Category Archives: Key Fact Statement

This article covers the most common mistakes borrowers make while reading the KFS – the Key Fact Statement lenders are legally required to share before disbursing a loan. You will learn what each section of the KFS actually means, see real calculations across competing loan offers and follow a step-by-step checklist to avoid costly errors before …

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This article explains how to compare two personal loan offers using their Key Fact Statements (KFS) –  a standardised disclosure document mandated for all regulated lenders in India. You’ll learn which fields to check, how to use the APR instead of the headline interest rate and how to spot hidden charges before you sign.  Two loan offers land in your inbox. Both …

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