India's Largest Lending Platform | Fibe (formerly EarlySalary

Are you wondering why we need your bank statement and how you can get it? Fibe asks for your bank statement to provide personal loans and make the process simple. Read on to know more. 

How we make use of bank statements

Our assessment engine goes through your bank statement to assign you the best possible cash limit. This helps you pay your EMIs comfortably and boost your score simultaneously. 

Your safety first

Fibe is ISO/IEC 27001 certified and offers you a PCI DSS App-based journey for better data security. You can get cash up to ₹5 lacs in minutes — the transactions are highly safe and encrypted.

Avoiding mistakes when sharing your bank statements is key

Did you know these common mistakes when sharing your bank statements can delay your loan approval? Make sure you avoid the following:

• Sharing scanned images of bank statements
• Sharing mini statements, salary slips, or MPassbook instead 
• Sharing the wrong or no password for the bank statement PDF 
• Not sharing the complete bank statement for the last 3 months 

Here’s how you can share bank statements error-free

To ensure you share bank statements correctly the first time around, keep the following in mind:

• Share the original PDF as you receive it from the bank
• Make sure you share PDFs of your salary account 
• Give the correct password for the locked PDF 
• Ensure the bank statement reflects your salary credits for the last 3 months

3 easy ways to share your bank statements 

1. Upload the bank statement PDF 

Most banks email bank account statements to your registered email address every month. You can share the same with the protected password while applying for the loan. You can also get the bank statement from your bank’s mobile app.

2. Login to Net banking

Fibe app helps you to access your bank account using Net banking option. Our systems will automatically fetch the required details keeping your information safe and secure.

3. Log in to your bank on the Fibe App through Anumati 

To use Anumati to share your bank statements, follow these steps:

• Choose Online -> ‘login to Anumati’ on our app while sharing bank statement
• You will be redirected to Anumati’s platform 
• Log in with the mobile number, registered with Fibe and your bank a/c
• Once logged in, select bank name and consent for sharing bank statement with Fibe.

Anumati is an account aggregator that allows you to share your bank statement safely with Fibe. It is a service offered by Perfios Account Aggregation Services Pvt Ltd, an NBFC-AA that the RBI licenses.

Anumati cannot access or store your data. All it does is allow you to log in to Netbanking securely and conveniently on the Fibe app itself. 

To use it to share your bank statements, follow these steps:

• Choose ‘login to Anumati’ when submitting your bank statement
• You will be redirected to Anumati’s platform 
• Log in with the registered mobile number with Fibe same as your bank a/c
• Once logged in, select bank name and consent for sharing bank statement with Fibe.

Now that you are in the know, you can share your bank statement to process your application on Fibe hassle-free.

Join the Fibe community:

15 lac+ happy customers | 40 lacs+ bank statements securely processed | 50 lacs loans disbursed

Knowing how to get a bank statement is one of those small skills that saves you a lot of time, usually at the exact moment you’re short of it: a loan application, a visa file, a rent agreement or a transaction you don’t recognise. A bank statement, also called an account statement, is a document issued by your bank that sets out the transactions in your savings or current account over a chosen period. 

With a bank statement you can check your current account standing, spot suspicious activity and pick up errors early. Reviewing your transactions regularly also helps you track spending habits and notice patterns, which makes budgeting far less guesswork. 

Bank statements are also a mandatory document for practically any loan application. Lenders use them to understand your financial profile, confirm whether you have a regular income and assess your repayment capacity. Before we get to the steps, here’s what a statement actually contains. 

PRO TIP 

In a hurry? Open your bank’s mobile app, go to Statement or Transaction History, pick your date range and tap Download. That’s the fastest way to get a bank statement online and it takes about 2 minutes. 

What a Bank Statement Contains 

Whichever route you use, the document you get should include all of the following: 

• Your name and account number 

• Your registered address 

• The period the statement covers 

• The customer service number of your bank 

• Every transaction for the chosen timeline, both debits and credits 

• Opening and closing balance for the selected period 

If any of these are missing, the statement may be rejected by a lender or a visa office, so it’s worth a quick look before you upload it anywhere. 

How to Get a Bank Statement Offline 

Visit your branch with your ID and submit a requisition letter. You’ll either receive the statement across the counter or by post to your registered address. It works, but it’s slow, which is why most people now use one of the online routes below. 

