Credit Score vs Credit Risk Assessment

The decision of whether or not lenders approve of a loan application entirely depends on your creditworthiness. After all, lenders will only offer credit to responsible borrowers and gauge the risk of lending to applicants before. However, not many are aware of the difference between credit score and credit risk assessment. While lenders used to […]

What Are The Challenges With Traditional Education Loans?

With skyrocketing costs, higher education is beginning to seem like a far-fetched dream for many aspiring students. Even if, for a moment, we put studying abroad aside, securing admission in leading educational institutions within our home country itself has become very expensive. Due to these cost challenges, students find themselves struggling to pay for their […]

Should You Incentivise Your Benefits?

Most organisations today are justifiably focused on sourcing and retaining top talent. With the popular belief that incentives or bonuses are the right way to go about increasing productivity, organisations may be failing to generate that crucial RoI from their talent pool. Some of the popular incentives are bonuses, health insurance, benefits for commuting employees […]

Improving Organisational Culture: 5 Tips

Keeping up with a modern workforce dominated by a generation of millennials is all about embracing the impetus for change in the traditional ways of work structures and employment patterns. To attract and retain critical talent, organisations need to go beyond focusing on their teams in the context of measurable and attainable goals. Sure, metrics, […]