NBFC, meaning a Non-Banking Financial Company is a type of institution that you can rely on for financial services, such as taking a loan, booking a fixed deposit or more. In India, there are many NBFCs, over 9,000 in number as of October 2022, who have changed the financial landscape for the better.
How? NBFCs play an important role in extending access to financial services across the country to a wide variety of people. This helps with financial inclusion.
NBFCs have different compliance requirements as compared to banks and also work in a digital-first mode. This helps them offer customers instant services at pocket-friendly rates. However, NBFCs also need to meet certain guidelines and frameworks as per the RBI.
Read on to know what they are and the types of NBFCs in India.
Understanding NBFCs: What are they?
Any company registered under the Companies Act of 1956 involved in the financial business of acquisition of market securities, such as stock shares, security bonds, debentures, leases and providing loans or advances, is a non-banking financial company or NBFC.
In other words, they offer a range of financial products and services to individual groups and businesses that may not fulfil the banking eligibility criteria. Since the government and the RBI regulate these companies, NBFCs are a secure option for financing.
To better understand what is a NBFC, here is the accurate definition as stated by the RBI. “A Non-Banking Financial Company (NBFC) is a company registered under the Companies Act, 1956 engaged in the business of loans and advances, acquisition of shares/stocks/bonds/debentures/securities issued by Government or local authority or other marketable securities of a like nature, leasing, hire-purchase, insurance business, chit business but does not include any institution whose principal business is that of agriculture activity, industrial activity, purchase or sale of any goods (other than securities) or providing any services and sale/purchase/construction of immovable property.”
In India, three broad categories help distinguish the nature and functions of NBFCs. They include:
Deposit-accepting and non-deposit-accepting NBFCs
Systemically important and other non-deposit-accepting NBFCs based on the size of their asset
Based on the kind of activities they conduct
Under these categories, there are 10 NBFC types as follows:
Asset finance company: These NBFCs provide financing for physical assets that contribute to economic activity, such as purchasing farming equipment, machinery, generators, etc.
Investment company: These NBFCs have the principal business of acquisition in securities, such as shares, bonds, stocks, etc.
Loan company: These are the types of NBFCs that provide financing, such as loans and advances to individuals and businesses.
Infrastructure finance company: These NBFCs have at least 75% of their assets invested in infrastructure projects.
Systemically important core investment company: Any NBFCs with an asset size above ₹100 crores, with more than 90% holding in equity, debt, loan, shares, bonds debentures are Systemically Important NBFCs.
Infrastructure debt fund NBFCs: These are the companies that raise resources for infrastructure development projects with a minimum 5-year maturity period.
NBFC micro-finance institution: These are non-deposit-accepting NBFCs that provide short-term financing to urban and semi-urban households.
Non-banking financial company factor: This includes any non-deposit-accepting NBFC with at least 50% of its assets and income directed towards the factoring business.
Mortgage guarantee companies: These are companies with net assets of ₹100 crores, having 90% of the gross income invested in mortgage guarantee business.
Non-operative financial holding company: It is a company through which an individual or a group will be allowed to establish a new bank or other financial companies under the RBI.
Range of services provided by NBFCs
While they are regulated as per RBI guidelines, the range of functions of NBFCs is limited. NBFCs can deal with loans, shares, bonds, credits and insurance. However, they cannot issue or accept demand deposits or issue self-drawn cheques.
Moreover, unlike a bank, NBFCs cannot form a part of the payment and settlement system. Another factor that differentiates NBFC from banks is that there is no Deposit Insurance and Credit Guarantee Corporation (DICGC) facility available to NBFC depositors.
Significance of NBFCs
Non-banking financial companies are an important element of the financial system as they cater to the sections of society that do meet traditional banking eligibility terms. These may include low-income households, small businesses, startups, students or those who are new to credit. This makes NBFCs a crucial factor in the growth of the economy.
Now that you have a better understanding of the NBFC meaning, you can select your preferred NBFC for future financial needs. Fibe extends loans via Earlysalary Services Pvt Ltd, which is a Non-systemically important Non-deposit-taking NBFC registered with RBI.
If you need instant funds, you have the option to apply for a Personal Loan online on Fibe. The approval process takes only 2 minutes and you can secure a loan of up to ₹5 lakhs at favourable interest rates. To take advantage of this opportunity, simply download our Personal Loan App or register on our website.
FAQs on NBFCs
What is an example of an NBFC?
Aditya Birla Capital, Bajaj Finserv, Earlysalary Services Pvt Ltd, Edelweiss Financial Services, L&T Finance Holdings Limited and Muthoot Fincorp are a few examples of NBFCs in India.
What is the difference between an NBFC and a bank?
The key difference between banks and NBFCs is that NBFCs cannot issue or accept demand drafts. Apart from that, NBFCs do not provide transaction services and cannot form part of the payment and settlement systems.
What is the role of an NBFC?
The most important role of an NBFC is to offer credit and financial services to individuals who may not be able to apply for these facilities at banks. This helps individuals with low incomes or no credit scores to apply for credit easily.
Is an NBFC a private company?
NBFCs can be private limited or public limited companies that provide services similar to a bank and are regulated by the RBI. However, they do not hold a banking license.
You can finance a TV with a personal loan without any hassles and ensure you get the model you want. With the evolution of modern television sets, you now get smart TVs, offering not just an Ultra HD or 4K watching experience, but also interacting with you with Internet and Web 2.0 connectivity.
Modern TVs also have multiple display options, such as OLED, LED, or QLED. With various options, you can choose from multiple features related to refresh rates, contrast qualities, web browsing, games, on-demand streaming and more.
Loaded with all these features, the cost of a premium TV today is bound to be on the higher side. Given that you may already go through the tiresome process of finding the right TV, you do not need to worry about how to finance the purchase.
You can choose a personal loan to finance a TV and ensure that the price of your model does not restrict you from getting a bigger or a smarter TV. Moreover, the instant personal loan from Fibe can ensure you get an OLED, QLED, or LED TV on EMI that is well within your budget.
Read on to learn more about financing a TV purchase with a personal loan from Fibe.
Financing a TV through a TV Loan
With advanced features and tech, the cost of a TV has gone up. However, with a personal loan, you can get a TV of your choice without straining your finances. You can consider buying a TV on loan as it offers favourable terms, which make repayment manageable.
In fact, lenders even offer a specialised TV loan, which is a tailored personal loan available on the official website or TV Loan app. Such a loan assists you in buying your favourite television model without any compromise.
Fibe provides a smart TV Loan, which is an instant personal loan of up to ₹5 lakhs. Apply for it to get the funding you need online and without hassles. The documentation required is minimal, with the entire process taking just a few minutes. You also get affordable interest rates and easy repayment facilities. The zero prepayment charges allow you to become debt-free whenever you wish.
