Best Online Courses for Working Professionals to Boost Earnings

Doing an online course just to learn something can be fun, but if you are looking to grow in your chosen career, give it more thought. As the new age of AI and Industry 5.0 dawns closer, companies are looking for humans to work smart alongside advanced technology.  Choosing the right course and getting a …

Top 7 Courses to learn and Upskill in the AI Era

To say that AI has transformed the way we work is an understatement. Across industries like healthcare, manufacturing, IT, real estate, wealth advisories and more, AI has brought disruption at an unprecedented scale. As per a report by Nasscom and Boston Consulting Group, the market for AI in India will grow at a CAGR of …

What is a Current Account? Key features, benefits & important details

There may be instances where you may have come across the question, ‘What is a current account?’. Here’s what it means.The banking sector offers different types of accounts that cater to your diverse financial needs. One such account is a current account, best suited for business owners and companies.  As such, it has some distinguishable …

NPCI Full Form: What is NPCI, Its Meaning, and Payment Services

NPCI stands for National Payments Corporation of India. It is the umbrella organisation that operates and supports several of India’s retail payment and settlement systems, including UPI, RuPay, IMPS and NACH.  The Reserve Bank of India (RBI) and Indian Banks’ Association (IBA) set up NPCI as an initiative under the Payment and Settlement Systems Act, 2007. NPCI operates as a …

What is an IFSC Code: Important Facts You Need to Know

The Indian Financial System Code, the full form of IFSC, is an 11-character alphanumeric code used to make electronic payments. This code is unique to all banks that you can find on all account documents, such as cheque leaves, passbooks, account statements, etc.  Using this unique identifier, along with the account holder’s name and account …

Loan Default? Must Know Borrower’s Rights That Will be Useful

Defaulting on loan payments is very serious as it can have a lasting impact on your finances. This is because consistent non-payment of a loan can lead to legal repercussions. Thankfully, there are a few borrower’s rights to help you navigate this situation.  In such a situation it is critical to know the rights that all …

6 Easy Tips to Get Quick Credit Card Approval

Getting quick credit card approval is all about maintaining a clean credit history and showcasing good repayment ability. Since a card gives you access to credit, it poses a risk to the credit card company. This is why your ability to repay and your past behaviour with credit is reviewed before approval.  To know how …

Taxable Income Slabs for FY 2024-25: New & Old Tax Regime

The taxable income slabs divide the taxpayers into different categories and assign them different tax rates. These categories depend on the age of the taxpayers, as mentioned below: These slabs also vary depending on the regime you opt for. By knowing these slabs and the applicable rates, you can plan your finances and taxes accordingly.  …

6 Types of Income Tax Assessment Under the Income Tax Act 2026 

Every taxpayer who is required to pay income tax or file an Income Tax Return (ITR) must comply with the applicable tax rules. After a return is filed, the Income Tax Department may process or examine the details to determine the correct income, deductions, tax liability or refund. This process is broadly known as income tax assessment.  From 1 April 2026, the Income-tax Act, 2025 replaced the Income-tax Act, …