How to Get a Bank Statement Using NetBanking 

If you’d rather work on a larger screen, or you need a longer date range than your app allows, NetBanking is the better option. It’s also usually where you’ll find older statements. Here’s the general process, which varies only slightly between banks: 

1. Log in to your bank’s NetBanking portal, or complete a one-time registration if you haven’t used it before 

2. Look for an option like ‘Download statement’, ‘e-Statement’ or ‘View transaction history’ 

3. Select the date range you need and choose ‘Download’, ‘Send PDF’ or ‘Send to my registered email’ 

4. Receive the statement as an encrypted PDF in your inbox, or download the PDF directly 

NetBanking is also where you can set up an automatic monthly e-Statement, which means you’ll never have to go looking for one again. 

How to Get a Bank Statement Using a Mobile Banking App 

For most people this is now the quickest answer to how to see a bank statement. The app already knows who you are, so there’s no login form to fill in and no registration step. The wording differs between banks, but the flow is consistent: 

5. Open your bank’s official app and authenticate with your MPIN, biometric or password 

6. Go to the account you want, usually under ‘Accounts’ or ‘My Accounts’ 

7. Tap ‘Statement’, ‘Transaction History’ or ‘e-Statement’ 

8. Pick a period. Most apps offer presets such as last 30 days, 3 months or 6 months, plus a custom date range 

9. Choose a format. PDF is what lenders and visa offices accept. Excel or CSV is more useful if you’re budgeting or reconciling 

10. Tap ‘Download’ or ‘Share’ to save it to your phone or email it to yourself 

Apps typically let you pull the last 6 to 12 months instantly. Anything older than that often needs a NetBanking request or a branch visit, so if you’re building a file for a loan or a visa, download the older months while you still can. 

WATCH OUT 

Never reach your bank’s login page by tapping a link in an SMS, WhatsApp message or email. Type the address yourself or use the official app. This is the single most common way people lose money to phishing. 

How to Get a Bank Statement via Email 

If you’re wondering how to find a bank statement you’ve already been sent, your inbox is the first place to look. Banks routinely email monthly account summaries or consolidated statements, so the document may already be sitting there. 

11. Log in to the email account registered with your bank 

12. Search for terms like ‘bank statement’, ‘account statement’ or ‘transaction summary’ 

13. Look for the regular emails from your bank containing the statement as a password-protected PDF 

14. Download the file and either remove the password or supply it alongside the file when you upload the statement elsewhere 

DID YOU KNOW? 

The PDF password is commonly a combination of the first few letters of your name and your date of birth, though the exact format varies by bank and is spelled out in the email itself. Check the email body before you start guessing. 

How to Get a Bank Statement at an ATM 

This is the simplest route of all and needs nothing more than your card: 

15. Visit your bank’s nearest ATM with your debit or credit card 

16. Enter your four-digit PIN 

17. Select ‘Get mini statement’ or ‘Print mini statement’ 

18. Collect the printed mini statement 

WATCH OUT 

An ATM gives you a mini statement only, usually the last 5 to 10 transactions on a slip of thermal paper. It is not a full statement and will not be accepted for a loan, visa or rental application. Use it for a quick balance check, nothing more. 

Bank Statement for Loan: Why You Need It 

Your bank statement is often the single most important document in a loan file, because it’s the one thing you can’t easily dress up. A salary slip states what you’re paid. A bank statement shows what actually landed, when, and what left again. 

Most lenders ask salaried applicants for the last 3 to 6 months and self-employed applicants for 6 to 12 months. Here’s what an underwriter is actually reading: 

• Salary credits: whether they arrive consistently, on roughly the same date, from a named employer 

• Average monthly balance: a buffer suggests you can absorb an EMI without stress 

• Existing obligations: EMIs and standing instructions already going out reveal what you owe elsewhere 

• Account conduct: EMI bounces, cheque returns and overdrafts weigh heavily against you 

• Unexplained large credits: these usually trigger a query rather than an outright rejection, so be ready to explain them 

Format matters too. Lenders want an unedited PDF in the bank’s own format, not a screenshot or a scan. Some accept the NetBanking PDF directly, others ask for a bank-attested copy. And many digital lenders now pull your statement directly through the Account Aggregator framework once you consent, which means you may not need to upload anything at all. 

Where Applications Usually Stall: Sneha’s Case 

Sneha, 29, works at an IT services firm in Pune and applied for a personal loan of Rs. 3,00,000. Two things held her file up for almost a week. 

