Keeping tabs on your Union Bank account balance is simpler than you think. Whether you prefer a quick missed call, an SMS or checking online, there are multiple ways to get your balance in seconds. You don’t even need to visit a branch. Just make sure your mobile number is registered with the bank and you’re good to go.

Read on to learn more about these options.  

Different Modes Available to Check Union Bank Account

Here’s a snapshot of all the methods available before we get into the details:

MethodHow It Works
Missed CallDial 09223008586 from your registered number and get your balance via SMS
SMS BankingSend a text with the right code to 09223008486 and receive balance details instantly
ATMInsert your debit card, enter your PIN and select Balance Check or Mini Statement
WhatsApp BankingSend ‘Hi’ to 9666606060 on WhatsApp and follow the prompts for balance enquiry
Net BankingLog in to the Union Bank portal and click on Balance Enquiry
PassbookVisit your nearest branch and get your passbook updated by an executive

6 Ways to Check the Union Bank Account Balance 

Checking your Union Bank balance is a quick and pretty simple process. Here’s a step-by-step breakdown of every method so you can pick what works best for you:

  1. Check Union Bank Balance Through a Missed Call 

The easiest way – no typing, no login, just a quick call.

  • Step 1: Dial 09223008586 from your registered mobile number
  • Step 2: Let it ring once and disconnect 
  • Step 3: You’ll receive an SMS with your latest account balance shortly

Please note: An SMS charge of ₹2.50 + GST applies for domestic SMS and ₹1.20 + GST for international SMS.

  1. Union Bank of India Balance Enquiry Via SMS 

Prefer texting? Here’s how to check your balance via SMS.

  • For primary account balance:
    • Step 1: Open your SMS app
    • Step 2: Type UBAL and send it to 09223008486
    • Step 3: You’ll receive your balance details via SMS
  • For other account balance:
    • Step 1: Type UBAL<space>Account Number
    • Step 2: Send it to 09223008486
  • For mini statement:
    • Step 1: Type UMNS<space>Account Number
    • Step 2: Send it to 09223008486
    • Step 3: Your last few transactions will be sent to you via SMS

Please note: An SMS charge of ₹2.50 + GST applies for domestic SMS and ₹1.20 + GST for international SMS.

Also Read: How to Get Your Bank Account Statement 

  1. Check Union Bank Balance at the ATM 

Have your debit card handy? Here’s how to use the ATM for a quick balance check.

  • Step 1: Go to your nearest Union Bank ATM
  • Step 2: Insert your debit card and enter your PIN
  • Step 3: Select the ‘Account Statement or Balance Check’ option
  • Step 4: Your balance and recent transactions will appear on screen

To find your nearest Union Bank ATM:

  • Type UATM<space>Pin Code<space>Location/City
  • Send it to 09223008486

Also Read: Union Bank of India Bank Statement 

  1. Union Bank of India Balance Check Via WhatsApp Banking 

Union Bank offers balance enquiry through its WhatsApp service called Union Virtual Connect (UVConn).

  • Step 1: Save 9666606060 as a contact on your phone
  • Step 2: Open WhatsApp and send ‘Hi’ to this number
  • Step 3: Complete the one-time registration process
  • Step 4: Send ‘Hi’ again once registered
  • Step 5: Select the number corresponding to ‘Balance Inquiry’ from the menu

Your balance will be shared right there in the chat.

  1. Union Bank of India Balance Enquiry Using Net Banking 

For those who prefer checking online, the net banking portal makes it simple.

  • Step 1: Visit the official Union Bank of India website
  • Step 2: Click on ‘Internet Banking’
  • Step 3: Enter your User ID and password to log in
  • Step 4: Click on the ‘Balance Enquiry’ option
  • Step 5: Your current account balance will be displayed on screen

Also Read: How to Check Bank Balance Online?  

  1. Union Bank Account Balance Using a Passbook 

Prefer the old-school way? Your passbook works just fine.

  • Step 1: Carry your passbook and visit your nearest Union Bank branch
  • Step 2: Request the bank executive to update your passbook
  • Step 3: Once updated, you can see your current balance and all recent transactions

Also Read: How to Download Bank Account Statement as a PDF?

[Source: Balance Enquiry – Union Bank]
[Source: Balance Enquiry – Union Bank]

Checking your bank account balance is essential to track your spending and cut down on unnecessary expenses. It helps you know whether you can make a purchase or need additional funds for that.  

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FAQs on Union Bank of India Balance Check

What is the missed call number to get the Union Bank account mini statement?  

The UBI balance check number for the missed call facility to get your account balance is 09223008586.  

How can I check my Union Bank balance online?  

You can check it online through the Vyom- Union Bank of India application or the net banking portal. Log in to your account using the User ID and password. Click on the ‘Account Statements’ option.  

How can I check my Union Bank of India balance by missed call?  

All you have to do is dial this number, 09223008586, which is the Union Bank balance check number.  

How to check the Union Bank passbook online?  

You can check the passbook online through the Vyom- Union Bank of India application or the net banking portal.  

How do I check my Union Bank balance via SMS? 

To check the balance of your primary Union Bank account, send ‘UBAL’ to 09223008486.  

How do I register my mobile number with the Union Bank of India? 

To register your mobile number with the bank, you will have to fill in a form at your home branch.  

What is the customer care number for Union Bank balance inquiries? 

You can check your UBI account balance by giving a missed call. The balance check number of Union Bank is 09223008586. 

What is the cost of using the Union Bank of India missed call service?  

You will have to pay an SMS charge of ₹2.50 + GST for domestic SMS and ₹1.20 + GST for international SMS. Banking. 8 Jan 2024. Our top picks.