Moreover, to facilitate customers buying LED TVs on EMI online, you can use Fibe limit to shop on multiple online shopping platforms. This allows you to seamlessly buy the TV you want.
Eligibility terms and documentation needed for a TV Loan
With Fibe’s credit solutions, you can easily shop for your favourite smart LED TV on EMI. With a hassle-free application and approval process, you don’t have to worry about meeting stringent eligibility criteria or furnishing an exhaustive list of documents.
Here are the simple eligibility requirements to finance a TV using a loan from Fibe:
You must be an Indian resident between the ages of 21 and 55 years
You must be a salaried individual with a minimum net salary of ₹18,000 if you live in a metro city and ₹15,000 if you live in a non-metro city
In addition to simple eligibility requirements, you only need to furnish copies of the following documents:
PAN Card
Identity Proof
Address Proof
Bank Statements or Salary Slips for the Last 3 Months
How to get a TV Loan online?
Here is how you can finance a TV by applying for a loan from Fibe:
Step 1: Visit the official website or download the app Step 2: Register and navigate to the Personal Loan for Smart TV option Step 3: Fill in the required information and complete KYC as required Step 4: Buy an LED TV on EMI using the loan amount after disbursal
Repay in EMIs as per the timeline you choose. You can also prepay the loan amount if you have surplus funds before the end of the tenure. The best part is that Fibe doesn’t charge any prepayment penalties!
How to get a TV using a Credit Card?
Apart from a personal loan, a credit card is also a convenient way to finance the costs of your TV. You can use your credit limit to buy it outright or use the convenient EMI conversion facility. Follow these steps:
Step 1: Visit the online store or retail outlet where you want to buy your TV Step 2: Select the model and either select your credit card at checkout or swipe your credit card to pay Step 3: Convert the transaction into EMIs using the ‘Convert to EMI’ option using net banking or the issuer’s app Step 4: Choose the EMI payment plan, consent to the terms and enter the code or PIN
You will then get an SMS confirming the EMI option you have chosen.
Now that you know how to finance your television, choose the right option by comparing the costs. Download the Fibe Instant Loan App or visit the website to get an instant Personal Loan and finance your new TV affordably!
FAQs on How to finance a TV loan online
Can I get a loan for a TV?
Yes, you can finance a TV using a specialised personal loan. Various online platforms like Fibe offer this loan, enabling you to purchase a television of your choice.
Can I buy a TV and pay monthly?
Yes, you can take a TV loan to purchase a TV and repay it through affordable EMIs. Moreover, Fibe has no prepayment penalties, so you can easily pay off your loan early. You can also buy a TV using a credit card and benefit from the EMI conversion facility to pay the bill in instalments.
Can I buy a TV on EMI without a credit card?
Yes, you can buy a TV on loan by taking a specialised personal loan that comes with instant approval with competitive interest rates.
You can get a loan for a laptop, which has become an indispensable item for students and professionals. As such, you may be looking for one loaded with the latest features and specs. The best models come with a higher price tag, which can burn a hole in your savings.
Thankfully, with customised loans, you can ensure you do not compromise on the laptop you want. Just like you can get flagship laptops from numerous brands, you can get financing for your purchase from a variety of lenders.
Once you finalise the model you want, you can choose the lender from whom you want to get a loan for your laptop purchase. However, you do not need to look far, as Fibe offers an instant personal or laptop loan. With this loan, you get the required financing affordably.
Read on to learn how to get instant loan for laptop purchases with Fibe.
Availing finance for Laptop purchase
Having a perfect laptop helps in numerous ways, from ensuring seamless study and work to lag-free connection with your loved ones or even for playing games and being entertained. As such, the price tag must never stop you from buying the laptop you need and want.
Moreover, you need not deplete your savings as you can easily get online laptop finance. There are multiple lenders who offer personal loans or specialised loans for laptops, with which you can buy whichever model you want.
With Fibe, you can get a specialised personal loan of up to ₹5 lakhs, which enables easy purchase of laptops on EMI for students and working professionals. You can access this facility on Fibe very easily.
The entire process of a getting laptop loan, from application to loan disbursal, is online and does not require you to meet stringent eligibility criteria. What’s more, you only need to submit basic documents, making the process easier and quicker.
You also get competitive interest rates and flexible tenures, ensuring the repayment is just as stress-free. Moreover, if you decide to clear your loan for a laptop before the end of the term, you can do so without having to worry about paying penalty charges.
Know the eligibility and document requirements
With Fibe, you do not need to meet stringent eligibility criteria or submit documents from what seems like an unending list. Here are the eligibility requirements you need to meet to get a loan for a laptop from Fibe:
You must be an Indian resident between 21–55 years
You need to be a salaried individual with a minimum income of ₹18,000 and ₹15,000 for metro and non-metro cities, respectively
Moreover, you only need to submit the following documents to get loans for laptops for students or working individuals:
Identity Proof: PAN card
Address Proof: Leave and License Agreement / Electricity Bill / Passport
Salary Slips for the last 3 Months
1 Passport-sized photograph
How to get online Laptop finance
There are multiple online lenders like Fibe who offer customised personal loans for laptops. Here is how you can apply for online laptop finance from Fibe:
Step 1: Visit the official website or download the app Step 2: Complete your registration and navigate to the ‘Laptop Loan’ section Step 3: Fill out the application and complete KYC upon approval Step 4: Purchase the model you want after disbursement
Given the easy application process and minimal requirements, choosing Fibe to get finance on a laptop makes financial sense.
How to buy a Laptop on EMI using a Credit Card
Other than loans, you can also opt for credit cards to get the laptop you want without worrying about the price. Rather than swiping your credit card for this big-ticket purchase, you can use the credit card EMI facility to buy a laptop in a pocket-friendly way. Follow these steps:
Step 1: Go to the online/offline retailer of your choice Step 2: Select the laptop you want to buy and use your credit card at checkout Step 3: Use the net banking facility or app and choose the option to ‘Convert to EMI’ Step 4: Choose the eligible transaction and agree to the terms and conditions Step 5: Enter the code or PIN and receive a confirmation SMS It’s that easy!
Now that you know how you can bring home your laptop with ease, compare and choose the right option. Download the Fibe Instant Loan App or visit the website to get an instant Personal Loan for your laptop today!
FAQs on How to get a loan for a Laptop online
How can I buy a laptop if I don’t have money?
If you don’t have a lump sum to buy a laptop, you can always get a customised laptop loan. Leading lenders like Fibe offer instant and affordable personal loans tailored to different needs, including the purchase of a laptop. You can also use a credit card to buy a laptop.
