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Download HDFC Bank Statement Online

Keeping track of your finances starts with having easy access to your bank statement. Your HDFC Bank statement gives you a complete picture of your transactions. Every credit, every debit, every balance update – all in one place. Whether you need it for tax filing, loan applications or just to review your monthly spending, you can download it in minutes through net banking, the mobile app, WhatsApp or even at an ATM.

Once you complete your HDFC Bank statement PDF download, you’ll notice the file is password-protected. This is a security feature to make sure your financial data stays safe. The HDFC statement password is usually your Customer ID or the first 4 letters of your name in caps, followed by your birth year. So, for example, RAJE1990 for someone named Rajesh born in 1990. Enter this HDFC statement password when the PDF prompts you and you’re in.

[Source: HDFC Bank statement online – HDFC]

How to Download HDFC Bank Statements Online and Offline

You can download or access your HDFC Bank statement both online and offline in just a few minutes. Here’s a quick summary of the available methods:

Method	Online	Offline
Net Banking	Log in and select ‘A/c Statement’ to complete your HDFC statement download.	–
Mobile App	Log in to the HDFC app and request for statement download.	–
WhatsApp Banking	Send ‘Hi’ to 7070022222 and follow the prompts to get your statement.	–
ATM	–	Insert your card and select ‘Account Statement’ to view your latest transactions.
Bank Branch	–	Fill out the statement request form for a printed or emailed copy.
SMS Banking	–	Give a missed call to 18002703355 to get your mini statement.

Once you complete your HDFC Bank statement PDF download, the file is secured with a password. Knowing your password for HDFC Bank statements helps you open and view your details safely every time.

How to Download HDFC Bank Statements Online?

You can get your HDFC Bank statement online through net banking, the mobile app or WhatsApp banking. Here’s what you need to do:

Step 1: Log in to your HDFC account using your registered credentials
Step 2: Choose the account statement option and select your preferred duration and format
Step 3: Save or view your statement in PDF form for quick access

Here’s how to download your HDFC Bank statement using different online options:

Download HDFC Bank Statements Through Net Banking

Log in to your net banking account with your customer ID and password
Go to the menu and select ‘Enquire’
Click on ‘A/c Statement – Current and Previous Month’
Select the account number, period and format
Click on the ‘View’ tab
Select the ‘Print This Page’ option and save it as PDF

Downloading the statement as a PDF is one of the most convenient formats as it helps you view it and share it easily. Upon completing the HDFC bank statement PDF download, you will get a document that is password-protected for extra security. Note that the HDFC Bank statement password is your customer ID.

The bank also allows you to register for regular e-statements through the net banking portal. You can request a periodic statement under the ‘Request’ section after logging into your net banking account.

Download HDFC Bank Statements Via Mobile App

Download the HDFC Bank net banking app
Log in with your customer ID and password/face ID/pin
Select your account
Click on ‘Statement’ and then on ‘Request Statement’
Select the ‘Duration’ and ‘Format’
Click on ‘Confirm’

Download HDFC Bank Statements from WhatsApp Banking

Save the HDFC Bank WhatsApp number 7070022222 on your mobile
Send a WhatsApp text ‘Hi’
Follow the instructions for registration
Once done, open the WhatsApp chat
Type in ‘I want my account statement’

After choosing your statement period, you will get your statement on WhatsApp.

How to Get HDFC Bank Statement Offline?

If you prefer offline options, there are multiple ways to access your account details through SMS, ATM or by visiting the branch.

Step 1: Choose the most convenient offline method – SMS, ATM or bank visit.
Step 2: Use your registered mobile number or debit card to get your statement details.

Here’s how to generate your HDFC Bank statement through different offline options:

Get HDFC Bank Mini Statement on SMS

To get your mini statement on SMS, give a missed call on the toll-free number: 18002703355. On the mini statement, you will get the details of your last 10 transactions in an SMS.

Get HDFC Bank Statement at ATM

Go to your nearest HDFC Bank ATM
Insert your debit card and PIN
Select the ‘Account Statement’ option

Following these steps, the ATM will generate a mini statement for your last 9 transactions.

Get HDFC Bank Statement at Bank

To get your account statement in person, you must fill out the HDFC Bank statement request form. To fill out the form, have your customer ID and account number handy. By submitting the form, you can request the statement by email or in the form of a hard copy at your residential address.

HDFC Bank Statement Format

This account statement is generated by the bank and includes all your banking account information and transaction history for a specified period. Once you complete your HDFC statement download, you can view the following information:

Personal details such as your name, mobile number and residential address
Account details such as account type, number, IFSC, MICR code, outstanding balance, etc.
Transaction history such as debit and credit dates, amounts, payees or payer bank account numbers and balance

HDFC Bank Statement Password

Every e-statement or PDF you receive from the Bank is protected by an HDFC Bank statement PDF password for security. Here’s how it works:

Password format: Usually, the HDFC account statement password is your customer ID or the first 4 letters of your name (in caps) followed by your birth year.
Example: For a user named Rajesh born in 1990, the HDFC bank statement password would be RAJE1990.
How to open HDFC bank statement PDF password: Simply enter the password when prompted after opening the PDF.

This ensures your financial data remains secure even if shared over email.

[Source: HDFC bank statements password – ClearTax]

Examples of HDFC Bank Statement Password

Not sure what your HDFC statement password looks like? Here are a few examples:

Account Holder Name	Year of Birth	HDFC Statement Password
Rajesh Kumar	1990	RAJE1990
Priya Sharma	1985	PRIY1985
Amit Verma	1995	AMIT1995
Sunita Patel	1978	SUNI1978
Deepak Singh	2000	DEEP2000

The format is simple – first 4 letters of your name in capital letters, followed by your birth year. If this doesn’t work, you can always reach HDFC Bank customer care for help.

By knowing these steps, you can check your history of transactions to create a better budgeting strategy or review your expenses. As it shows your updated account balance, you can also opt for a loan if you are running low on funds. One great option you can rely on is Fibe.

With the Fibe Instant Cash Loan, you can get up to ₹10 lakhs on minimum documentation online. You can repay with a comfortable tenure of up to 36 months and foreclose without any penalties. Download the Fibe Personal Loan App or register on the website to get approval within minutes!

