Monthly Archives: July 2024

Best Wallet App in India: Top 10 Digital Wallets & E-Wallets (2026) 

Looking for the best wallet app in India? The right choice depends on how you pay: PhonePe and Google Pay are strong for everyday UPI payments, Amazon Pay works well for shopping and bill payments, MobiKwik is useful for wallet-led payments and offers, while Apple Pay is relevant mainly for Apple ecosystem users where supported. For low-value daily payments, UPI Lite wallets are also becoming popular because they allow quick small-ticket …

Continue reading “Best Wallet App in India: Top 10 Digital Wallets & E-Wallets (2026) “

What is Digital Payments in India & How Does It Work

Ever paid for something with just a tap on your phone or by scanning a QR code? That’s digital payments (or electronic payments) in action. Digital payments are transactions made electronically using devices like smartphones, computers or cards instead of physical cash or cheques. The digital payment meaning is simple. It is the secure transfer …

Continue reading “What is Digital Payments in India & How Does It Work”

Securities-Based Lending: Important things to understand

The procedure of security lending and borrowing allows you to leverage your existing investment portfolio to unlock a wealth of new financial possibilities. Securities-based Lending (SBL) helps you amplify your returns and stay ahead of the curve in the stock market.  To know why it could be the missing piece in your investment strategy for …

Continue reading “Securities-Based Lending: Important things to understand”

Reinvesting the Mutual Fund Loan: Important Things to Know

Mutual fund loans allow you to leverage your assets to maximise returns and provide you with a strategic advantage. You can even unlock the potential of your mutual funds by taking a loan against them and then reinvesting those funds to compound your earnings.  Seasoned investors often use this strategy to access cash to keep …

Continue reading “Reinvesting the Mutual Fund Loan: Important Things to Know”

Your CIBIL Score Reduce Every Time You Check It? Myth vs Reality

Credit card and loan inquiries happen when a bank, NBFC or any lender checks your credit report with TransUnion CIBIL before offering you credit. These checks help lenders understand your repayment behaviour, past loans and overall credit history. You can even check your own score from time to time. But many people worry about does …

Continue reading “Your CIBIL Score Reduce Every Time You Check It? Myth vs Reality”

Return On Investment (ROI): Meaning and How to Calculate It

When presented with a multitude of investment options, return on investment is a metric that can help you separate good bets from money pits. It allows you to evaluate potential ventures, predict profitability and mitigate risks.  Knowing the formulas to calculate it helps you make informed decisions and ensure that you never miss out on …

Continue reading “Return On Investment (ROI): Meaning and How to Calculate It”

Time to Travel: Top 10 Best Places to Visit in Monsoon

India’s monsoon season is a magical time when the hills come alive, rivers swell, and the air is thick with the scent of wet earth. But planning a perfect rainy-season getaway means picking the right destination, knowing how to reach and what to explore.   Here’s a list for top 10 monsoon destinations in India, complete …

Continue reading “Time to Travel: Top 10 Best Places to Visit in Monsoon”