Is it okay to buy a laptop on EMI?
Buying a laptop with the latest features and technology can come with a hefty price, which can cause financial strain. As such, opting for an EMI option via a personal loan for a laptop makes more sense. Moreover, you can get competitive interest rates and a flexible tenure, ensuring the repayment is stress-free.
Which finance is best for a laptop?
To choose the best financing option, you need to assess your current and future finances. If you find payment in EMIs to be more feasible, you can get a customised loan for a laptop. If you find one-time payment more favourable, you can opt for a credit card. Remember, you can also use your credit card to purchase laptops on EMI with the conversion facility.
Ganesh Chaturthi is a popular and highly anticipated festival for many across India. The festival celebrates the birth of Lord Ganesha and has significant religious and cultural importance. It is also known as:
Ganesh Chaturdashi
Ganesh Utsav
Vinayak Chaturdashi
People across India, especially in states like Maharashtra, Gujarat, Odisha, Uttar Pradesh, and Karnataka, celebrate the festival with tremendous enthusiasm. You can celebrate the Ganesha festival 2025 in many ways, such as:
Participating in community celebrations
Bringing Lord Ganesh’s idol to your home
Buying an asset
Keep reading to know the Ganesh Chaturthi 2025 date, information about Ganpati festival, important rituals and how you can celebrate it to the fullest.
When is Ganesh Chaturthi in 2025?
Ganesh Chaturthi in 2025 will begin on 27th August. As it lasts 10 days, Ganesh Visarjan will happen on 6th September, marking the end of the celebration.
Here are a few things to note about the dates of Ganesh Chaturthi in 2025:
As per the Hindu calendar, it comes in the month of Bhadra
According to the Gregorian calendar, the Ganesh Chaturthi 2025 date falls in August or September
How You Can Celebrate Ganesh Chaturthi 2025?
Here are some ways in which you can celebrate the festival this year:
Purchase an Asset
Ganesh Chaturthi is an auspicious day, and many celebrate it by purchasing assets or investing. Some common options that you can try are:
Purchasing gold or silver
Investing in stocks
Investing in mutual funds
Opening a fixed deposit
Buying a home
Purchasing a vehicle
Additionally, many financial institutions and property dealers offer festive discounts during this time. This way, you get to celebrate the festival by securing your future prosperity on a deal!
Bring the Celebration to Your Home or Community
A popular way to celebrate the festival is by bringing Lord Ganesh’s idol to your home or housing society. Here is what you can do:
You can start the Ganesh Chaturthi countdown with preparations and decorations as per your liking, making it as grand as you want
You can bring all your friends, relatives and neighbours together to share in the joy
You can also organise the puja, prasad and meals for all guests and also arrange music and vehicles for the immersion on the various days
Refurnish or Renovate Your Living Space
Home renovation, be it remodelling your kitchen or doing up your living room, is a common practice during Ganesh Chaturthi. Here are some tips:
You can add a fresh coat of paint to your home to give it a new look
Upgrading your home décor, setting up lights, and changing your home interiors can also help create a festive atmosphere
Moreover, this can become one of the best ways to gear up for the next few festivals around the corner, like Navratri, Diwali, Christmas, and more
Travel and Strengthen Bonds with Friends and Family
Another way of celebrating the festival is travelling with your friends and family. Some things that you can do are:
Visit a holiday destination on your list
Go to a city famous for its authentic celebration of the festival, such as Mumbai
See hundreds of pandals all over the city and visit famous mandals like Lalbaugcha Raja, Ganesh Galli Mumbaicha Raja, Khetwadi Ganraj, etc.
If you want to skip this and enjoy natural beauty, museums, great food and adventure, you can plan your itinerary accordingly and visit other destinations like Jaipur, Goa, Indonesia, Sri Lanka, etc.
This is a time when families and communities come together to celebrate. Here’s what usually happens during the festival:
The idol of Lord Ganesha is installed at home or in a pandal with prayers
Daily pujas are performed
Devottes offer flowers, modaks and fruits as prasad
On the last day of the festival, the Ganesha idol is immersed in water to chants and music
These rituals symbolise a fresh start, devotion and letting go of obstacles with grace.
Why Choose Fibe Personal Loan to Finance Ganesh Chaturthi Celebrations?
There are various ways of celebrating the Ganesh Chaturthi holiday festival. However, to celebrate it to the fullest, you will need substantial funding. Thankfully, with a Fibe Personal Loan, you need not worry about that and can celebrate the festival without any compromise or worries.
You can easily get a cash loan of up to ₹5 lakhs at affordable rates starting at just 2% per month and repay it affordably with a tenure of up to 36 months.
Here are other attractive features of getting a personal loan from Fibe:
Easy application process and quick disbursal
Online application anytime and anywhere
Minimal eligibility and document requirements
Prepay without added charges or borrow multiple times without hassles
With these tips, gear up to celebrate the Ganesha festival 2025 with instant funding from Fibe. Download our Personal Loan App or register on the website to get started.
FAQs on Financing Ganesh Chaturthi with Fibe
Is Ganesh Chaturthi a national holiday?
No, however, some educational institutions, banks and offices remain closed in certain states:
Gujarat
Orissa
Maharashtra
Andhra Pradesh
How many days are there in the Ganesh Chaturthi holiday?
The Ganesh festival is celebrated for 10 days.
Are banks open or closed on Ganesh Chaturthi?
Banks remain closed in certain states as it marks the start of the festival. Some of these states are:
A Loan Account Number (LAN) is the unique number assigned to your loan by the lender. It helps identify your loan, track EMI payments, check outstanding balance, download statements, raise service requests and close loan-related queries faster. You can usually find your LAN on your loan statement, lender’s app or website, sanction letter, EMI debit messages, customer support channels or by visiting the branch.
Think of your LAN as the ‘ID card’ of your loan. Just like your bank account number identifies your savings/current account, your loan account number identifies a specific loan account.
What is a Loan Account Number (LAN)?
LAN is a unique numeric or alphanumeric code given by a lender after your loan is approved or disbursed. It is mapped to one specific loan account and helps both the borrower and lender track the loan throughout its lifecycle.
For example, if you have a personal loan and a two-wheeler loan from the same lender, each loan will usually have a separate LAN. Bajaj Finance also notes that each new loan account, even with the same financial institution, has a unique LAN.
Your LAN helps lenders access important details such as:
In simple words, your LAN keeps all your loan-related information organised in one place.
How Many Digits is a Loan Account Number?