FAQs on Downloading HDFC Bank Statements

How can I get my bank statement without HDFC net banking?

If you can’t access net banking, you can opt for HDFC Bank statement download online through mobile banking or WhatsApp banking. As offline options, you can call the toll-free number 18002703355 or visit your nearest HDFC Bank branch.

How can I download my HDFC 6-month bank statement?

To download your last six months’ account statement, log in to your HDFC account via net banking. Select any statement period and download it in the format you want.

How can I get an HDFC Bank statement through WhatsApp?

The WhatsApp banking number for HDFC Bank is 7070022222. You can register for the WhatsApp banking facility by saving this contact number and sending ‘Hi’ from your WhatsApp account. After registration, you can chat with the HDFC Bank bot to generate your bank statement.

What is Mobile Banking? Definition, How It Works, Types & Advantages

Mobile banking is a digital banking service that allows you to access your bank account and complete financial transactions using a mobile phone or tablet. Through a bank’s official app, SMS, USSD, UPI or WhatsApp banking, you can check your balance, transfer money, pay bills, manage cards, download statements and raise service requests without visiting a branch.

In simple words, mobile banking helps you carry your bank in your pocket. Whether you want to pay an electricity bill, transfer rent, block a lost debit card or open a fixed deposit, you can do it from your phone.

With India’s growing digital payment adoption, mobile banking has become a key part of everyday money management. UPI, bank apps and mobile-led services have made banking faster, easier and more accessible for customers across cities, towns and rural areas.

What is Mobile Banking?

Mobile banking means using a mobile device to access banking services and complete financial transactions. It is usually available through:

Bank mobile apps

SMS banking

USSD banking

UPI apps

WhatsApp banking

Missed call banking

You can use mobile banking to check your account balance, transfer funds, pay bills, recharge FASTag, request statements, manage cards and apply for banking products.

Example: If your credit card bill is due today, you can open your bank’s app, check your balance, pay the bill and receive a confirmation alert within minutes.

How Does Mobile Banking Work?

Mobile banking works by linking your bank account with your registered mobile number and verified device. Once you activate the service, you can securely access banking features.

Here is the basic process:

Download the official banking app

Install it only from Google Play Store, Apple App Store or the bank’s official website.

Register with your bank details

You may need your account number, customer ID, debit card details or internet banking login.

Verify your mobile number

The bank confirms that the number linked to your account is active on your device.

Set login credentials

Create an MPIN, password or transaction PIN. Many apps also allow fingerprint or face ID login.

Start using services

You can check balances, transfer funds, pay bills, manage cards and raise service requests.

Complete security checks

Banks may use OTPs, PINs, biometric login, encryption and real-time alerts to protect your transactions.

Mobile Banking Services: What Can You Do on a Mobile Banking App?

A mobile banking app works like a digital branch. Here are some common services:

Service	What It Helps You Do
Account balance check	View available balance instantly
Mini statement	Track recent transactions
Fund transfer	Send money through UPI, NEFT, RTGS or IMPS
Bill payments	Pay electricity, water, gas, credit card or EMI bills
Recharges	Recharge mobile, DTH or FASTag
Card management	Block, unblock or reset card PIN
Deposits	Open fixed deposits or recurring deposits
Service requests	Request cheque book, DD or account statement
Loans and products	Apply for loans, insurance or investments

Key Features of a Mobile Banking App

A good mobile banking app is designed for convenience, speed and safety. Some important features include:

1. Real-Time Balance and Transaction Alerts

You can check your account balance anytime and receive instant alerts for credits, debits and failed transactions. This helps you track spending and detect suspicious activity quickly.

2. Biometric Login

Many banking apps allow fingerprint or face ID login. This adds convenience and improves security by reducing the need to type passwords repeatedly.

3. Instant Fund Transfers

Mobile banking apps support multiple fund transfer options, such as:

UPI for instant everyday payments

IMPS for instant bank-to-bank transfers

NEFT for regular fund transfers

RTGS for high-value transfers

4. Card Management

You can manage your debit or credit card directly from the app. This may include blocking or unblocking cards, resetting PINs and setting transaction limits.

5. Bill Payments and Recharges

You can pay utility bills, mobile bills, credit card dues and recharge FASTag or DTH from one place.

Advantages of Mobile Banking

Mobile banking offers several benefits for customers.

1. 24/7 Banking Access

You do not need to wait for branch timings. You can access your bank account anytime and from anywhere.

2. Saves Time

Mobile banking reduces branch visits, paperwork and waiting in queues. Most routine banking tasks can be completed in a few taps.

3. Faster Transactions

UPI and IMPS payments are instant, making mobile banking useful for urgent payments and last-minute bill settlements.

4. Better Money Control

Real-time statements, alerts and transaction history help you monitor income, spending and account activity.

5. Easy Access to Services

Modern banking apps include savings, deposits, loans, cards, bill payments, insurance and support in one place.

6. Improved Security

Banks use safety features such as OTPs, MPINs, biometric login, device verification and transaction alerts to protect users.

7. Useful During Emergencies

You can instantly block a lost card, transfer money, download statements or pay urgent bills without visiting a branch.

Types of Mobile Banking

Mobile banking is available in different forms depending on your device, internet access and bank facilities.

1. Mobile Banking Through SMS

SMS banking allows basic services without internet. You can send an SMS command to your bank’s registered number to check balance, get a mini statement or block a card.

2. Mobile Banking Through Mobile Apps

This is the most common type of mobile banking. You download your bank’s app and access services such as fund transfers, bill payments, card controls, deposits and loan applications.

3. Mobile Banking Through USSD

USSD banking works through short codes and does not require mobile internet. It is useful for feature phone users and can help with balance checks, mini statements and basic transfers.

4. UPI-Based Mobile Banking

UPI apps allow instant bank-to-bank transfers using a UPI ID, mobile number or QR code. Apps like BHIM, Google Pay, PhonePe and Paytm use UPI to enable mobile payments.

5. WhatsApp and Missed Call Banking

Many banks offer WhatsApp or missed call banking for balance enquiry, mini statements, product information and basic support.