First, she uploaded a password-protected PDF without sharing the password, so the verification team couldn’t open it. Second, she submitted statements for the account she uses for expenses, not the salary account her employer credits. Her income looked erratic as a result, because all it showed were transfers in from another account. 

Both were fixed in one call. But it cost her 6 days, and it’s the most common avoidable delay in the whole process. Submit the account your salary lands in, and either remove the PDF password or supply it upfront. 

Benefits of a Bank Statement 

Beyond loan applications, a statement earns its keep in a few ways worth knowing about: 

• Fraud detection: unauthorised or duplicate debits show up here first, and most banks limit how long you have to raise a dispute 

• Budgeting: seeing 3 months of spending laid out is usually more sobering, and more useful, than any budgeting app 

• Proof of income: needed for loans, credit cards, visa applications and most rental agreements 

• Tax filing: statements help you reconcile interest income, verify TDS entries and support the deductions you claim 

• Dispute evidence: if you’re contesting a charge with a merchant or the bank, the statement is your record 

• Auto-debit checks: confirming that SIPs, insurance premiums and standing instructions are actually going out on time 

Quick Links to Download Bank Statement from Top Banks 

One important change to know about before you bookmark anything. Following an RBI directive, Indian banks have migrated their websites and NetBanking portals to the exclusive ‘.bank.in’ domain, with a completion deadline of 31 October 2025. The domain is issued only to RBI-registered banks, so a ‘.bank.in’ address is itself a signal that you’re on a genuine site. Older ‘.com’ and ‘.co.in’ addresses may still redirect, but the new domain is the one to trust. 

QUICK STAT 

The ‘.bank.in’ domain was operationalised through IDRBT, authorised by NIXI under MeitY as the exclusive registrar, via RBI circular RBI/2025-26/28 dated 22 April 2025. Banks were directed to complete migration by 31 October 2025. A parallel ‘.fin.in’ domain is planned for NBFCs and other financial service providers. (Source: RBI circular RBI/2025-26/28, 22 April 2025) 

The table below lists the NetBanking portal for each bank. Because of the domain migration, every URL must be confirmed against the bank’s own site before this page goes live. 

If you spot an error or a discrepancy, raise it with your bank straight away rather than waiting for the next statement. Now that you know how to check a bank statement online, make a habit of it. Beyond tracking expenses, you’ll need one when you apply for a visa, a rental agreement or almost any form of credit. 

Most banks now offer statements online, which makes all of this considerably easier than it used to be. That said, banks don’t keep your records available indefinitely, and retention periods vary by bank and record type. Download and archive your statements yourself, either as files or printouts, rather than assuming you can pull a 5-year-old statement on demand. 

A bank statement gives you a clear view of your financial activity. It helps you monitor spending and stay deliberate about your money, which is what makes planned financial goals achievable rather than aspirational. 

If you’re planning a personal loan at competitive interest rates, keep your last 6 months of statements ready and Fibe will handle the rest. The application is fully digital with minimal documentation and quick approval, whether you’re funding travel, a wedding, education, shopping, home repairs or a medical emergency. Apply online at Fibe or through the Fibe app. 

FAQs on How to Get and Download a Bank Statement 

1.How do I get a bank statement for a loan application? 

Download a PDF from your bank’s app or NetBanking portal covering the last 6 months, and make sure it’s the account your salary is credited to. Most lenders ask salaried applicants for 3 to 6 months and self-employed applicants for 6 to 12. Send the bank’s original PDF rather than a screenshot or scan, and either remove the password or share it alongside the file. 

2.How to get a bank statement online in PDF? 

Log in to your bank’s app or NetBanking portal, open Statement or Transaction History, select your date range and choose PDF as the format. You can either download it directly or have it emailed to your registered address. The PDF is usually password-protected, with the password format explained in the accompanying email. 

3.How can I get a bank statement for the last 3 months? 

Most apps have a preset for this. Open Statement or Transaction History and select the last 3 months option, or set a custom date range covering the period you need. NetBanking works the same way and generally offers longer ranges than the app does. 

4.Do bank statements cost money? 

Downloading an e-Statement or receiving one by email is free at virtually every bank. Charges usually apply only to physical statements requested at a branch, duplicate statements or statements covering an old period beyond the free window. Fees vary by bank, so check your schedule of charges before you request a printed copy. 

5.How long does it take to get a bank statement? 

