UPI has made digital payments seamless, but sometimes there could be issues that users can face where their UPI ID not getting activated or verification fails. It can be related to connectivity or credentials mismatch or any other technical reason for that matter. Let’s understand why this happens and how to fix it quickly in more detail. Common Reasons for UPI Activation Failure If your UPI ID not getting activated, it usually comes …
Category Archives: Payment
Fake UPI Payment : Scams & Prevention Methods
UPI has made payments effortless but it has also opened doors for scammers. According to IBTimes India, with over 27 lakh fraud cases worth ₹2,145 crore reported in recent years, the scale of the UPI scam problem is significant. Let’s break down the most common techniques used in a fake UPI payment scam, so you know exactly what to watch out for. 1. Fake Payment Screenshots One of the …
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How to Block UPI Number?
UPI is highly secure, but in situations like phone theft, suspicious requests, or fraud attempts, knowing how can I block my UPI ID becomes essential. Acting fast can prevent unauthorised transactions and safeguard your money. If you’re wondering how to block UPI number, the quickest way is to contact your bank, disable UPI from your app settings, or block your SIM card if your …
How to Check UPI Transaction History?
UPI has made digital payments effortless in India. From splitting bills to paying for groceries instantly, it has made everything super smooth with just one click. But with convenience comes the need to track every transaction. Knowing how to check UPI transaction history ensures transparency, helps manage expenses and protects you from errors or fraud. Let’s understand this in more detail. …
UPI AutoPay for Businesses: Benefits, Features & How It Works
UPI AutoPay is transforming how businesses collect recurring payments. It enables seamless, automated billing for subscriptions, EMIs and services while improving customer experience and ensuring predictable revenue streams. Read on to understand what it is, how it works and what are the benefits. What is UPI AutoPay? UPI AutoPay is a feature introduced by the National Payments Corporation of India (NPCI) that allows …
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What is the Difference Between BHIM and UPI?
UPI is basically a digital payment system, while BHIM is a mobile application built on that system. In other words, BHIM is one of the apps that uses UPI to allow instant bank-to-bank transfers. According to NPCI data, UPI recorded more than 12 billion transactions in a 1 month in 2024. It showed how widely …
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UPI 123Pay: A Complete Guide to Offline Payments (RBI & NPCI Rules)
In a major push toward Financial Inclusion and the Digital India initiative, the Reserve Bank of India (RBI) and the National Payments Corporation of India (NPCI) launched UPI 123Pay. Designed specifically for the 400 million feature phone users in India, this service bridges the ‘digital divide’ by allowing secure, instant transactions without an internet connection. Whether you …
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How to Create a UPI ID Without a Bank Account: Wallets, RuPay Card & Latest Rules
Unified Payments Interface (UPI) has become one of the most popular methods for digital transactions in India, enabling users to send or receive money instantly using just a mobile phone. But what if there’s no linked bank account? Can UPI still be used? Here, you will know how to create a UPI ID without a …
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Digital Rupee vs. UPI: What’s the Difference and Why It Matters?
India’s transaction system has evolved rapidly in the last few years. From cash-based transactions to a cashless economy in India. Two major players in this transformation are Digital Rupee and UPI. While they both make payments easier, they are very different in how they work. If you’re hearing about Digital Rupee for the first time …
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Everything You Need to Know About Current Account UPI
UPI has changed the way we pay and receive money. It is quick, easy and safe. Most people know UPI works with savings accounts. But what about businesses that use current accounts? Many business owners ask if UPI can be linked with a current account. The answer is yes. For business owners, having a current …
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