Mobile Banking vs Internet Banking: Key Differences

Point	Mobile Banking	Internet Banking
Device	Smartphone or tablet	Laptop, desktop, tablet or browser
Access	App, SMS, USSD, UPI or WhatsApp	Bank website
Best for	Quick daily transactions	Detailed banking tasks
Login	MPIN, password, biometrics or OTP	User ID, password and OTP
Internet need	Needed for apps, not always for SMS/USSD	Required
Common use	UPI, bill payments, card controls	Statements, profile updates, tax documents

Quick takeaway:

Use mobile banking for fast, everyday transactions. Use internet banking when you need a larger screen or want to complete detailed account-related tasks.

How to Register for Mobile Banking?

Step	What to Do
1	Ensure your mobile number is registered with your bank
2	Download the official mobile banking app
3	Choose registration or activation
4	Enter account, customer ID or debit card details
5	Complete OTP verification
6	Set MPIN, password or transaction PIN
7	Enable biometric login, if available
8	Start using mobile banking services

Avoid downloading banking apps from unknown links or third-party websites.

Is Mobile Banking Safe?

Yes, mobile banking is generally safe when you use official banking channels and follow basic security practices. Banks use encryption, OTPs, PINs, biometrics and alerts to secure transactions.

To stay safe:

Download apps only from official app stores

Never share OTP, MPIN, UPI PIN or card PIN

Avoid public Wi-Fi for banking

Keep your phone locked

Update your app regularly

Do not click suspicious links

Turn on transaction alerts

Report lost phones or cards immediately

Conclusion

The tool has made banking faster, simpler and more accessible. From checking your balance to transferring funds, paying bills, managing cards and applying for financial products, you can complete multiple tasks directly from your smart device.

As you explore the convenience of mobile banking, Fibe helps simplify access to credit. You can apply for an instant personal loan through the Fibe Instant Loan App or register on the Fibe website to get access to loans of up to ₹10 lakhs, subject to eligibility and approval.

FAQs on Mobile Banking

1. Is UPI mobile banking?

Yes, UPI is a part of mobile banking. It allows you to transfer money instantly from one bank account to another using a mobile app.

2. Is Google Pay mobile banking?

Google Pay is a third-party UPI payment app. It is not a bank’s own mobile banking app, but it enables mobile banking-style transactions through UPI.

3. Is mobile banking safe in India?

Yes, mobile banking is safe when you use official apps and follow safety practices such as not sharing OTPs, MPINs, passwords or UPI PINs.

4. How do I activate mobile banking on my phone?

Download your bank’s official app, verify your registered mobile number, enter account or debit card details, complete OTP verification and set your login PIN or MPIN.

5. Can I use mobile banking without the internet?

Yes, some services like SMS banking, USSD banking and missed call banking work without internet. However, full-feature mobile banking apps need mobile data or Wi-Fi.

6.What is the future of mobile banking in India?

The future of mobile banking in India will include AI-based support, voice banking, stronger fraud detection, regional language access, instant loans and more personalised financial services.

Recurring Deposit Account: Opening Process & Advantages of RD

An RD instalment is the regular payment you make towards this traditional and risk-free investment. Offered by banks, a recurring deposit account requires you to invest a fixed amount every month. This allows you to earn monthly interest and access it at maturity.

A secure investment, an RD allows you to grow your wealth just like an FD. It is most suitable for investors with a low-risk appetite. Read on to know what is recurring deposit is the benefits of an RD account and more.

Recurring deposit meaning

When you open an RD account with any bank or NBFC, you set an investment amount and date. The said amount will be debited periodically from your existing savings or current account for the chosen tenure. This tenure usually starts from 3 to 6 months and goes up to 5 to 10 years.

With a recurring deposit scheme, you earn an interest on your investment, similar to a fixed deposit. However, where an FD requires a lump sum investment, you can invest with ease in smaller amounts periodically with an RD.

Also Read: Best banks for savings accounts in India

Features of recurring deposit accounts

To better understand what is RD account, learn about some of its key features below.

These accounts aim to inculcate regular saving and investment habits
You can start your investment with a minimum deposit amount of ₹100, which makes it an affordable investment option for all
You can customise your deposit by choosing an ideal tenure
You can compare RD interest rates across various banks and invest in the most attractive one
Premature withdrawals are not allowed in RD accounts, so ensure that liquidity is not a concern

Advantages of recurring deposit accounts

Here are some key RD benefits to keep in mind before you get started.

Investing is simple and hassle-free, as most banks have online processes
Nominal risk makes it suitable for all and great for diversifying portfolios
Interest earnings are higher than the savings account
Senior citizens get an additional interest benefit
Banks allow you to take a loan against your RD account to meet urgent needs
Regular RD instalments help you build a habit of savings
Facility to nominate a beneficiary helps you secure your family’s future
At some banks and NBFCs, the delayed payment of an RD instalment doesn’t attract any penalties

Interest rates for recurring deposits from top banks

To maximise your RD benefits, choose the highest interest rates. Take a look at the latest RD interest rates:

Bank	Rate of Interest for Regular Citizens	Rate of Interest for Senior Citizens
Axis Bank	5.75% – 7.10%	6.25% – 7.75%
HDFC Bank	4.50% -7.10%	5.00%- 7.75%
ICICI Bank	4.75% – 7.10%	5.25% – 7.60%
IndusInd Bank	7.00% – 7.85%	7.75% – 8.25%
Kotak Mahindra	6.00% – 7.20%	6.50% – 7.70%
Yes Bank	6.10% – 7.50%	6.60% – 8.00%

Keep in mind that these rates are current as of October 2023 and are subject to change as per the bank’s policy. Based on the prevailing rates, you can book your RD with ease.

Also Read: How to get bank statement online

How to Open a Recurring Deposit

You can open an RD account online by logging into your net banking account or your mobile banking app. Usually, you will find the option to open an e-RD account under investments. By providing your deposit amount, date and tenure, you can book your RD account in minutes. If you prefer to go the offline route, you can visit the nearest branch of your bank.

If you have an urgent need for funds in the midst of paying your RD instalments or when you have funds locked into other investments, look for a feasible alternative. Rather than taking loans against your investments or liquidating them prematurely, consider Fibe. Cover umpteen personal expenses with the Fibe Instant Personal Loan and get up to ₹5 lakhs hassle-free. Register now on the Fibe Personal Loan App or website and get started.

FAQs on Recurring Deposit (RD)

How does a recurring deposit work?