Through an app or NetBanking, seconds to a couple of minutes. By email, it depends on your bank’s cycle, though most portals let you trigger one immediately. At a branch you may get it across the counter, and a posted statement usually takes a few working days. 

6.The lender’s portal won’t accept my password-protected statement. What should I do? 

Open the PDF with the password, then save or print it as a new unprotected PDF and upload that. Most PDF readers allow this. Alternatively, check whether the lender has a field for the document password, or whether they support the Account Aggregator route, which pulls your statement directly from the bank with your consent and skips uploads entirely. 

7.I’ve closed the account. Can I still get an old statement? 

Usually yes, but not online. Once an account is closed, NetBanking access typically goes with it, so you’ll need to visit the branch with your ID and the old account number and submit a written request. Retention periods vary, and a charge often applies, which is why it’s worth downloading your statements before you close an account. 

Need your bank statement PDF and not sure where to start? Here’s the quick way: log in to your bank’s net banking portal or app, go to the account statement section, pick your date range, and download it as a PDF. And just like that, you’re done downloading it in under 2 minutes. 

That said, there’s more to it than a single click; especially when you’re downloading it for a personal loan application, where the statement needs to be in the right format, cover the right period, and ideally not trigger a ‘file corrupted’ error on upload. This guide walks you through all of it. 

Whether you bank with SBI, HDFC, ICICI, Axis, Canara or any of the major Indian banks, the steps below will get you there – on desktop, mobile, or email. 

What is a Bank Statement PDF? 

Think of it as your account’s official report card – a document that lists every transaction in your account over a chosen period, presented in a tamper-proof PDF format and digitally signed by your bank. 

Banks issue these monthly, but you can also pull one for any custom date range you need – last 3 months for a loan application, or last 12 months for a visa. Whatever the reason, the PDF carries the same legal standing as a printed passbook update. 

Here’s what you’ll typically find in one: 

Why lenders ask for this 

When you apply for a personal loan on Fibe, you’ll need to submit statements covering the last 3 to 6 months. This lets Fibe’s system check for consistent salary credits and estimate how much EMI you can comfortably handle. 

How to Download Your Bank Statement PDF on Desktop (Net Banking) 

Net banking is probably the cleanest way to do this – you choose the exact period you want, pick PDF as the format, and it’s straight to your Downloads folder. Here’s the process, which works across almost all Indian banks: 

1. Head to your bank’s internet banking website. For SBI that’s onlinesbi.sbi.co.in; for HDFC it’s netbanking.hdfcbank.com – and so on. 

2. Log in with your username and password. Haven’t registered for net banking yet? Most banks let you do that online in a few minutes, or you can walk into any branch. 

3. Once inside, look for your Accounts section. You’ll usually see options labelled something like ‘Account Statement’, ‘Download e-Statement’ or ‘View Transaction History‘ – the wording varies by bank. 

4. Select the account you want the statement for, if you hold more than one. 

5. Pick your statement period. Most loan applications ask for the last 3 or 6 months, so set the dates accordingly. 

6. Choose PDF as the file format. 

7. Hit Download. The file lands in your browser’s Downloads folder – usually within seconds. 

No PDF button? Try this 

A few banks – Canara Bank being a common example – don’t show a dedicated PDF download button. The workaround is simple: use your browser’s Print function (Ctrl+P or Cmd+P) and change the destination to ‘Save as PDF’. You’ll get a clean PDF version of the statement. 

How to Download Your Bank Statement PDF on Mobile 

Two ways to do this on your phone – through the monthly email your bank sends, or directly from your bank’s app. Both work fine; pick whichever is faster for you. 

Option 1 – Find It in Your Email Inbox 

Most banks auto-send a monthly statement PDF to the email address you registered with. It usually arrives in the first week of the following month. Here’s how to find it: 

8. Open Gmail, Outlook or whichever email app you use. 

9. Tap the search bar and type your bank’s name plus ‘bank statement’ – for example, ‘bank statement HDFC’ or ‘bank statement SBI’. 

