Benefits of Financial Wellness for Employees

Financial stress can have a hard-hitting impact on an individual’s personal and professional life. A recent Ernst & Young study shows that around 81% of Indian employees experience a financial shortfall between two consecutive pay cycles.  A lack of financial literacy can force many to opt for loans at high interest rates. Many individuals go …

Best Personal Finance Influencers You Should Follow in 2024

Financial influencers in India and abroad share their expertise freely and abundantly via blogs, Instagram, Twitter and more. These influencers’ voices are heard by millions of people and have helped in changing many lives as well.  Take Shark Tank, for example; the show and investors helped save and grow businesses and made many rethink the way …

Why Should You Care About Financial Wellness? Key Reasons

Like physical wellness, financial wellness should occupy a central place in our list of life goals. Unlike physical wellness though, it is often ignored or taken casually by people. According to research, with 69% of workers being stressed about their finances and 72% worrying about their finances at work, it’s not hard to see why …

How Important is it for HR to Understand Finance?

HR’s passion for employee welfare and finance’s love for financial metrics in an organisation aren’t two distinct functions operating in different universes. The two departments co-exist and function together along with sales, production, marketing and other departments. While HR is tasked with hiring and training the production force, it requires digesting quite a lot of …

HR and Finance: Working Better Together

The conventional function of HR, being people-centric, makes it more of a front-office function juggling with minds and ideas. While separated from HR, Finance controls the figures and numbers at the back-office end. This divorce between two essential functions in an organisation slows down processes impacting the business’s ability for growth and adaptation. Peter Spence, …

This Father’s Day, Be Your Dad’s Financial Hero

Dad, Papa, Padre, Baba, Pére: there are hundreds of words we call one of the most influential people in our lives. Fatherhood and paternal bonds are honored on the third Sunday of every June. This year, we will celebrate Father’s day on the 20th of June. Parents are the pillars used for development in our …

How Instant Personal Loan Triumphs Over Credit Card Loan

A financial catastrophe can strike anyone at any time. However, to keep one’s goals and requirements from being harmed, people often seek financial assistance in loans and credits.  Credit card loans and instant personal loans are the most common financial aid. They have no end-use restrictions and can be used for various personal or commercial …

How to Get an Instant Loan Without CIBIL Score

No CIBIL score does not mean no loan. Lenders look at your income and your bank statements instead if your Credit Information Bureau (India) Limited (CIBIL) report shows no score, because a missing score only means missing data, not bad credit. Digital NBFCs like Fibe read your salary pattern, your spending behaviour and your repayment …

Things to Know before Applying for an Instant Personal Loan

Personal loans can help you through some of the big purchases in your life while saving on interest rates and a lot of related hassle. Not surprisingly, reports suggest that the demand for personal loans has been increasing in the past couple of years. People generally avail of this facility to finance a home improvement, …

The Relationship Between Gender Diversity and Our Bottom Lines

The gender gap has been one of the toughest disparities to bridge over the past couple of years. According to the World Economic Forum’s Global Gender Gap Report 2021, closing the global gender gap has increased by a generation from 99.5 years to 135.6 years, especially now with the effects of Covid-19 in the limelight. …