With an RD account, you invest a certain sum at regular intervals from your savings or current account. Banks add your interest earnings to your RD account, so you can grow your savings and access them at maturity.

What is RD in a bank?

RD in a bank stands for a recurring deposit, where your periodic deposits in an account earn interest. It is a safe investment option and does not require you to have a ready lump sum to invest in one shot.

Is RD beneficial?

Yes an RD is beneficial. With an RD account, you can earn interest on your regular investment in a safe and secure manner based on the interest rate at the time you start.

What is the function of recurring deposits?

The function of recurring deposits is to help you build a habit of savings and earn interest on your investment.

Can I withdraw my RD anytime?

No, you cannot withdraw funds from your recurring deposit account before the tenure matures.

Which bank gives 7% interest on RD?

HDFC Bank, IndusInd Bank, ICICI Bank, Axis Bank and Yes Bank are some of the banks offering an interest of 7% or more on RDs. However, the interest depends on the tenure and your age, so check this carefully before you invest.

Retail Loan: What is it, its types, benefits and more

A retail loan is a popular financing option that allows you to meet your needs stress-free. Getting such a loan expands your purchasing power. This way, you can make a small ticket or big-ticket purchases without worrying about funds at your disposal.

Retail loan, meaning a loan offered to regular customers, offers you complete freedom of usage. From ACs to bikes, you can use it to finance anything at all and repay in affordable EMIs. There are many types of retail loans you can get access to, making it easy for you to choose one based on your specific requirements.

Read on to learn what is retail loan, its types, benefits and more.

What is a Retail Loan?

In the lending industry, individual customers are called retail customers. As such, a retail loan is any loan that satisfies the financial requirements of an individual. The terms of such loans depend on your repayment capacity and creditworthiness as well as the lender’s policy.

Once you avail of this type of loan, you must pay interest depending on your tenure and loan amount. This way, a retail loan helps you make an immediate purchase when you are short on funds.

Types of Retail Loans

To better understand what retail loans are, you must know some of their types, which include:

Personal Loans

This is the most common and versatile of all retail loans. With a personal loan, you can finance any personal expense. Since it is an unsecured loan, you can get funds from top lenders like Fibe without pledging any asset.

Home Loans

Buying a home with a lump sum is extremely difficult, considering high property prices. With a home loan, you can buy your dream house with a secured loan. Moreover, you can pay back your loan easily with a tenure of 20 or 30 years.

Vehicle Loans

A vehicle loan, also called an auto loan, is another secured loan that assists you in buying a car or a two-wheeler. Often, borrowers pay a down payment and use a loan to cover the remaining cost.

Education Loans

This loan is for those aiming to get funds for higher education or upskilling. It covers the cost of tuition and other academic expenses. In some cases, you can start repaying the loan once your education is complete, with certain lenders providing a moratorium of up to a year after the end of the course.

Credit Card Loans

Credit cards offered by banks have a fixed pre-approved limit. Based on it, you can get an instant loan and repay it as per the terms.

Consumer Durable Loans

This type of loan allows you to finance your purchases of electronics, furniture, household items, etc., with a short-term loan. Many lenders also have zero-interest offers for customers.

Advantages of taking a Retail Loan

In addition to providing quick financing, retail loans have other advantages, as mentioned below:

The loan application process is simple and straightforward
Retail loans offer finance for a variety of purposes
Many online lenders have a quick disbursal policy where you can get the amount within 24 hours
With flexible repayment options, you can choose a tenure that suits your financial capacity
Competitive interest rates keep the cost of borrowing low

With this information, you can easily choose a retail loan that fits your requirements and apply online. Among all these types of loans, getting a personal loan is easy and quick. When you choose the Fibe Instant Personal Loan, you can get from ₹5,000 to ₹5 lakhs in just a few minutes. To apply, download the Fibe Personal Loan App or register on our website.

FAQs on Retail Loans

Which type of loan is a retail loan?

Retail loans refer to all loans that help you finance your requirements as an individual. Simply put, retail loans are all loans other than business loans.

What is an example of retail lending?

Some examples of retail loans include personal, education, travel, consumer durable, car and two-wheeler loans.

Is a retail loan secured or unsecured?

A retail loan can be secured or unsecured, depending on the type of loan. Personal loans and consumer durable loans are usually unsecured retail loans. On the other hand, auto and home loans are secured loans, where the purchased vehicle or property acts as collateral.

Is retail financing a personal loan?

Yes, personal loans are the most versatile type of retail financing. However, personal loans are just one type of retail financing and also include home loans, auto loans and more.

SBI Bank Statement Download Online (2026 Guide)

Downloading an SBI bank statement helps account holders access a detailed record of their transactions over a specific period. This guide explains how to download an SBI bank statement online through net banking and the YONO mobile app, along with offline options such as ATMs and branch visits. It also covers how to check an SBI mini statement using missed call and SMS banking, explains the password required to open SBI e-statement PDFs, and addresses common issues people face while accessing their statements.

What is an SBI Bank Statement?

An SBI bank statement is a detailed bank transaction record that shows all financial activity in your account during a specific statement period.

It usually includes:

deposits and withdrawals
ATM transactions
online transfers and UPI payments
interest credits
bank charges

This document provides a financial transaction summary of your account and helps you review your transaction history whenever needed. Many people download their SBI statement in PDF format when they need an official account statement for documentation or record-keeping.

If you want to understand what bank statements contain and how they are used for financial verification, you can also read our detailed guide on bank statements and how they work.

What is an SBI Mini Statement?

An SBI mini statement gives you a quick overview of the most recent transactions in your account.

Unlike a full account statement, it usually displays the last five to ten transactions. This makes it useful when you simply want to confirm whether a payment went through or check the latest activity in your account.

You can access an SBI mini statement through several methods:

missed call banking
SMS banking
ATMs
mobile banking apps

Many users rely on the SBI mini statement number or SMS services when they want to check the last few transactions quickly without logging into internet banking.

Difference Between SBI Mini Statement and Bank Statement

Feature	SBI Mini Statement	SBI Bank Statement
Transactions	Shows last 5–10 transactions	Shows full transaction history
Format	SMS or ATM slip	e-statement PDF
Purpose	Quick balance check	Detailed banking transaction report
Access	Missed call, SMS, ATM	Net banking, YONO, email

A mini statement works well when you only need a quick update on recent activity. A full bank statement, on the other hand, provides a complete banking transaction report covering a longer statement period.