A loan account number is commonly 14 or 15 digits, but the exact format may vary from lender to lender. Some lenders may use a numeric format, while others may use an alphanumeric format. Godrej Capital, for example, mentions that a LAN may be numeric or alphanumeric and can be 11 to 17 characters depending on the lender’s system.
Point
Details
Common format
14 or 15 digits
Possible variation
11 to 17 characters, depending on lender
Type
Numeric or alphanumeric
Assigned by
Bank, NBFC or financial institution
Unique for
Each individual loan account
So, if your LAN is not exactly 14 or 15 digits, do not panic. Always verify it from your lender’s official app, website, statement or customer support.
How to Check Your Loan Account Number Online and Offline
You can check your loan account number through both digital and offline methods. Most lenders display it in your loan statement, mobile app, net banking portal or customer portal. Axis Bank also lists net banking and mobile banking as common ways to view loan account details online.
1. Check Your Loan Statement
Your loan statement is one of the easiest places to find your LAN. It usually appears near the top of the document along with your name, loan type, loan amount and EMI details.
You may receive your statement:
On email
Through the lender’s app
Through net banking
As a physical statement
As a downloadable PDF from the customer portal
Example:
If you download your personal loan statement, look for labels such as Loan Account Number, Account No., LAN or Loan No.
Godrej Capital also notes that the LAN is usually displayed in the header section of a bank statement or e-statement.
2. Log in to the Lender’s Website or App
Another quick way to check your loan account number online is through your lender’s official website or mobile app.
Steps to follow:
Visit your lender’s official website or open the app.
Log in using your registered mobile number, email ID, customer ID or OTP.
Go to the Loans, My Loans, Accounts or Your Relations section.
Select the active loan.
Check the loan summary page for your LAN.
Many lenders display your loan account number along with EMI due date, outstanding balance and repayment schedule. Bajaj Finance, for instance, states that borrowers can log in to the customer portal and view loan account details in the relevant loan section.
3. Check Your Sanction Letter or Loan Agreement
Your sanction letter or loan agreement may also mention your loan account number. These documents are issued when your loan is approved or disbursed.
Check these sections:
Loan summary
Borrower details
Repayment schedule
Account details
Disbursement details
This method is useful if your loan is old, closed or not visible clearly in the app.
4. Review SMS and Email Alerts
Lenders often send SMS or email alerts after loan approval, EMI debit, EMI payment, bounce notification or statement generation. These alerts may include your LAN or a partially masked version of it.
Search your inbox using terms such as:
‘Loan account number’
‘LAN’
‘EMI’
‘Loan statement’
Your lender’s name
Airtel’s guide also mentions SMS notifications as one of the ways borrowers may find loan details after disbursal.
5. Check Your Credit Report
Your credit report may show details of your active and closed loan accounts, including lender name, loan type, sanction amount, outstanding amount, repayment history and account status. In some cases, the loan account number may be visible fully or partially masked, depending on the bureau and lender reporting format.
Use this method when you want to identify which lender has reported a particular loan. However, for making payments or raising service requests, it is safer to confirm the LAN directly from your lender.
6. Contact Customer Service
You can contact your lender’s customer care team to retrieve your loan account number. You may need to verify details such as:
Your loan account number is important because it helps ensure that every loan-related action is mapped to the correct account. This is especially useful if you have multiple loans with the same lender.
1. Making EMI Payments
When you pay an EMI manually through net banking, UPI, cheque or another payment mode, your LAN helps the lender credit the amount to the correct loan account. Godrej Capital notes that the LAN helps ensure EMI payments are credited to the right account and prevents payment misapplication.
Example:
Suppose you have two active loans with the same lender. If you make a part-payment but enter the wrong LAN, the payment may get mapped to the wrong loan or remain unallocated until corrected.
Axis Bank also highlights that the LAN helps borrowers and lenders track how much has been paid and how much is still owed.
3. Faster Customer Support
Whenever you raise a query with your lender, sharing your LAN helps the support team locate your loan faster. This is useful for queries related to missed EMIs, extra payments, NOC requests, foreclosure letters, repayment schedules or statement downloads.
Godrej Capital also explains that quoting the loan account number can speed up customer support because the team can pull up the account without searching through multiple records.
This ensures the update is applied to the correct loan account.
5. Downloading Statements, NOC and Certificates
Your LAN may be needed to download or request:
Loan statement
Repayment schedule
Interest certificate
Foreclosure letter
No Objection Certificate
Loan closure confirmation
For home loans, business loans or loans against property, the LAN is often referenced across important documents and correspondence.
Loan Account Number vs Bank Account Number
A loan account number and bank account number are not the same.
Basis
Loan Account Number
Bank Account Number
Meaning
Unique ID for a loan
Unique ID for a savings/current account
Issued for
Personal loan, home loan, business loan, etc.
Bank deposit account
Used for
EMI tracking, loan servicing, statements
Deposits, withdrawals, transfers
Assigned by
Lender
Bank
Changes with each loan?
Yes, each loan can have a separate LAN
No, bank account remains the same unless closed
Example use
Paying EMI or downloading loan statement
Receiving salary or making UPI payments
Loan Account Number vs Loan Reference Number
Borrowers often confuse LAN with a loan reference number, but both serve different purposes.
Basis
Loan Account Number
Loan Reference Number
Purpose
Identifies an approved/disbursed loan
Tracks an application, request or transaction
Stage
Usually generated after loan approval/disbursal
Often generated during application or service request
Validity
Remains linked to the loan account
May be temporary or transaction-specific
Used for
EMI payments, statements, repayment tracking
Application tracking or query follow-up
Example
LAN for your personal loan
Application ID or service request number
Simple way to remember:
Your loan account number is for managing the loan. Your loan reference number is often for tracking a loan application or a specific request.
Safety Tips While Using Your Loan Account Number
Your LAN is not as sensitive as an OTP or password, but you should still handle it carefully. Godrej Capital advises borrowers not to share LAN details publicly and to access loan details only through official websites and verified apps.
Follow these tips:
Do not post your LAN on social media or public complaint forums.
Do not share OTPs, passwords or PINs with anyone.
Use only the lender’s official app, website or verified customer care number.
Save loan documents in a secure folder.
Cross-check the LAN before making EMI or part-payments.
Be cautious of callers offering ‘pre-approved loans’ in exchange for personal details.
Open the Fibe app or visit the official Fibe website.
Log in using your registered mobile number.
Go to your active loan section.
Open your loan details or repayment section.
Check your loan summary, statement or repayment schedule for the LAN.
If you cannot find it, contact Fibe customer support through official channels.
Your Fibe LAN may be needed when you want to check EMI details, download statements, raise repayment queries or track your active personal loan.
