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A loan against a fixed deposit is an optimal solution to continue your investment while managing your financial needs. Some deposits allow premature withdrawal with a specific penalty amount. This gives you access to your investment in case of emergency. However, withdrawing before completing your maturity period can cause a loss in returns. A better …
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Two forms of fixed deposits provide you with a secure way to grow your savings, i.e., callable and non-callable FDs. When you open a fixed deposit account, it comes with a specific: Usually, your funds remain locked in for this tenure so you can earn at the specified rate. However, to give you an option …
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A credit score is one of the most reliable financial indicators that can assess an individual’s creditworthiness. The Equifax ePORT portal helps lenders, like NBFCs and banks, access any individual’s credit data. It also provides borrowers’ credit histories. It is an online one-stop portal with vast access to individual credit data. This portal contributes to …
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Forms 15G and 15H are self-declarations historically used by eligible resident taxpayers to request non-deduction of tax at source (TDS) on specified income when their estimated tax liability for the year is nil. For bank, co-operative bank and specified post-office interest, the Section 194A TDS threshold was increased from 1 April 2025 to ₹50,000 for non-senior …
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Paytm Postpaid is a short-term credit facility on UPI that lets eligible users make merchant payments now and repay later. The current Paytm Postpaid offering is provided in partnership with Suryoday Small Finance Bank and can offer a credit limit of up to ₹60,000, subject to eligibility and the offer shown in the Paytm app. …
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One might think getting a credit card for a low CIBIL score is hard. It’s harder, certainly, but it isn’t closed off. Certain issuers will extend credit even when your score is well short of perfect, and the right card can double up as a tool to repair the score itself. First, though, it helps to know where you actually …
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You can access your CRIF High Mark free credit report to ensure details of your credit history are accurate. This assures smooth access to credit cards and other forms of credit. Inaccuracies and errors in your credit report can hinder this process. These include: It is best practice to check your credit report occasionally to …
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