How to Download SBI Bank Statement Online

You can complete an SBI bank statement download online using the digital services offered by State Bank of India.

Download via Net Banking

Using SBI Net Banking is one of the most common ways to download your bank statement.

Steps:

Log in to your SBI Net Banking account
Go to Account Summary
Select the account you want the statement for
Click Account Statement
Choose the required statement period
Download the statement in PDF format

This option allows you to download SBI bank statement for last 6 months or longer depending on the available records.

If you don’t have access to internet banking credentials, there are still other ways to retrieve your statement. You can explore alternative options in this guide on how to get a bank statement without net banking credentials.

SBI Bank Statement Download from YONO App

Another convenient way to download your statement is through SBI YONO.

Steps:

Log in to the YONO app
Select Accounts
Choose the account you want the statement for
Tap View or Download Statement
Select the statement period
Download the statement as a PDF

This option is especially useful if you prefer accessing your banking services from your phone.

Receive Statement via Email

Some SBI customers also receive e-statements directly in their registered email inbox. These statements are sent as secure PDF files containing the financial transaction summary for the selected period.

How to Download SBI Bank Statement Offline

If you prefer offline methods, you can still access your account statement through ATMs or by visiting a branch.

ATM

You can visit any ATM operated by State Bank of India and request a mini statement.

Steps:

Insert your ATM card
Enter your PIN
Select Mini Statement

While this method does not generate a full PDF statement, it provides a quick printout of recent transactions.

Branch Visit

You can also visit your nearest SBI branch and request a printed bank statement.

A bank representative can generate a statement covering your preferred statement period if you need an official document.

How to Get SBI Mini Statement

There are several ways to access an SBI mini statement depending on what is most convenient for you.

Missed Call Banking

Using SBI Missed Call Banking, you can quickly receive your mini statement.

Steps:

Dial the SBI mini statement number from your registered mobile number
The call disconnects automatically
You receive the mini statement via SMS

This method is widely used when people want to get an SBI mini statement by missed call without logging into an app or website.

SMS Banking

With SBI SMS Banking, you can send a keyword to the SBI mini statement SMS number and receive recent transaction details on your phone.

ATM

You can also print your mini statement at an SBI ATM if you want a physical record of the latest transactions.

YONO App

The YONO mobile app allows you to quickly view your recent transaction history without downloading a full statement.

Note: The exact steps may vary slightly depending on updates to the SBI digital banking platform. Users can refer to the official instructions provided by State Bank of India through its net banking portal or mobile banking applications.

SBI Statement PDF Password Explained

SBI e-statements are typically shared as password-protected PDF files to protect sensitive banking information.

In most cases, the password is based on personal details such as your date of birth or account-related information. This security measure ensures that only the account holder can access the bank transaction record.

If you specifically need guidance on downloading statements in PDF format, you can also read our guide on how to get your bank account statement as a PDF.

Why Lenders Need Your Bank Account Statement

Bank statements are commonly requested when you apply for financial products such as personal loans or credit cards.

A bank statement provides a financial transaction summary showing income deposits, spending patterns, and recurring expenses. Lenders review this banking transaction report to understand your financial stability and repayment capacity.

For example, during a loan application you may be asked to download your SBI bank statement for the last six months so lenders can verify your financial activity.

If you want to understand why financial institutions request these documents, read our detailed guide on why lenders ask for bank statements and how you can access them easily.

FAQs: Common Issues While Accessing SBI Bank Statements

How can I download my SBI bank statement online?

You can download your statement using SBI Net Banking or the YONO mobile banking app.

How can I download an SBI bank statement using the SBI YONO app?

Can I download my SBI bank statement without using net banking?

Yes. You can use the YONO app, request a statement via email, or visit a branch.

How can I get my SBI mini statement through missed call banking?

Dial the SBI mini statement number from your registered mobile number to receive the latest transactions via SMS.

How many transactions are shown in an SBI mini statement?

An SBI mini statement typically shows the last five to ten transactions.

Can I download my SBI bank statement for the last six months or one year online?

Yes. Both net banking and the YONO app allow you to download statements for extended periods.

What is the password for opening an SBI e-statement PDF?

The password is usually based on your personal details such as your date of birth.

Why am I unable to download my SBI bank statement online?

This may happen due to login issues, browser errors, or temporary server downtime.

Why is my SBI bank statement not opening after downloading?

This usually happens if the PDF password is entered incorrectly.

Why is my mobile number not registered for SBI mini statement services?

Your mobile number must be linked to your SBI account to use SMS or missed call banking.

Why is SBI missed call banking not working for my mini statement?

Ensure that the call is made from the registered mobile number linked to your bank account.

Why is my SBI bank statement not downloading from the YONO app?

This may occur due to network issues, app updates, or temporary server errors.

What is e-Mandate: Get a snapshot of its process, benefits and more

Knowing what is e-Mandate and its benefits can help you make payments more conveniently. Before the dawn of the digital era, you had to make payments in person or through cheques. Today, with a range of electronic payment options, you need not worry about writing a cheque or visiting your bank. You also need not stress about late payments or forgotten due dates. One of the most widely accepted and preferred options to automate payments is using an e-Mandate.

An e-Mandate, meaning a standing instruction that allows merchants or banks to auto-debit any recurring payments from your account, makes your life simpler. Opting for this facility allows you to authorise debits or credits from or to your bank account without manual intervention.

Read on to learn more about the e-Mandate process, its types, benefits and more.

e-Mandate Process

The e-Mandate is a payment system introduced by the National Payments Corporation of India. If your bank is registered to provide NACH services, you can set up an auto debit instruction related to your bank account with ease. All it takes is logging into net banking.

To set up an e-Mandate, simply give your bank the payment details and instructions, such as the payment date, amount, receiver’s bank details, etc. Once set up, a specified amount will be debited from the bank account on a fixed date every month. In this way, you will not need to make any manual payments.

If you’re wondering what is e-Mandate maximum amount transfer limit, keep in mind that it depends on many factors. The maximum amount you can transfer through e-Mandate depends on your bank policy, account limit, type of payment, etc. In addition, you may also have to pay nominal e-Mandate charges, as per your bank policy.

