*99# Mobile Banking Service: Know the Features & How it Works

The *99# mobile banking service is a USSD-based banking solution that lets you check your bank account balance, transfer money and access banking services instantly without internet or smartphone. You simply have to dial *99# from your mobile phone and that it.  Isn’t it interesting? Read on to understand what it is and how it works in depth.  What is *99# Mobile Banking Service?  The …

What is MICR? Full Meaning and Importance in Banking

If you’ve ever taken a close look at the bottom of a cheque, you may have seen a series of numbers in a special font. That’s not just some random numbers; that is what we call the MICR code.  Read on to understand what an MICR code is, its purpose and also how it is relevant in today’s digital banking environment.  What is an MICR Code?  MICR code full form: Magnetic Ink Character Recognition. Banks use this technology for …

What is a One-Time Password?

With digital banking and online transactions becoming everyday activities, security is essential. A One-Time Password (OTP) adds an extra layer of protection for activities like logging in or confirming financial transactions. OTPs help ensure that only the rightful user can access an account or complete a sensitive action. Read on to know what it is, …

Cooperative Banking: Meaning, Structure & Advantages

India’s banking ecosystem is diverse, catering to people from different income groups, professions and regions. While large commercial banks dominate urban finance, cooperative banks continue to play a vital role in strengthening local economies and supporting community-based financial needs. At the same time, modern financial needs often go beyond what traditional cooperative banking can offer. …

What is CKYC Number? Understand CKYC in Simple Terms

Managing your finances today is easier when your documentation is simple, centralised and accepted everywhere. This is exactly where CKYC comes in. Whether you are opening a savings account, applying for investments or planning to take a personal loan, understanding what is CKYC number can save time and effort. At Fibe, we believe financial access …

UCO Bank Saving Account: Features, Interest Rate and Minimum Balance

A UCO Bank Savings Account is a simple and reliable way to manage your money while also earning interest on your balance. Along with regular savings accounts, UCO Bank also offers special account options for students, salaried individuals, pensioners and senior citizens, each with its own benefits and features.  Here, you can find everything you need to …

Union Bank Saving Account – Know Minimum Balance, Saving Account Interest Rate

Opening a Union Bank of India savings account is one of the most practical ways to manage your money securely while earning interest on your deposits. Known for its nationwide presence and reliable digital banking, Union Bank of India offers several types of savings accounts tailored for individuals, salaried professionals, senior citizens and students. Whether …

Bank of India Savings Account: Interest Rates, Minimum Balance & Features 2026

A Bank of India Savings Account is designed to help customers save securely while earning steady returns on their deposits. As one of India’s leading public sector banks, Bank of India (BOI) offers multiple savings account variants tailored to students, salaried individuals, pensioners, women and families.  From competitive savings account interest rates to digital banking services and …

How to Check, Update and Troubleshoot Your KYC Easily

Your KYC, or Know Your Customer status, is like your entry pass to most financial services. Want to start a mutual fund SIP or take a personal loan? You’ll need a valid KYC first. It’s a small step that unlocks a lot. But, the process can differ slightly for investments and loans. Investments follow SEBI …