The Bottom Line
Your loan account number is a small detail, but it plays a big role in managing your loan smoothly. It helps you pay EMIs correctly, track repayment progress, download statements, update personal details and resolve queries faster.
Now that you know how to check your loan account number online and offline, keep it accessible but secure. And if you are planning to borrow, choose a lender that offers a simple digital experience and transparent loan management.
A loan account number or LAN is a unique identifier assigned by a lender to a specific loan account. It helps track EMI payments, outstanding balance, repayment history, loan statements and service requests.
2. Is a loan account number and bank account number the same?
No, a loan account number and a bank account number are not the same. A bank account number identifies your savings or current account, while a loan account number identifies a specific loan taken from a bank, NBFC or financial institution.
3. What can I do with my loan account number?
You can use your LAN to check loan status, make EMI payments, download loan statements, raise service requests, update personal information, request foreclosure details and obtain your NOC after loan closure.
4. Can I find my loan account number on my credit report?
Yes, your credit report may show your loan account details. However, the LAN may be fully visible, partially masked or displayed differently depending on the credit bureau and lender reporting format. For payments or official requests, always confirm the LAN from your lender’s app, website, statement or customer support.
5. What is the difference between a loan account number and a loan reference number?
A loan account number is a permanent identifier for a specific approved or disbursed loan. A loan reference number is usually used to track a loan application, transaction or service request. In simple terms, LAN helps manage the loan, while a reference number helps track a process.
6. How do I check my Fibe loan account number?
Log in to the Fibe app or official website using your registered mobile number. Go to your active loan section and check the loan summary, statement or repayment schedule. If you cannot find it, contact Fibe customer support through official channels.
7. How many digits does a loan account number have?
A loan account number is commonly 14 or 15 digits, but the format can vary by lender. Some lenders may use numeric or alphanumeric formats with different character lengths.
8. Can I have more than one loan account number?
Yes. If you have multiple loans, each loan usually has a separate LAN. For example, your personal loan and two-wheeler loan from the same lender may have different loan account numbers.
9. Is it safe to share my loan account number?
You may need to share your LAN with your lender for official loan-related requests. However, avoid sharing it publicly or with unknown callers. Never share OTPs, passwords, PINs or sensitive banking details along with your LAN.
If you are trying to figure out how to calculate EMI in Excel for a personal loan, you’ve come to the right place. This blog explains the EMI calculation formula in excel step-by-step, so you can know exactly how much you’ll need to pay every month. Calculating your EMI before applying for a loan helps you plan your budget, compare lenders and choose the right tenure.
Here, you’ll learn the excel formula to calculate EMI, see a sample calculation with dummy values, and get practical tips to avoid common mistakes.
EMI Formula in Excel to Calculate Personal Loan EMIs
You can calculate your EMI in Excel using the PMT function.
Practical Tips and Rules for Calculating Personal Loan EMIs in Excel
Dos:
Use the PMT function correctly for accurate results
Enter principal amount as a negative value
Re-check your sheet regularly to keep it updated
Don’ts:
Don’t use annual interest rate directly without converting to monthly
Don’t skip verifying results with online calculators
Don’t enter tenure in years; always use months
Why Should You Calculate Your EMIs in Advance?
Planning your EMIs in advance helps you stay financially prepared.
Better Budgeting: Borrow only what you can comfortably repay
Compare Lenders: Choose the best interest rate to save money
Reduce Rejection Chances: Apply for the right amount based on eligibility
Optimise Down Payment: Paying a higher down payment reduces EMI
Repayment Confidence: Select a tenure that matches your monthly cash flow
Stay Safe from Loan Scams
When exploring online loans, be careful about scams. Genuine lenders will never ask for upfront fees or sensitive details like OTPs. Always check if the lender is RBI-registered or a partner NBFC. Fibe is a trusted digital lending platform offering personal loans of up to ₹5 lakhs with minimal documentation and quick approval.
Using Excel to calculate EMI gives you clarity and control. For faster results, you can also use Fibe’s instant EMI calculator to compare outcomes and apply for a personal loan online.
FAQs on How to Calculate EMI in Excel
How do I create an EMI calculator in Excel?
Enter the loan amount, interest rate (monthly), tenure in separate cells and use the PMT function to compute the EMI automatically.
How can I ensure the accuracy of EMI calculations using Excel?
Double-check your inputs, use the PMT function correctly and compare results with online calculators for validation.
ICICI Bank is one of India’s largest private sector banks, offering competitive fixed deposit (FD) interest rates across flexible tenures ranging from 7 days to 10 years. ICICI Bank FDs are suitable for conservative investors looking for stable returns, flexible payout options and capital safety backed by a reputed banking institution.
Some key features of booking a deposit with this issuer include:
General citizens can earn FD interest rates of up to 6.50% p.a.
Senior citizens can earn up to 7.10% p.a.
You can open an FD starting from ₹10,000
Flexible tenure options ranging from 7 days to 10 years
Monthly, quarterly and cumulative interest payout options available
Tax Saver FD option with a 5-year lock-in period
Premature withdrawal facility available on most FD schemes
Read on to learn about the latest ICICI Bank FD interest rates, eligibility, FD types, tax rules, documents required and how to open an FD online.
ICICI Bank FD Highlights 2026
Feature
Details
Minimum Deposit Amount
₹10,000 (Regular FD); ₹5,000 (iWish Flexi FD)
Tenure Range
7 days to 10 years
Highest Rate (General Citizens)
6.50% p.a.
Highest Rate (Senior Citizens)
7.10% p.a.
Senior Citizen Benefit
Additional 0.50% p.a. (extra 0.10% for 15–18 months tenure)
Tax Saver FD Rate (General)
6.50% p.a. (5-year lock-in)
Tax Saver FD Rate (Senior)
7.10% p.a. (5-year lock-in)
Premature Withdrawal
Allowed with penalty (0.50%–1% charge); not allowed on Tax Saver FD
Interest Payout Options
Monthly, Quarterly, or Cumulative (at maturity)
Nomination Facility
Available
ICICI Bank FD Interest Rates 2026 — Below ₹3 Crore
Here are the latest ICICI Bank FD interest rates for deposits below ₹3 crore (effective April 2026):
Tenure
General Citizens (p.a.)
7 days to 29 days
2.75%
30 days to 45 days
3.00%
46 days to 90 days
4.00%
91 days to 184 days
4.50%
185 days to less than 1 year
5.50%
1 year to less than 15 months
6.25%
15 months to less than 18 months
6.50%
18 months to 2 years
6.40%
2 years 1 day to 3 years
6.50%
3 years 1 day to 5 years
6.50%
Disclaimer: ICICI Bank FD interest rates are w.e.f. April 1, 2026 and were last revised on April 16, 2026. Rates are subject to change. Always verify the latest rates on the official ICICI Bank website or iMobile app before investing.