Understanding this process is as important as learning the e-Mandate meaning. It allows you to streamline and manage recurring payment payments such as for your OTT subscriptions, utility bill payments, credit card bills, Loan EMIs, etc.

Types of e-Mandates

Now that you know what is the e-Mandate registration process, learn about its variations.

Debit e-Mandate: This allows banks or merchants to deduct the mandated amount from your account, such as EMI payment, SIPs, insurance premiums, etc.
Credit e-Mandate: This type of e-Mandate allows businesses/individuals to receive the payment into their bank account via auto-credit, for example, fixed deposit monthly interest, insurance claim, loan amount, etc.

As you can see, both customers and businesses can enjoy the benefits of an e-Mandate. The top 3 industries which have adopted e-Mandate include:

Wealth Management
Insurance Industry
Lending Industry

Benefits of an e-Mandate

Here is a snapshot of the advantages of this facility.

Making and tracking payments is simpler, faster and more convenient
Meeting payment due dates is easy as long as you have a sufficient account balance
Making pan-India payments is hassle-fee
Avoiding late charges on recurring payments is easier

How to Apply for an e-Mandate

Here are the steps you can follow to register for e-Mandate:

Step 1: Log into your net banking account
Step 2: Select the e-Mandate option from the dashboard
Step 3: Enter your service provider details
Step 4: Enter the payment details, such as date, amount, etc
Step 5: Verify your account details
Step 6: Choose the payment option
Step 7: Enter the OTP to verify your e-Mandate

After OTP verification, your e-Mandate registration will be successful.

Note that some banks charge a minimal fee on mandate registration. Therefore, review the bank’s policy and e-Mandate charges before applying for this auto-debit facility.

By signing up for the e-Mandate facility, you can pay your loan EMIs on time and build your credit score with ease. If you are looking for an instant personal loan to meet your needs, consider the benefits of Fibe. With us, you can get an Instant Personal Loan of up to ₹5 lakhs in just 2 minutes with minimum documentation. Simply download our Personal Loan App or register on the website to get started.

FAQs on e-Mandate

What is an e-Mandate registration?

An e-Mandate registration authorises banks to auto-debit funds from your account to complete a recurring payment. It makes periodic payments simple and hassle-free.

What are the benefits of e-Mandate?

An e-Mandate allows you to meet your payment dues dates, save time and reduce hassle. It also has cost savings benefits as it saves you from paying late payment charges.

How do I check my e-Mandate instructions?

If you have set up an e-Mandate on your bank account, you can check it by logging in to Net Banking.

A comprehensive guide on the new Fibe Axis Bank Credit Card on UPI apps

Credit cards have become one of the best ways to transact and you can now utilise your cards through UPI apps. In June 2022, the Reserve Bank of India (RBI) allowed individuals to link their credit cards to make payments through UPI. However, this is only possible with RuPay credit cards like the all-new Fibe Axis Bank Credit Card.

Effective April 15, 2023, you can use this credit card by linking it to your UPI ID and enjoy all the benefits on offer. Best of all, linking your Fibe Axis Bank Credit Card is easy and facilitates hassle-free digital payments.

Read on to learn how to link your Fibe Axis Bank Credit Card to your preferred UPI platform and how to pay seamlessly.

How to link a Fibe Axis Bank Credit Card to your UPI ID?

Before linking your credit card to the UPI app, you will need to create a customer account. This process is fairly straightforward for the BHIM UPI, GPay and Paytm UPI platforms. Once you have an account, link your Fibe Axis Bank Credit Card by following these simple steps:

Select the ‘Add/Link Credit Card’ option on the UPI App
Choose the credit card-issuing bank, which is Axis Bank for the Fibe co-branded credit card
Select the credit card you want to link, which is the Fibe Axis Bank Credit Card
Click on the ‘Confirm’ button to complete linking your credit card to UPI ID and proceed to PIN generation

To activate your UPI ID linked with your credit card, you must also generate an UPI PIN. It is a four- or six-digit code that authorises your UPI transactions.

Here is how you can generate your UPI PIN:

Select the ‘Generate PIN’ option on the UPI app
Choose your credit card (Fibe Axis Bank Credit Card in this case)
Enter your card details like the last 6 digits of your credit card number and the expiry date
Enter the OTP received on your registered mobile phone
Submit the OTP and set a PIN of your choice

How to pay with a Credit Card through UPI apps?

Once you have linked your Fibe Axis Bank Credit Card to the UPI ID, you can make quick and easy payments.

Here is how you can make payments through UPI linked with a credit card:

Scan the merchant UPI QR code or enter the merchant UPI ID on the app
Enter the amount you have to pay or proceed with an auto-fetched amount
Select Fibe Axis Bank Credit Card for transaction
Enter your UPI PIN and confirm

The amount will be deducted directly from the credit limit of your card once the transaction is successful. You can check the transaction status by tapping on the ‘Transaction History’ option.

Please note that the process of paying on e-commerce platforms using a credit card through UPI apps differs slightly. You can make UPI payments using a credit card on e-commerce platforms through a request received from the merchant.

Follow these steps to complete your UPI transaction on an e-commerce platform:

Select the UPI payment option and enter the requested details at checkout
Login to the UPI app and approve the merchant’s request
Select Fibe Axis Bank Credit Card as the payment option
Confirm your payment by entering the UPI PIN

Linking and using the Fibe Axis Bank Credit Card on your favourite UPI app is simple and easy. Digital payments with this card, via UPI apps, will still earn you rewards and you will have to handle bill payments as you normally would.

For big-ticket expenses that exceed your assigned limit, Fibe has got you covered with its personal loan facility. Get up to ₹5 lakhs with minimal documentation and enjoy quick disbursal. Download the Fibe app on Google Play or the App Store and get funds affordably and completely online!

FAQs on the Fibe Axis Bank Credit Card on UPI Apps

Which UPI apps allow linking credit cards?

Various UPI third-party apps like BHIM UPI, GPay, Paytm UPI, Cred, PhonePe, MobiKwik, etc., allow users to link RuPay Credit Cards to their UPI ID.

