This guide explains how to complete a Central Bank of India statement download through Cent Mobile, internet banking, an ATM, SMS or a branch visit. You’ll find step-by-step instructions for each method, the statement types on offer, likely charges and answers to common questions -the whole process takes under five minutes on the app or net banking. 

You can download your Central Bank of India bank statement in under 5 minutes through the Cent Mobile app, internet banking, an ATM or a branch visit. It can be downloaded as a PDF, a printed slip or a mini statement, handy for expense tracking, loan applications or filing your taxes. 

The fastest route, if you’d rather skip a branch, is Cent Mobile or net banking – both generate a statement for any custom date range and download it instantly as a PDF. ATM and SMS statements suit a quick balance check, while a branch still helps for certified copies. This guide covers all four methods, plus SMS/missed-call access, statement types and charges. 

QUICK STAT 

India’s shift to digital banking makes this easier than before. The Reserve Bank of India’s Digital Payments Index rose to 493.22 in March 2025, up from 465.33 in September 2024, showing how much banking now happens on a phone rather than at a counter. 
Source: RBI Digital Payments Index, PIB press release, January 2025

Methods to Download Your Central Bank of India Statement 

There are four ways to get your Central Bank of India account statement. Pick whichever suits how you already bank. 

1. Cent Mobile App 

Cent Mobile is Central Bank of India’s official app and the quickest way to download a statement. 

  1. Log in to Cent Mobile with your registered credentials 
  1. Go to Accounts and select the account you need a statement for 
  1. Tap Account Statement 
  1. Choose the date range you want covered 
  1. Tap Download to save the statement as a PDF 

PRO TIP 

Most loan and visa applications accept a Cent Mobile-generated statement without a bank seal, as long as it clearly shows your account number and transaction history. 

2. Central Bank of India Internet Banking 

  1. Visit the Central Bank of India website and log in to internet banking. 
  1. Click Accounts, then Account Statement. 
  1. Select the account and the statement period. 
  1. Click Download Statement to save it as a PDF. 

Net banking helps when you need a longer period, say the last 3 years for a home loan application, since it isn’t limited by the shorter history some apps show by default. 

3. Central Bank of India ATM (Mini Statement) 

  1. Insert your debit card into any Central Bank of India ATM and enter your PIN 
  1. Select Mini Statement from the on-screen menu 
  1. Collect the printed slip showing your last 8 to 10 transactions 

A mini statement only shows recent transactions, but it’s the fastest option when you just need to confirm a balance while you’re out. 

4. Central Bank of India Branch 

Visit your home branch for a stamped, certified copy or if you’d rather deal with an official directly. 

  1. Carry a valid ID proof (Aadhaar, PAN or passport) and your account number 
  1. Fill out the account statement request form at the counter 
  1. Collect the printed, stamped copy – usually the same day, or a couple of working days for older records 

WATCH OUT 

Statements for periods older than a year can take longer, since older records are sometimes archived and retrieved manually. 

Central Bank of India SMS & Missed Call Statement Service 

If your registered mobile number is linked to your account, skip the app and branch entirely for a quick check. 

Service How to Use It 
SMS mini statement Send LATRAN followed by your MPIN to 9967533228 
Missed call statement Give a missed call to 9555144441 from your registered number 

Both return your last few transactions and balance within a minute, at your regular SMS charges – no separate bank fee. 

Types of Central Bank of India Statements Available 

Which statement you ask for depends on why you need it. 

  1. Mini statement: last 8 to 10 transactions, via ATM, SMS or missed call. 
  1. E-statement (PDF): a detailed record for any custom date range, via Cent Mobile or net banking. 
  1. Passbook-style statement: a running printed record for those who still use a physical passbook. 
  1. Certified or notarised statement: a branch-stamped copy for visa, loan or legal use. 
  1. Interest certificate: interest earned or charged over a financial year, useful at tax time. 

Charges for Central Bank of India Statement Download 

Downloading via Cent Mobile or internet banking is typically free. ATM and SMS statements also carry no separate charge beyond standard SMS rates. A branch visit is where a fee is more likely – banks typically charge ₹100 to ₹200 for a duplicate, certified or notarised copy, especially for statements older than a year. Confirm current charges at your branch before requesting one, since fees can change. 

DID YOU KNOW? 

Charges vary by branch and can change over time. Always confirm the current fee before requesting an old or certified statement, rather than relying on a figure you saw online. 

Why Download Your Central Bank of India Bank Statement 

  1. Convenient: access your statement anytime, without a branch visit. 
  1. Keep a record: maintain a digital trail of every transaction. 
  1. Financial planning: spot spending patterns and budget better. 
  1. Loan applications: most lenders ask for 3 to 6 months of statements to verify income. 
  1. Fraud detection: catch an unauthorised transaction early by reviewing statements regularly. 
  1. Tax filing and compliance: reconcile interest income and TDS more easily at tax time. 

A quick example: Rohan, a salaried employee in Nagpur, needed 6 months of statements for a personal loan to fund his sister’s wedding. He downloaded the PDF via Cent Mobile in under two minutes and had his eligibility confirmed the same evening – no branch visit needed. 

Need funds for a wedding, a medical expense or a gadget repair? Fibe lets you apply for a personal loan of up to ₹10 lakhs, with funds often reaching your account within minutes of approval and a Central Bank of India statement is one of the documents you can use to apply. 

FAQs on Central Bank of India Statement Download 

1.How do I open a Central Bank of India statement download PDF? 

Most phones and computers have a built-in PDF reader, so the file should open right after download. If not, install a free reader like Adobe Acrobat Reader. 

2.How do I get a Central Bank of India statement by SMS? 

Send LATRAN followed by your MPIN to 9967533228, or give a missed call to 9555144441 for an instant mini statement. 

3.What are Central Bank of India’s SMS statement charges? 

You’re only charged your usual SMS rate by your mobile operator – the bank adds no separate fee. 

4.Is Central Bank of India statement download free of cost? 

Yes, downloading via Cent Mobile, net banking, an ATM or SMS is free. A fee usually applies only for a certified or notarized physical copy at a branch. 

5.How do I download my Central Bank of India statement in Excel or Word format? 

Cent Mobile and net banking currently generate PDFs only. For Excel, open the PDF in a PDF-to-Excel converter, or ask your branch if a spreadsheet version is available. 

6.Can I get a Central Bank of India statement for the last 6 months? 

Yes – select a custom date range covering the last 6 months on Cent Mobile or net banking and it will include every transaction from that period. 

7.What should I do if I forgot my Central Bank of India net banking password? 

Use Forgot Password on the internet banking login page to reset it via your registered mobile number or email. If that doesn’t work, visit your branch with ID proof.