Before investing, always check the latest ICICI Bank FD rates on the official website or mobile app, as rates may change periodically. For deposits above ₹3 crore, FD interest rates vary based on tenure and premature withdrawal conditions.
Senior citizens receive higher FD rates than regular depositors, making ICICI Bank senior citizen FDs a suitable option for retirement planning and regular income generation. You can also use an ICICI Bank FD calculator to estimate maturity value and total interest earnings before investing.
ICICI Bank FD Rates for Deposits Above ₹3 Crore
ICICI Bank also offers fixed deposit schemes for bulk deposits above ₹3 crore. The interest rates for these deposits differ from retail FD rates and depend on:
Deposit amount
Chosen tenure
Premature withdrawal option
Institutional or individual category
Market liquidity conditions
Bulk FD rates are revised periodically by the bank. Investors planning large deposits should check the latest rates directly through ICICI Bank branches, Relationship Managers, Net Banking or the official website before booking an FD.
Types of ICICI Bank Fixed Deposit
ICICI Bank offers multiple FD schemes to suit different financial goals and investment preferences.
1. Regular Fixed Deposit
This is the standard FD scheme offering guaranteed returns for tenures ranging from 7 days to 10 years.
2. Tax Saver Fixed Deposit
This FD comes with a mandatory 5-year lock-in period and offers tax deduction benefits under Section 80C of the Income Tax Act up to ₹1.5 lakh annually.
3. Senior Citizen Fixed Deposit
Senior citizens receive additional interest benefits of up to 0.50% p.a. over regular FD rates.
4. iWish Flexible Recurring Deposit
This flexible deposit option allows customers to save systematically with lower minimum investment requirements starting from ₹5,000.
5. NRE/NRO Fixed Deposits
Non-Resident Indians (NRIs) can invest through NRE and NRO FD accounts based on their residency and repatriation needs.
6. Money Multiplier FD
This is a linked FD facility where customers can earn FD interest while maintaining liquidity through an overdraft against the deposit.
Key Features of ICICI Bank FD
Here are some important features of ICICI Bank Fixed Deposits:
Flexible tenure options from 7 days to 10 years
Competitive FD interest rates for regular and senior citizens
Guaranteed and predictable returns
Option to choose monthly, quarterly or cumulative interest payout
Auto-renewal facility available
Premature withdrawal facility on most schemes
Loan or overdraft facility against FD
Online FD booking through Net Banking and iMobile app
Nomination facility available
DICGC insurance coverage up to ₹5 lakh per depositor
ICICI Bank FDs are suitable for investors seeking low-risk investment avenues with assured returns and flexible payout options.
Who Can Open an ICICI Bank FD?
The following individuals and entities can open an ICICI Bank FD:
Indian residents above 18 years of age
Minors under guardian supervision
Hindu Undivided Families (HUFs)
Sole proprietorship firms
Partnership firms
Limited companies
Trusts and societies
Non-Resident Indians (NRIs)
Also Read: ICICI Bank Statement
Documents Required to Open an ICICI Bank FD
You can open an ICICI Bank FD with the following documents:
Note: For existing ICICI Bank customers opening an FD online via Net Banking or the iMobile app, a full KYC document submission may not be required if your account is already KYC-verified.
How to Open an ICICI Bank FD Online?
You can open an ICICI Bank FD online through Net Banking or the iMobile app by following these steps:
Log in to ICICI Bank Net Banking or the iMobile app
Navigate to the “Deposits” or “Fixed Deposit” section
Choose the FD type and tenure
Enter the deposit amount
Select the interest payout option
Add nominee details if required
Review applicable interest rates and maturity value
Confirm the transaction using OTP or authentication credentials
Once completed, the FD is created instantly and the deposit receipt is available digitally.
Tax on ICICI Bank FD Interest
Interest earned on ICICI Bank Fixed Deposits is taxable under the head “Income from Other Sources”.
Here are some important tax rules to know:
FD interest is added to your total taxable income
TDS is deducted if annual FD interest exceeds the prescribed threshold
Senior citizens get a higher TDS exemption threshold under Section 194A
Tax Saver FDs qualify for deduction under Section 80C up to ₹1.5 lakh
Tax Saver FDs have a mandatory 5-year lock-in period
You can submit Form 15G or Form 15H to avoid TDS deduction if eligible
It is advisable to consult a tax advisor to understand the exact tax implications based on your income slab and investment amount.
Know that with ICICI Bank, you also have the option of premature withdrawal, giving you immediate access to funds if you need it. However, this feature comes with a penalty. Instead of breaking your FD during emergencies, you can consider a Fibe Instant Cash Loan and keep your investment intact. You can get up to ₹10 lakhs at competitive rates with flexible repayment tenures through a 100% digital application process on the Fibe Personal Loan App or website.
FAQs on ICICI Bank FD Interest Rates
What is the interest rate of FDs in ICICI Bank?
As of April 2026, ICICI Bank FD rates range from 2.75% to 6.50% p.a. for general citizens and 3.25% to 7.10% p.a. for senior citizens. The highest rates are available on select tenures such as 15 months to less than 18 months and long-term deposits.
Can I open an ICICI Bank FD online?
Yes. Existing ICICI Bank customers can open an FD instantly through the iMobile app, Net Banking, or at select ICICI Bank ATMs for eligible amounts. New customers may need to complete KYC verification at a branch.
What is the minimum deposit amount for ICICI Bank FD?
The minimum deposit amount for a regular ICICI Bank FD is ₹10,000. For the iWish Flexi FD, the minimum investment starts at ₹5,000.
Is ICICI Bank FD safe?
Yes. ICICI Bank is a scheduled commercial bank regulated by the Reserve Bank of India (RBI). Deposits are insured up to ₹5 lakh per depositor under DICGC insurance coverage. ICICI Bank also holds strong credit ratings, reflecting high safety standards.
Can I withdraw my ICICI Bank FD before maturity?
Yes, premature withdrawal is allowed for most ICICI Bank FDs. However, a penalty of around 0.50% to 1% may apply on the interest rate. Tax Saver FDs cannot be withdrawn before the 5-year lock-in period.
What is the ICICI Bank FD interest rate for senior citizens in 2026?
As of April 2026, ICICI Bank offers senior citizen FD rates ranging from 3.25% to 7.10% p.a. Senior citizens receive an additional interest benefit of up to 0.50% over regular FD rates.
How is interest calculated on ICICI Bank FD?