Can I make a payment through UPI using a Fibe Axis Bank Credit Card to any individual?

No, only payment to merchants (P2M) using a credit card linked with UPI is allowed.

Is there any limit on transactions that I can carry out with a Fibe Axis Bank Credit Card linked with UPI?

No, there is no cap on the number of transactions you can perform using a UPI linked with a credit card.

Personal Loan Statement Guide – How to View & Download Anytime

A personal loan statement gives you a clear view of your EMIs, interest rate, outstanding balance and repayment history. You can check my loan statement online through net banking, the lender’s mobile app or email. You can even get it offline from the branch or customer care.

Financial institutions allow you to access your personal loan statement in many ways. You can choose the most convenient method out of all the available ones. There are online and offline options to get your loan statement with ease.
Read on to know the different methods you can use to generate loan statements online and offline and how to read them.

What is a Personal Loan Statement?

A personal loan statement is a quick snapshot of your loan. It shows everything about your ongoing loan in one place. It tells you your EMIs, outstanding balance, personal loan interest rate and repayment progress. You can use it to track how much you’ve paid, how much is left and what charges apply. It’s the easiest way to track your entire loan at a glance.

Key Details You Will Find in Your Personal Loan Statement

Your personal loan statement gives you a clear picture of your loan. It shows what you have paid, what is pending and how your EMIs are calculated. Here are the details you will usually see:

Loan ID: This is a unique number created only for your loan. You can use this when checking your statement online or when speaking to customer care.
Account number: The bank account linked to your EMI payments. This is needed for net banking access and EMI tracking.
Statement number: The reference ID for your monthly or quarterly statement.
Interest rate type: This basically shows if your loan has a fixed or floating rate. A fixed rate stays the same throughout the tenure. A floating rate can change during reset cycles, which may affect your EMI or interest outflows.
Loan summary: A quick view of the sanctioned amount, EMI, tenure and repayment progress.
Repayment history: EMIs paid so far and delays, if any.
Outstanding balance: The remaining loan amount you still need to repay.
EMI amount: Your monthly instalment, including interest and principal.
Adjustments: Any additional charges, reversals or corrections made by the lender.

If you want to download or view your statement, you will need details like as your name, registered mobile number, Loan ID or account number and PAN. Keeping these ready will help you get your statement faster.

Methods to Download Your Personal Loan Statement

Method	How It Works
Net banking	Log in, go to the loan section and download the statement
Loan account login	Visit your lender’s website, enter the loan account/ID and download your e-statement
Mobile app	Log in with your registered number and view loan details on the dashboard
Email e-statement	Monthly or quarterly statements are sent to your inbox
Customer care	Call support and receive your statement digitally or by post
Branch visit	Visit the branch and request a printed statement

View and Download Your Personal Loan Statement Online

Here are the online methods you can use to get your loan account details.

Download Personal Loan Statement Via Net Banking:

Step 1: Log in with your account number and password
Step 2: Go to the loan section
Step 3: Select the loan account
Step 4: Your loan details will appear on the screen
Step 5: Click on the download option to get an e-statement

On Your Loan Account

Step 1: Go to the lender’s website
Step 2: Log in with your loan account number
Step 3: Download the e-statement from the options you see
Through the Mobile App

The lender’s mobile app enables you to easily check your details and loan balance anytime. Simply download the mobile banking application on your smartphone and register with the mobile number linked to your loan account. After logging in, you will get the option on the dashboard to check your loan details.

From Your Email Account

The majority of loan providers allow you to opt for monthly or quarterly e-statements, which are sent to your registered email address. You can opt for this facility to receive e-statements periodically.

Offline Methods to Check Your Personal Loan Statement

If you prefer in-person support or don’t have internet access, you can use these offline options to get your loan statement:

Call customer care: Share basic details like your name and PAN so the executive can verify your account. After which, they will send your personal loan statement to you by post or digitally.
Visit the nearest branch: Walk into your lender’s branch and request your loan details. Once the representative verifies your account, they will give you a printed statement.

Whether you choose the online or offline mode, you can check your personal loan details in just a few minutes. These methods can also help you track your loan application status. At Fibe, getting a loan is just as easy as checking your loan details.

With Fibe Instant Personal Loan, you can get up to ₹5 lakhs in just 2 minutes with minimum documentation and quick processing. To apply, download the Fibe Personal Loan App from the Google Play Store or App Store or register on the website.

FAQ on How to Check the Personal Loan Statement

How do I check my total loan balance?

To check your loan outstanding balance, you can log into your net banking account or the lender’s mobile app. Here, you can download the account statement for your loan. If you don’t have access to the internet, you can also get the statement offline by calling customer care.

How do I know if my loans are forgiven?

If the bank forgives your loan, the lender will close the account. With a loan waive-off, you are no longer required to pay off the balance. To check if the loan is waived off, you can download your loan statement.

How do you find your loan statement?

You can check your loan statement easily by logging into net banking or the lender’s mobile app. You can also download the e-statement from your email. And if you prefer offline help, just call customer care or visit the nearest branch.

Celebrate Your Christmas Holiday with an Instant Loan from Fibe

Christmas 2025 is on its way, bringing with it the magic of twinkling lights, joyful carols and heartwarming celebrations! Whether you’re planning a cozy family dinner, a festive get-together with friends, or an exciting holiday trip, this season is all about love, laughter and togetherness.

Falling on 25th December, Christmas marks the birth of Jesus Christ and is celebrated in countless ways across the world. Some enjoy quiet moments at home with delicious feasts and gift exchanges, while others join lively community festivities or head out for a well-deserved vacation. However you choose to celebrate, this Christmas is another chance to create beautiful memories and spread holiday cheer.

Best Ways to Enjoy Your Christmas Holiday in 2025

The festivities differ across each state and within families. Here are some options to celebrate the festival.

Get Gifts for Family, Friends and Colleagues

One of the most popular traditions of Christmas is exchanging beautifully wrapped gifts for your family members, friends, neighbours or teachers. Many workplaces in India also organize the Secret Santa game, where everyone is assigned a colleague to buy a gift for. This year, you can buy great gifts hassle-free and even make the most of the season’s sales with an Instant Loan from Fibe.

