How to Set Up a Merchant Account : A Detailed Guide

If you run a business, accepting online and card payments is a must. A merchant account makes this process smooth, helping you manage transactions easily while improving cash flow. Whether you own a small shop or an online store, setting up a merchant account ensures hassle-free payments.  Read on to know everything about merchant accounts, …

Open Banking Explained: What It Is and How It Benefits You

Ever wished managing your finances was as easy as ordering food online? That’s what Open Banking brings to the table! It allows banks to share your financial data with your consent to trusted apps. It helps in making budgeting, loan approvals and payments smoother than ever. But how does it work and what’s in it …

Difference Between Retail and Corporate Banking

Retail banking is basically for people and Corporate banking is for businesses. That’s the difference between retail and corporate banking in one line. But if you’ve ever wondered why your salary account works so differently from how a company manages its finances, there’s more to it than just ‘who uses it.’ When people search for …

Best Small Finance Banks in India : Top SFBs, Features & Interest Rates 

This article explains what Small Finance Banks are, lists all 11 SFBs operating in India in 2026, compares their savings and FD interest rates, and shows how they differ from commercial banks.  India currently has 11 operating Small Finance Banks (SFBs), regulated by the Reserve Bank of India (RBI), after Fincare Small Finance Bank merged into AU Small Finance …

Bank Account Number – How to Check Online?

Your bank account number is important in terms of taking care of your money and keeping track. You need it at various places like getting your salary, paying bills, sending money to someone, or setting up a plan to pay back a loan. Your bank account number is necessary for every money transaction you make.  Sometimes people forget where they put their …

MPIN Number: Full Form, Meaning, How to Set & Generate MPIN

This guide explains the mPIN full form, what an mPIN number means and why it plays a major role in UPI and mobile banking security. You will find step-by-step instructions to set, generate or reset your mPIN across net banking, UPI apps, ATMs and USSD codes in under five minutes.    An mPIN, or Mobile Personal Identification Number, is a 4 or 6-digit code that verifies your identity before …

ATM Withdrawal Limits: How Much You Can Withdraw Per Day

An ATM withdrawal limit is the maximum amount of cash you can withdraw from an ATM on any given day. Banks generally impose these limits to protect your funds. This threshold limit will keep losses to a minimum if your card gets lost or stolen. Naturally, each bank has its own per day ATM withdrawal …

Cash Credit vs. Overdraft: Which Is Better for Your Business?

Running a business requires a steady flow of funds. Managing these rolling funds can be challenging. And trying to sort out your business’s short-term financing options can seem cumbersome at times. You might lean towards options like overdraft and cash credit for help. Both can help smooth out your cash flow when expenses come up, …

Everything You Need to Know About Savings Accounts and How They Work

Idle cash lying in your home or office locker does not beat inflation. So, next time you get your annual bonus, make sure to deposit a part of it in a savings account. A savings account is a great option for making your money work for you. It’s safe, simple, hassle-free and keeps earning a …

Types of Bank Accounts in India: Meaning, Features & Which One to Choose

A bank account is a safe financial account where you can deposit money, withdraw funds, receive payments, transfer money and, in some cases, earn interest. In India, the most common types of bank accounts include savings accounts, current accounts, fixed deposits, recurring deposits, salary accounts, NRI accounts, Jan Dhan accounts and Demat accounts.  Understanding what are the different types of bank accounts can help you …