ICICI Bank calculates FD interest based on the deposit amount, applicable interest rate, tenure and payout option selected. For cumulative FDs, interest is compounded quarterly, increasing the maturity amount over time.
Is the interest earned on ICICI Bank FD taxable?
Yes, interest earned on ICICI Bank Fixed Deposits is fully taxable as per your applicable income tax slab. TDS may also be deducted if the interest exceeds the prescribed threshold during a financial year.
Kotak Mahindra Bank, one of India’s fastest-growing banks, offers fixed deposit schemes where you can start investing with just ₹5,000. You can get attractive interest rates on these FDs depending on certain factors, such as:
Investment period
Deposit type
Your age
So, read on to know the latest rates and more.
Kotak Mahindra Bank FD Rates for Deposits Less Than ₹2 Crores
Here are the most recent interest rates for deposits with premature withdrawal facility:
Maturity Periods
For Regular Investors (in p.a.)
For Senior Citizens (in p.a.)
7 – 14 Days
2.75%
3.25%
15 – 30 Days
3.00%
3.50%
31 – 45 Days
3.25%
3.75%
46 – 90 Days
3.50%
4.00%
91 – 120 Days
4.00%
4.50%
121 – 179 Days
4.25%
4.75%
180 Days
7.00%
7.50%
181 Days to 269 Days
6.00%
6.50%
270 Days
6.00%
6.50%
271 Days to 363 Days
6.00%
6.50%
364 Days
6.50%
7.00%
365 Days to 389 Days
7.10%
7.60%
390 Days (12 months 24 days)
7.15%
7.65%
391 Days – Less than 23 Months
7.20%
7.70%
23 Months
7.25%
7.80%
23 Months 1 Day – Less than 2 Years
7.25%
7.80%
2 Years – Less than 3 Years
7.15%
7.65%
3 Years and Above but Less than 4 Years
7.00%
7.60%
4 Years and Above but Less than 5 Years
7.00%
7.60%
5 Years and Above Up to and Inclusive of 10 Years
6.20%
6.70%
Here are a few things you need to remember:
The bank may revise rates based on internal and external factors, so view the most recent rates before you invest
Check the latest fixed deposit rates for Kotak Bank on the website or app for investments of more than ₹2 crores
Here are the standout advantages you should consider:
Receive a Handsome Payout
Watch your savings grow with the high fixed deposit rates. What’s more, The FDs are rated AAA by CRISIL, which means it is a reliable and trustworthy option when you want to reduce your risk exposure.
Get Interest Earnings at Maturity or Regular Intervals
If you need money periodically, you can invest in this FD as it offers regular payouts every month or quarter. To earn more, you can choose a cumulative FD and receive earnings at maturity. This flexibility helps you find an option that works best for you.
Freedom of Choice
You can invest for any time, starting from 7 days to 10 years. This helps you meet both short-term and long-term goals.
Liquidity at Any Time
You can withdraw either partially or fully before maturity as per the terms. This helps you access funds when you need it. What’s more, if you need more funds, you can use the overdraft facility and borrow against your FD.
Now that you know the fixed deposit rates for Kotak Bank and the benefits that make it a good choice, plan your investment smartly. To avoid partial withdrawal penalty and continue earning on your investment, get an Urgent Personal Loan of up to ₹5 lakhs in just 2 minutes.
Fibe offers instant funding at affordable rates and flexible tenure, ensuring you have a convenient and comfortable experience. Download our Personal Loan App or register on our website to get started.
FAQs on Fixed Deposit Rates of Kotak Mahindra Bank
What is the interest rate for FDs at Kotak?
Here are the details:
The rates go up to 7.70% if you plan to invest up to ₹2 crores
These rates vary depending on the term, deposit type and other factors
How can I get 6% interest at Kotak Mahindra Bank?
Since your rate depends on the term you choose, you can check which period offers the desired returns and invest accordingly. As of February, you can enjoy 6% interest by investing up to ₹2 crores for 181 to 263 days, provided you are a regular investor.
What is the maximum FD amount at Kotak Bank?
There is no upper limit. However, remember that your rates will differ based on your investment amount.
What is the interest rate for an FD of ₹1 lakh at Kotak Mahindra Bank?
The fixed deposit rates of Kotak Mahindra Bank for an investment of ₹1 lakh can range between 2.75% and 7.80% based on the tenure.
Is Kotak Bank safe for fixed deposits?
Yes, Kotak Mahindra Bank is considered safe for fixed deposits due to the following reasons:
It enjoys the highest safety rating from CRISIL
It also carries the protection of the Deposit Insurance and Credit Guarantee Corporation (DICGC) up to ₹5 lakhs
Can a Kotak FD be withdrawn?
Yes, you can withdraw from the deposit before maturity. However, penalty charges or revised interest rates may apply.
DBS Bank offers a high-interest rate of 8.00% on their FDs alongside convenience and safety. DBS is a celebrated bank which has received accolades as:
The ‘World’s Best Bank’
The ‘Safest Bank in Asia’
You can choose the tenure that best suits you from the multiple options offered. DBS Bank also offers an additional 0.50% interest rate to senior citizens.
DBS Bank FD Interest Rates for Deposits Below ₹2 Crores
The table below outlines the DBS FD rates based on your tenure and your profile:
Fixed Deposit Tenure
DBS FD Rates for Regular Citizens
DBS FD Rates for Senior Citizens
7 days
2.50%
2.50%
8 days & up to 14 days
2.75%
2.75%
15 days & up to 29 days
4.00%
4.00%
30 days & up to 45 days
4.50%
4.50%
46 days & up to 60 days
4.50%
4.50%
61 days
5.00%
5.00%
62 days & up to 90 days
5.00%
5.00%
91 to 180 days
5.00%
5.00%
181 to 269 days
6.00%
6.50%
270 to less than 1 year
6.00%
6.50%
1 year to 375 days
7.00%
7.50%
376 days to 540 days
7.50%
8.00%
541 days to 599 days
7.25%
7.75%
600 days
7.25%
7.75%
601 days to less than 2 years
7.25%
7.75%
2 years to less than 2 years & 6 months
7.00%
7.50%
2 years & 6 months
7.00%
7.50%
2 years 6 months 1 day & less than 3 years
7.00%
7.50%
3 years and less than 4 years
6.50%
7.00%
4 years to less than 5 years
6.50%
7.00%
5 years and above
6.50%
7.00%
The FD rates displayed in this table are only applicable to individual Indian citizens. If you plan to invest more than ₹2 crores, you can get preferential rates, so contact DBS to know more.
Here are some advantages you can enjoy when you book a DBS Bank FD:
Invest Without Delay: You can open an FD with DBS Bank with just ₹10,000 and get started on your investment journey without wasting a minute! With the Digibank mobile app, you can start with just ₹5,000.
