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SUMMARY This article explains what IDV (Insured Declared Value) means in motor insurance, how it is calculated using IRDAI’s depreciation schedule and why choosing the right IDV affects both your annual premium and your claim payout. Covers cars and two-wheelers. Takes about 5 minutes to read. TABLE OF CONTENTS 1. Why Does IDV Matter for …
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SUMMARY This article covers how to transfer car insurance to a new owner in India — who initiates the process, which documents are required and the 14-day deadline you cannot afford to miss. Whether you are buying or selling a used car, this guide walks you through every step. TABLE OF CONTENTS 1. Why Car Insurance Transfer Matters When …
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SUMMARY Checking your bike insurance status online takes under 2 minutes using three official portals — VAHAN, IIB and your insurer’s own website. You only need your vehicle’s registration number or policy number. This guide walks through every method step by step, tells you what to do if your policy has lapsed and covers the …
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Summary Motor insurance covers financial losses when your vehicle meets with an accident, gets stolen or causes harm to a third party. In India, third-party motor insurance is compulsory under the Motor Vehicles Act, 1988. Whether you want to understand what is covered, compare motor insurance plans or renew your policy online, this guide covers …
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