Decorate Your Home and Neighbourhood

Here’s how the Christmas celebration in India looks like:

Decked-up homes and streets filled with lanterns

Christmas stars

Wreaths

Candy canes

Ribbons

Large Santa and reindeer decorations

Whether it’s your home, office, or shop, Christmas 2025 isn’t complete without a dazzling tree, twinkling lights and festive magic in the air. This year, make your celebrations bigger and brighter — because with funds at your fingertips, merriment knows no limits!

Host A Feast at Home

Another way of celebrating is to plan a get-together on Christmas with your family and enjoy a delicious feast. Some of the most famous Indian Christmas meal must-haves include:

Plum cake

Guava cheese

Walnut fudge

Roast chicken

Cutlets

Bebinca

Vindaloo

Cupcakes

Moilee

You can set up a barbecue in your house, do the cooking yourself or get the party catered. Add a DJ to handle the music so you can host a memorable evening for all!

Make Winter Travel Plans

If you wish to take a long trip across India, the Christmas holidays are the right occasion. Christmas celebrations in Pondicherry, Kerala and Goa are some of the best places in the country. What’s more, you can plan to go overseas during this long break too!

Upgrade Your Home This Christmas with Ease

The 2025 Christmas sales are here, making it the perfect time to refresh your home. Whether it’s upgrading your electronics, bringing in stylish new furniture, or finally fixing those pending repairs, now’s your chance to give your space a festive makeover.

Imagine welcoming guests this Christmas to a home that shines with all-new upgrades! And with a Personal Loan from Fibe, you won’t have to hold back on your plans — get the funds you need and make your dream home a reality

Why Choose a Fibe Personal Loan to Finance Your Christmas Holiday Expenses?

With Fibe, you can get an Instant Loan to celebrate Christmas without any restrictions. Here are some other benefits of availing a Personal Loan from Fibe.

The application process is simple on the Fibe Personal Loan App or website.

Get cash up to ₹5 lakhs online.

As a registered customer, your loan gets approved in less than 10 minutes.

Easy-to-meet eligibility criteria make qualifying for financing simple.

Apply for a hassle-free loan with minimal documents.

With zero pre-closure charges and affordable interest rates, you can manage your borrowing costs without stress.

With these benefits, a Fibe Instant Personal Loan can help you finance all your Christmas holiday plans. Download the Personal Loan App now or register on our website to get started.

FAQs on Financing Christmas Holidays with Fibe

How many days is the Christmas holiday in India?

Banks remain closed only for one day on the day of the Christmas celebration in India in terms of workplaces. However, this depends on your employer.

Is Christmas a major holiday in India?

Yes, Christmas is a gazetted holiday in India.

Do Indian schools have Christmas holidays?

Schools and colleges have 10 days of winter vacation around Christmas and New Year holidays.

Holi Holiday: Ways you can celebrate it with a Fibe Personal Loan

The Holi holiday is among the many most-awaited festivals in India. With the festival of colours symbolising the triumph of good over evil, many celebrate it by indulging in food, dance, get-togethers and more.

With the holiday coming soon after the start of 2024, planning in advance can ensure you have a joyous and stress-free experience. You can celebrate the Holi festival in 2024 in many ways – from taking a family vacation to organising a get-together.

Read on for suggestions on how to celebrate the festival of Holi, which date it falls on and more.

When will Holi fall in 2024?

The festival of Holi with start with Holika Dahan, also known as Choti Holi, on 24th March 2024. On this day, people light a bonfire. The day after that, i.e., 25th March 2024, is the day of Holi festival. People across the country celebrate with coloured dye, music and more.

Different ways to celebrate Holi in 2024

Here are a few ways you can celebrate the Holi holiday in 2024:

Organise a Holi Party

One of the best and most joyous ways of celebrating a festival is by being with your loved ones. During Holi, you can plan to do just that. Make arrangements for music, dance, coloured dyes with pichkaris and other activities, such as a pool party.

You can even seek professional help by hiring party planners and caterers to ensure that everyone has a great time. To finance such a grand celebration, rely on a quick loan from Fibe.

Go on a Vacation

Although the Holi holiday does not last as long as some other festivals, it still gives you enough time to take a short vacation. Moreover, given that Holi 2024 will be on a Monday, you can get the long weekend. This is the perfect time to travel to see the different traditions to celebrate Holi across the country, be it Jaipur, Hampi or Vrindavan.

Alternatively, you can just go to a place you’ve been wanting to and rejuvenate! Regardless of the option you choose, you can get a personal loan of up to ₹5 lakhs from Fibe and travel without any worries.

These are just a few ways to celebrate the festival of colours. You can also go the traditional route and gather with your family and friends for Holika Dahan and Holi. Enjoy malpua, gujiya, puran poli and other delicacies during the Holi festival in 2024. No matter what, make sure your celebration is eco-friendly so you can do your part in preserving the environment.

Why choose a Fibe Personal Loan to finance your Holi festivities?

Rather than dipping into your savings, you can finance your Holi celebrations with an Instant Personal Loan from Fibe. You can get up to ₹5 lakhs in a matter of minutes and celebrate the Holi holiday without cutting any corners.

Here are some other features that make Fibe an excellent choice:

The application process is easy, simple and entirely digital
As a registered user, you can get funding in just 2 minutes
Meet simple eligibility criteria and submit minimal documentation
Get financing at affordable interest rates, starting at 2% per month
Make prepayment without any pre-closure charges
Get easy, fast and secure access to funds through a PCI DSS App-based journey

With these benefits, you can celebrate the Holi Holiday without any financial strain. Thanks to instant approval, you can even make last-minute plans for Holi 2024. Download the Personal Loan App from the Play Store or App Store or visit our website to register and get started.

FAQs on Financing Holi Holidays with Fibe

Is Holi an official holiday?

The answer to ‘Is Holi a holiday?’ depends on where you live. This is because Holi is a public holiday and there are a few states and cities that do not have a holiday for this festival.

How many holidays are there in Holi?

The Holi festival spans two days. The first is Holika Dahan, also known as Choti Holi and the second is Holi when people celebrate with coloured dye and music. The number of holidays you get will depend on where you reside and your employer.

What is Holi and why is it celebrated?

Holi is a popular festival celebrated with colours, music and dance. For people across the country, Holi marks the triumph of good over evil. Many also welcome the spring season with this festival.