finances, too. If you need funds for the short term, you can rely on Fibe. With Fibe Instant Cash Loan, enjoy up to ₹5 lakhs with easy application and minimum documentation.  

You can use these funds without any restrictions and repay with a comfortable tenure of up to 36 months. This allows you to manage your emergency and planned expenses easily. Apply now by downloading our Personal Loan App or visiting our website now!  

FAQs on Axis Bank FD Rates in 2024 

What is the FD rate of Axis Bank?  

Currently, you can enjoy a maximum 7.75% per annum interest rate for regular and 7.90% for senior citizens. You can check the current rates on the bank’s official website.  

What is the 7% interest rate at Axis Bank?  

You can enjoy interest of 7% when you book a domestic deposit between 5-10 years for less than ₹3 crores.  

What is the maximum FD amount at Axis Bank?  

While there is no upper limit for investing in an Axis Bank Fixed Deposit, you can only deposit up to ₹1.99 crores digitally.  

Is Axis Bank a safe bank for fixed deposits?  

Yes, it is generally considered safe for FD investment for the following reasons: 

  • It is an established bank and enjoys an ICRA AAA (Stable) rating.  
  • The deposits are secured for up to ₹5 lacs as per DICGC guidelines.  

What are the fixed deposit interest rates of Axis Bank for ₹1 lac?  

Here are some details of the Axis Bank fixed deposit rate: 

  • The interest rate depends on the term you choose. 
  • It ranges between 3.00% and 7.75% for regular citizens. 
  • It starts from 4.75% and extends up to 7.90% for senior citizens.  

What are the Axis Bank FD rates in 2024?  

Here are the details of the rates: 

  • It starts from 3.00%, depending on the investment terms.  
  • It can extend up to 7.80% for deposits worth more than ₹500 crores.  

Can I cancel the Axis Bank FD at any time?  

Yes, Axis Bank usually allows early withdrawal of fixed deposits. However, penalty charges or revised interest rates may apply. It’s best to check the exact terms and conditions for cancelling your fixed deposit.  

Is Axis Bank good for FD?  

Depending on your investment tenure, you can enjoy FD interest rates from 3.00% and 7.20% p.a. Additionally, senior citizens enjoy a 0.5% to 0.75% extra interest on their deposit. Thus, it is one of the best options for top banks in India.