India's Largest Lending Platform | Fibe (formerly EarlySalary
Fibe (formerly EarlySalary): India's largest lending platform. One solution for all life’s big and small upgrades. Visit Now.
Many people often ask why the financial year starts from April in India when the calendar year begins in January. This structure may seem unusual at first, especially when comparing India with several Western countries. However, the decision to follow an April to March financial year is deeply rooted in India’s economic history, climate patterns …
Continue reading “Reasons Why the Indian Financial Year Starts in April”
Every year, the Union Budget decides whether salaried professionals breathe a little easier or just refresh their salary slip and move on. The Union Budget 2026-27, presented on 1 February 2026, was keenly watched by India’s working middle class — especially for income tax relief, cost-of-living support, and job creation. While the budget may not …
Continue reading “Union Budget 2026-27: Key Highlights & What It Means for Salaried Professionals”
Managing money can feel overwhelming when expenses, EMIs and savings goals compete for your monthly income. This is where simple budgeting frameworks help. One of the most practical and widely used methods is the 50/30/20 rule. Understanding the 50/30/20 Rule of Money The 50/30/20 rule is a simple money management framework that divides your monthly …
Continue reading “Adulting with Money? Start with the 50/30/20 Rule”
The first salary feels like freedom. New phone, weekend plans, better clothes, maybe even a bigger house. But somewhere between your 20s and 30s, that excitement quietly turns into questions like, ‘Why don’t I have enough savings?’ This is how finance mistakes 20s 30s sneak in subtle, common and rarely talked about. Many young adults use their first salary on lifestyle purchases instead of savings, without realising how deeply …
Continue reading “Top 10 Personal Finance Mistakes to Avoid in Your 20s and 30s”
India’s workplace rules are getting a long-awaited upgrade. With the new labour codes India 2025, the way your salary is structured, how much you save for retirement and even how banks judge your loan eligibility could change. Sounds complex? Don’t worry. Let’s break it down in simple terms and understand what it really means for your monthly pay, benefits and borrowing power. What are the New Labour Codes All …
Continue reading “New Labour Codes Explained: Impact on Salary, Benefits & Loans”
Understanding net profit is essential for anyone managing money or running a business. Whether you are checking financial health, planning for growth, or reviewing performance, knowing what net profit and net income mean can help you make smarter decisions. In simple terms, net profit is the money left after a business pays all its expenses. …
Continue reading “What is Net Profit and How to Calculate It?”
We often hear the terms HNI and Ultra HNI in financial reports, wealth management discussions and investment advisories. These categories help financial institutions identify clients who need specialised services due to their high wealth levels. Understanding the high net worth individual helps clarify how individuals are classified based on their financial strength and investing capacity. …
Continue reading “What are High Net Worth Individuals (HNIs) and Ultra HNIs?”
As the year draws to a close, it’s the perfect time for salaried employees to review their finances and ensure they are on track to meet their goals. Year-end financial planning helps you reflect on your earnings, expenses and savings so you can start the next financial year with clarity and confidence. From reviewing your …
Continue reading “Year-End Financial Checklist for Every Salaried Employee”
Apple’s iPhone 17 has arrived in India and the excitement is real! With its futuristic design, powerful performance, and stunning cameras, it’s easily the most awaited smartphone of the year. But with premium tech comes a premium price tag, which makes buying the iPhone 17 on EMI a smart option. Here’s your complete guide to …
Continue reading “iPhone 17 on EMI: Everything You Need to Know”
Diwali, the Festival of Lights, is one of the most awaited celebrations in India. If you’re looking for everything about Diwali 2025, from dates and holidays to muhurat times and rituals, you’re in the right place. Here, you can also know how Fibe Personal Loan can make your festival stress-free and joyful. Diwali 2025 Dates, …
Continue reading “Diwali 2025: Dates, Holidays, Rituals, Muhurat Timings, & Celebration Guide”