Choose Convenient Tenures: You can not only enjoy high DBS Bank FD interest rates but also enjoy flexibility when it comes to choosing when your investment matures. Pick a tenure from 7 days to 5 years or more so you can receive your interest payout when you need it.
Open Cumulative or Non-Cumulative FDs: Decide when you want to receive the interest earnings every month or every quarter or get them at maturity to earn more.
Experience Simplicity with the Mobile App: Digibank is a mobile banking application powered by DBS, wherein you can open a fixed deposit digitally. You can also track your earnings, add a nominee and manage your FD seamlessly using the app.
Enjoy Safety at Every Step: When you open your FD with DBS Bank, you can also protect your invested corpus with the insurance provided by DICGC up to ₹5 lakhs.
With all these benefits, opening an FD with DBS Bank is one of the ways you can strengthen your financial health for the future. However, in case you need instant funds now for life’s many upgrades, you can rely on Fibe.
Get a Personal Loan in just 2 minutes at affordable rates online to access up to ₹5 lakhs. Download our Personal Loan App or register on our website to get started.
FAQs on DBS Bank FD Rates
What is the interest rate on FDs in DBS Bank?
DBS Bank offers varying FD interest rates depending on:
Deposit amount
Tenure
Age of the investor
Here are the DBS Bank FD rates for deposits under ₹2 crores:
Regular citizens: 2.50% to 7.50% per annum
Senior citizens: 2.50% to 8.00% per annum
What is the DBS Fixed Deposit interest rate in 2024?
Check out the DBS Bank FD rates in 2024:
Regular citizens: 2.50% to 7.50% per annum
Senior citizens: 2.50% to 8.00% per annum
Does DBS have fixed deposit options?
Yes, DBS Bank provides various FD options that help:
Build your wealth safely
Avoid market fluctuations
How is the DBS Fixed Deposit interest calculated?
The DBS Bank FD interest depends upon the following:
Deposit amount
Interest rate
Investment tenure
Payout option
To make your calculation easy, you can use the DBS Bank FD calculator.
How do I withdraw a fixed deposit from DBS?
You can prematurely withdraw your DBS Bank FD using the following:
The Digibank mobile app
Net banking
DBS Bank branch
In such cases, you will earn interest at a reduced rate with a 1% penalty based on the bank’s terms and conditions.
As an IndusInd Bank customer, you can now get quick assistance with your queries and concerns through 24×7 toll-free customer care numbers. Whether you need help with phone banking, credit card services or NRI banking, you can skip long processes and get instant solutions over a call. These helplines ensure round-the-clock support, making banking easier and more convenient. Read on for the complete list of contact numbers.
Read on for complete details.
IndusInd Bank Customer Care Toll-Free Number
Whether you are looking to give feedback, have a query or want to lodge a complaint, you can simply call the IndusInd Bank customer care numbers. You can use your registered mobile number to contact the bank.
Here is all the important IndusInd Bank toll-free number you can dial:
For premium and regular banking customers: 18602677777
To get your updated account balance: 18002741000
For vehicle loan complaints or queries: 18001023333
The IndusInd Bank complaint number for insurance will depend on the partner for policy-related matters. The table below has the IndusInd Bank toll-free no. linked to the insurer.
Insurance Partners
IndusInd Bank customer care number
Care Health Insurance
1800-102-4488
Cholamandalam MS General Insurance Company Ltd.
1800-208-5544
ICICI Prudential Life Insurance Co. Ltd.
1860-266-7766
Reliance General Insurance Co. Ltd.
022-4890-3009
Tata AIG General Insurance Company Limited
1800-266-7780
Tata AIA Life Insurance Company Limited
1860-266-9966
Other than calling services, there are some missed call services available. You can opt for these services if you do not want to go for the calling option.
Here are the numbers for different services:
To apply for a loan: 18005323344
For IndusInd Bank balance check: 18002741000
For applying to other products: 18008336677
IndusInd Bank Credit Card Customer Care Toll-Free Number
For any credit card-related queries, you can contact IndusInd Bank’s toll-free customer care number – 1860 267 7777. This 24×7 helpline allows you to:
Report suspicious transactions or unauthorised activity
Get assistance with billing, rewards or other credit card services
IndusInd Bank offers a variety of credit cards with exclusive benefits and this dedicated helpline ensures you receive quick and reliable support whenever needed.
IndusInd Bank Toll-free Numbers for NRI Customers
If you are an NRI IndusInd Bank customer, here are the contact details
Account or credit card issues: 022-68577777, 022-44066666, or 022-42207777
Queries related to vehicle loans: 18001023333
Account balance: 18002741000
IndusInd Bank balance enquiry number provides an easy way for balance check to its customers. You can easily get the help of these numbers when in need. Apart from that, the IndusInd Bank balance enquiry number will give you the current balance instantly offline.
Moreover, these numbers especially help you when you are stuck with problems relating to any bank service, such as a lost card. In addition, 24/7 customer service availability will help you get all-time assistance.
If you are looking for a quick option to get capital, irrespective of its usage, you can get quick and hassle-free financing at Fibe. The Fibe Instant Cash Loan offers up to ₹5 lakhs with swift approval and quick disbursal. We have a simple application process and zero foreclosure fees, with an affordable interest rate. To explore your options, download the Fibe Personal Loan App from the Google Play Store or App Store or register on our website.
FAQs on IndusInd Bank Toll-Free Numbers
How can I check my IndusInd Bank account balance?
If you hold an IndusInd Bank account and want to know the current account balance, you can simply make a missed call from your registered number. The balance check number of IndusInd Bank is 18002741000.
How can I call IndusInd Bank customer care?
You can call the IndusInd Bank customer care number anytime through your registered mobile number. The customer service numbers vary according to your location and bank branch, but you can still contact toll-free numbers.
What is the toll-free number for the IndusInd Bank balance inquiry?
To check your current account balance through mobile SMS, you can give a missed call to IndusInd Bank toll-free number 18002741000.
What is IndusInd Bank’s WhatsApp number?
The IndusInd Bank WhatsApp contact number is 91-224406 6666, on which you can simply say ‘Hi’. Once registered, you can run an IndusInd Bank balance check, apply for a new product and more.
What are the timings of IndusInd Bank’s customer care?
There are no such fixed timings. You can call the IndusInd Bank’s customer service all 24 hours on any of the 7 days. You can contact the bank anytime.
What is the customer care number if I live outside India?
The contact number you can dial while living out of India is 022-44066666. Also, you can dial 022-42207777 in case of credit cards or premium banking queries.
