Personal Loan for a Home Loan Deposit: A comprehensive guide

By getting a personal loan for making a home loan deposit, you can book your dream house even if you have budget restrictions. When you plan on buying property, it is a big commitment that brings in other expenses. In such cases, using your entire savings just to make the initial down payment can be …

How to Meet Spine Surgery Costs in India with a Quick Loan

The spine surgery cost in India starts from ₹1.4 lakhs, going up to ₹5 lakhs, depending on your diagnosis. This can be for a variety of ailments, including the following: In addition, the cost of surgery, patient care and medicare can add to your financial burden. In some cases, you may require urgent additional funds …

Top AC Price List in 2025 That You Need to Know

Air Conditioners (ACs) are essential to stay comfortable during hot weather. Whether shopping online or offline, looking at the AC price list is the first step for many buyers. While reviewing the cost of an electronic item is crucial, comparing their features and efficiency is also necessary to get your money’s worth.  To choose an …

Credit Card IFSC Code: Meaning, How to Check & Find It 

This guide explains what a credit card IFSC code is, how it differs from your regular bank IFSC code, and how it works when you pay a credit card bill via NEFT. You will also find a verified list of credit card IFSC codes for major Indian banks, the documents you need for the payment, …

What is Credit Card Churning and Does it Hurt Your Credit Score?

Credit card churning is a strategy using which people aim to maximise rewards and bonuses offered by card providers. Issuers always aim to provide maximum benefits to their customers; this includes rewards, cashback, offers, discounts and more. One such benefit is the welcome reward points.  Some people redeem their welcome benefits, rewards as well as …

Tax Benefits of NPS: All You Need to Know Before Choosing It

Along with the tax benefits of NPS, there are multiple reasons to subscribe to this government-backed savings scheme for your future. Ever since its introduction, retirement planning has become simplified for Indians. Now, instead of just relying on savings for old age, you can grow money to enjoy a comfortable retirement life.  This way, you …

Credit Card Transaction Reversal: 3 Ways You Need to Know 

This guide explains credit card payment reversal, how it differs from a refund and a chargeback, and the 3 practical ways to reverse a wrong or unauthorised credit card transaction in India. It also covers reversal timelines, chargeback windows and how to track your request status.  Credit card payment reversal gets your money credited back when a transaction goes wrong – an unauthorised charge, …

An Informative Guide on Video KYC: Meaning, benefits and steps

Advancements in the financial sector have brought with them numerous perks. From applying for a personal loan to completing the verification via video KYC, everything is possible online. This contactless facility lets you complete the verification formalities without submitting any physical paperwork or the need to travel to the lender’s office. Read on to learn …

Recording Prepaid Expenses: Everything you need to know

Prepaid expenses play a crucial role in ensuring accurate financial reporting and planning. These represent payments made in advance for goods or services that will be received in the future. Understanding these expenses involves recognising their impact on both balance sheets and income statements.  These allow businesses to enhance their financial transparency and strategic decision-making …

LED Television Prices & EMI Options: Finance Your Purchase Easily

Before knowing an LED television’s price, you must compare its system specifications with other models. This allows you to select the right model that meets your requirements. When buying a smart television, you must check its features and processing power.  In addition, knowing its connectivity options, display type, display quality and resolution is also important …