How to Change EMI Date of a Personal Loan: Process, Charges & Tips

This guide explains how to change the EMI date of a personal loan, including when lenders allow it, the exact steps to request a change and the charges involved. Most requests take 7 to 15 working days to process once submitted, so it helps to plan the switch a month ahead of your next due date.  …

Compare 10 Best Personal Loan Apps in India (2026)

Finding the best personal loan app in India involves more than approval speed. These 10 apps are evaluated on 8 factors that directly affect borrower costs and qualification ease. How We Compared the Apps This comparison uses publicly available information from lender websites, product pages, published terms, Key Fact Statement (KFS)-related disclosures where available, and …

What is a Promissory Note? Meaning, Format and Legal Validity in India 

A promissory note is a written and signed promise to pay a fixed sum of money to a named person or the bearer, either on demand or by a set date. So, what is promissory note, exactly? It is one of the simplest legal instruments used in personal loans, business borrowing and informal lending across India. This …

How to Apply for a Short-Term Loan in India: A Step-by-Step Guide 

This guide explains how to apply for a short-term loan in India, covering short-term loan eligibility India requirements, documents, step-by-step application process and short-term loan interest rate India comparisons. Whether you need an instant short-term loan app India approval or are comparing tenures, you will find everything here to borrow confidently.  Applying for a short-term loan in India used to mean branch visits, paperwork and days …

What is a Payday Loan? Meaning, How Does It Work 

This article covers what a payday loan is, how payday loan interest rates in India work in practice, whether you can get one with a bad credit score, and what really happens when you cannot repay. Read time: approximately 9 minutes.  A payday loan is a short-term, unsecured loan meant to tide you over until your next salary …

Top Personal Loan Apps for International Travel: Budget ₹2L–₹10L Range

This guide compares the top personal loan apps in India for international travel, covering the ₹2 lakh to ₹10 lakh range. You will find a lender-by-lender breakdown with real interest rate comparisons, an actual borrower example with EMI numbers, honest user reviews from Google Play and the App Store, and a clear framework for choosing between bank apps …

Top Personal Loan Apps for Salaried Professionals in India

Fibe, HDFC Bank, KreditBee and more, let’s explore some of the top personal loan apps for salaried professionals in India, covering real user ratings, interest rates, loan limits and who each app actually works for. Whether you have a 750 CIBIL score or a thin credit file, you’ll find the right match here in under 5 minutes of reading.  Let’s be honest, walking …

Top 10 Marriage Loan Apps in India (2026)

This article covers the top 10 marriage loan apps in India for 2025, with verified interest rates, processing fees and eligibility details for each app. Whether you are planning a small ceremony or a large multi-day celebration, it takes about 5 minutes to identify the right app and rate for your budget.  Weddings in India are considered as a serious business …

Top 5 Loan Apps for Self-Employed in India

The top loan apps suitable for individuals with business or variable income in India include Bajaj Finserv, Fibe, PaySense, KreditBee and Moneyview. These platforms offer flexible eligibility checks, digital processes and quick disbursal — making them useful for those without traditional salaried income structures.  If you’re self-employed in India—whether you run a small business, freelance, or earn through gigs—you already know one thing: getting a loan isn’t always straightforward. Traditional …