10. Scan the results and open the most recent matching email. 

11. The PDF will be attached. Before you open it, read the email body – it usually tells you the password you’ll need. 

12. Tap the attachment to download it, enter the password, and you’re in. 

Option 2 – Download Directly From Your Bank’s App 

Prefer not to dig through old emails? Most banking apps let you generate and download a statement on the spot: 

13. Open your bank’s official app – YONO SBI, iMobile Pay, HDFC MobileBanking, Axis Mobile, Canara ai1, etc. 

14. Log in with your MPIN or fingerprint. 

15. Go to Account Summary or My Accounts. 

16. Look for ‘Account Statement’ or ‘e-Statement’ and tap it. 

17. Set your date range – 1 month, 3 months, 6 months, or custom. 

18. Tap Download as PDF. The file saves to your phone’s internal storage or the Files app. 

Password tip 

Bank statement PDFs in India are always password-protected. SBI typically uses your registered mobile number as the password. HDFC uses the first four letters of your name in uppercase followed by your birth date in DDMM format — so if your name is Rahul and you were born on 5 May, it’d be RAHU0505. Always check the email that came with the statement — the password instructions are right there. 

Bank-by-Bank Steps to Download Your Statement PDF 

The general process is the same everywhere, but menus are named differently across banks. Here’s exactly where to look in each one: 

SBI – YONO App or onlinesbi.sbi.co.in 

19. Log in to SBI’s net banking site or the YONO SBI app. 

20. Go to My Accounts → Account Summary → Account Statement. 

21. Pick the account and the statement period, then select the report type. 

22. Click Download. On mobile, the file goes to your ‘Files’ folder. 

Password: Your registered mobile number. 

HDFC Bank – netbanking.hdfcbank.com or HDFC MobileBanking App 

23. Log in to HDFC net banking. 

24. On the left-side menu, go to Enquire → Download Historical Statement. 

25. Select your account and date range, choose PDF as the format. 

26. Click Download. 

Password: First 4 letters of your name in CAPS + date of birth in DDMM format. Example: RAHU0505. 

ICICI Bank – icicibank.com or iMobile Pay 

27. Log in to ICICI net banking. 

28. Click on e-Statement. On mobile, look for ‘Account Statement’ under the accounts tab. 

29. Choose the account and time period, then select PDF format. 

30. Download the file. 

Password: First 4 letters of your name in CAPS + date of birth in DDMMYYYY format. Example: PRIY01011990. 

Axis Bank – axisbank.com or Axis Mobile App 

31. On the Axis website, go to Support → Download Your Savings Account Statement. 

32. Enter your registered mobile number, then verify with the OTP sent. 

33. Select account type, account number, statement duration and download format. 

34. The PDF will download to your Files folder. 

Canara Bank – canarabank.com or Canara ai1 App 

35. Log in to Canara Bank’s internet banking portal. 

36. Click Accounts → Account Statement in the left-hand menu. 

37. Select your account, set the start and end date, and choose PDF. 

38. If the PDF option isn’t available, hit Print → Save as PDF from your browser. 

PNB – pnbindia.in or PNB m-Passbook App 

39. Log in to the PNB m-Passbook app with your User ID and MPIN. 

40. Choose between mini-statement or a full statement for a specific period. 

41. PNB covers savings, recurring, current and overdraft accounts. 

42. At the bottom right, tap ‘Download Details as → PDF’. 

Bank of Baroda – bankofbaroda.in 

43. Log in to the Bank of Baroda net banking portal. 

44. Go to Accounts → Operative Accounts → Account Query. 

45. Select your account, pick the tenure, and set the format to PDF. 

46. Hit Download. 

How to Open a Password-Protected Bank Statement PDF 

Every bank statement PDF you download or receive by email in India is password-protected – that’s not a glitch, it’s intentional security. Opening it takes 10 seconds once you know the password format. 

On Desktop – Adobe Reader, Chrome or Edge 

47. Find the file in your Downloads folder. 

48. Double-click it. A password box will pop up. 

49. Type the password (see the table below for your bank’s format). 

50. Press Enter. The statement opens right away. 

On Mobile – Android or iOS 

51. Tap the downloaded PDF from your notifications or the Files app. 

52. Your phone’s PDF viewer, Google Drive or Adobe Acrobat will prompt for a password. 

53. Enter the password and tap OK. 

54. Once open, you can share or upload it directly – no need to convert anything. 

PDF still not opening? 

Wrong password is the most common culprit – double-check the format (uppercase, no spaces, correct date order). If the format looks right, try re-downloading the file; a partial download won’t open. Still stuck? Open it in Chrome or Adobe Acrobat Reader – older third-party PDF apps sometimes can’t handle the encryption Indian banks use. If none of that works, call your bank’s customer care and ask them to re-send the statement. 

