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The type of AC Air conditioners are mainly available in two configurations, a window AC or a split AC. Both of them have certain pros and cons. While windows ACs are generally cheaper and easier to install, they can be very noisy. On the other hand, split ACs make less noise but are more expensive …
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Financial wellness has recently gained importance to build successful work teams. And for good reason. After all, financial stress harms both the professional and personal lives of your employees, and by extension the organization too. According to a report, financial stress results in a 34% increase in tardiness and absenteeism. Along with being stressed, employees …
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Knowing how to negotiate for lower interest rates on loans enables you to get funding at a lower cost. It also helps you save money while providing some financial leeway. Financial institutions carefully analyse various factors while deciding the terms of your loan, including the rates. These factors include your: So, you need to work …
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Building your dream house is possibly the most anticipated as well as the most financially burdensome task you might undertake in your life. In recent times, with the COVID-19 lockdown, our homes became our office, our gym and essentially a safe sanctuary for all of us. Our home, as often said, is the extension of …
Continue reading “Should we use a housing renovation loan to finance home renovation?”
Knowing how to earn credit card points and how to use them in the best way is crucial to boost your financial strength. Credit card points and rewards are the issuer’s way of “rewarding” your loyalty. Credit card issuers offer these rewards to build loyalty and cultivate good spending habits amongst cardholders. You can use …
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Retirement isn’t just about employees ending their careers at the respective organization, it’s more than that. The old guard exits the organization while new blood comes in. The vision of retirement involves much more than a simple goodbye. Many teams look exclusively at the financial aspects though, but this pandemic has taught everyone that efforts …
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The World Health Day is an annual global health awareness day sponsored by the World Health Organization (WHO) and other related organisations that takes place on April 7th every year. The World Health Organization (WHO) organised the First World Health Assembly in 1948. With impact from 1950, the Assembly declared the seventh of April to …
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Whether you are a young professional or a seasoned professional in the workforce for over a decade, entering into a new work environment is like stepping on a new planet. As you prepare your CV, learn new lingo, there is one more thing you need to check- credit history and credit score. Yes, your credit …
Continue reading “Your Credit Score Affects Your Job? Here’s How”
Tax rebates are certainly an added advantage for several types of loans. Education loans, home loans, auto loans, and personal loans are among them. However, it becomes extremely important to understand that while some loans carry a tax benefit along with then, not all loans do. Any form of loan, no matter how small, is …
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Materialistic needs and high expectations can trap us in an endless loop of debt. After all, who can resist using that leftover limit on your credit card, a zero percent EMI offer, or that sale with huge discounts? Would you be taken aback if we told you that the same financial system that gave you …