A Few More Things Worth Knowing 

Statements arrive by email automatically. If you’ve registered your email with your bank, a PDF lands in your inbox every month – usually in the first week. Can’t find it? Check your Spam or Promotions tab first. If you’re not getting them at all, you can enable the e-statement subscription through your bank’s app or website. 

No extra sign-up needed. As long as your email is registered with your bank, you’ll get these automatically. If it isn’t, a quick visit to your bank’s branch or app settings will sort that out. 

These PDFs carry real legal weight. A digitally issued bank statement PDF is accepted as valid income proof for personal loans, VISA applications, rental agreements and income tax filings. It works exactly like a physically stamped statement from a branch – no need to get it counter-signed. 

Fresh statements only. For personal loan applications, most lenders – including Fibe – want statements no older than 3 to 6 months. A statement from 8 months ago usually won’t be accepted. 

Don’t try to edit it. Bank statement PDFs have embedded metadata and digital signatures. Any change – even something as small as adjusting a number – is visible during lender verification. Submitting a tampered statement is fraud and can result in permanent blacklisting from most financial institutions. 

Direct Links to Bank Net Banking Portals 

Save yourself the search – here are the official net banking URLs for the most used banks in India: 

1. SBI – onlinesbi.sbi.co.in 

2. HDFC Bank – netbanking.hdfcbank.com 

3. ICICI Bank – icicibank.com/personal-banking 

4. Axis Bank – axisbank.com 

5. Canara Bank — canarabank.com 

6. Bank of Baroda – bankofbaroda.in 

7. PNB – pnbindia.in 

8. Bandhan Bank – bandhanbank.com 

9. HSBC – hsbc.co.in 

10. Indian Bank – indianbank.net.in 

11. Central Bank of India – centralbankofindia.co.in 

12. Union Bank – unionbankofindia.co.in 

Getting your bank statement PDF is usually the quickest part of a loan application. Once you have it, the rest moves fast – especially on Fibe, where the whole process is designed to be paperwork-light. 

Apply for an Instant Personal Loan of up to ₹10 lakhs on Fibe — quick disbursal, minimal documentation and a straightforward application. Download the Fibe Personal Loan App to get started. 

FAQs on Bank Statement PDF 

1. Can I get a bank statement online? 

Yes — and it’s the easiest way to do it. Log in to your bank’s net banking portal or mobile app, go to the account statement section, pick your date range and download in PDF format. No branch visit needed, and there’s no charge for digital statements at most banks. 

2. How can I get a bank statement without going to the bank? 

Three ways: download it from your bank’s net banking portal on a desktop, get it from your bank’s official mobile app, or find the monthly PDF your bank sent to your registered email address. Any of these will give you a statement that lenders accept. 

3. Can I get a bank statement from a mobile app? 

Yes. YONO SBI, iMobile Pay, HDFC MobileBanking, Axis Mobile and all other major banking apps have an Account Statement or e-Statement option. Pick your date range, tap download and you’ve got the PDF on your phone in seconds. 

4. Do banks charge for bank statements? 

Digital statements – whether downloaded via net banking or received by email – are free at almost every Indian bank. The only time you might pay is if you walk into a branch and ask for a printed copy, which some banks charge a small fee for. 

5. How to download a bank statement PDF from SBI net banking? 

Log in at onlinesbi.sbi.co.in. Navigate to My Accounts → Account Summary → Account Statement. Choose your account, set the period, and click Download. The PDF is usually password-protected with your registered mobile number. 

6. How to download a bank statement PDF from HDFC net banking? 

Log in at netbanking.hdfcbank.com. In the left menu, go to Enquire → Download Historical Statement. Select your account, set the time period and choose PDF format, then click Download. Your password is the first 4 letters of your name in capitals followed by your birth date in DDMM – for example, AMIT1503. 

7. Can I download a bank statement PDF for the last 6 months or 1 year? 

Yes, most banks let you pull statements for up to a year in one go. Kotak Mahindra Bank is a notable exception – it caps downloads at 3 months at a time, so you’d need to do two separate downloads for 6 months. If you need a statement going back further than a year, a written request at the branch is usually the route. 

8. Why is my bank statement PDF not opening? 

The most common reason is a wrong password – check the format your specific bank uses (see the password table above). If the password seems right, try re-downloading the file since partial downloads can get corrupted. Also make sure you’re using Chrome, Adobe Acrobat Reader or Microsoft Edge to open it – older PDF apps sometimes can’t handle the encryption. Still stuck? Your bank’s customer care can re-send the statement.