Tips To Do Budgeting With A Variable Income

Knowing budgeting tips can help you manage your finances better. This becomes especially crucial if you are one of the 31.8% of urban Indian workers who are self-employed or work as contractors or freelancers. In such employment, your income is proportional and related to your work. As a result, determining or predicting your monthly income can …

Transcend Boundaries, Straighten Finance: #YouGotThePower

From juggling household errands and office chores, from being a daughter to a sister to a wife to being a mama, she goes around heroically vanquishing every barrier in her path.  This Women’s Day, as we commence our campaign to applaud “her”, we urge you to join hands with us, to empower, exemplify, educate and …

Five Years of EarlySalary: From MVP to a Much Loved Product

Five years ago, on the 23rd of Feb, we pushed out EarlySalary MVP with a belief that it would be a stepping stone for building a credit ecosystem that would power and upgrade our customers’ lives in a meaningful, tangible way. We were a small team that worked around the clock, spent sleepless nights fueling …

Why Your Employees Should Be Helped With Budgeting?

Succeeding as an organization requires a robust combination of business skills, change management and decision-making, and most importantly, happy employees. Employees need to drive performance and create value for the organization. In return, the ideal enterprise should assist them with what matters the most – budgeting and financial wellness. Especially in an age dominated by …

It is Time To File Your Income Tax Return. What’s Changed This Year?

The global (along with the Indian) economy, has had a tumultuous journey in the past year due to the setbacks from the global COVID-19 pandemic. However, with the vaccination process underway, we’re returning back to normal and all activities are resuming in full swing. In the midst of this, the BJP-led Government announced its Union …

Credit Card Vs Instant Cash Loan: Which is the better option for you?

As consumers, ideally, we want to be able to fulfill all our wants with our salary whilst preserving a rainy day backup.  But in reality, most of us have little option but to borrow to bridge the gap. As financial institutions carpet bomb you with loan offers, mailers, and SMS, it is important to differentiate …

EarlySalary’s SkillUp Fest: EdTech, Accelerated

If there’s one thing that’s as exciting as the fintech sector, it’s probably EdTech. The Edtech industry has been disrupting the traditional and diverse world of education, changing the way learners and instructors interact. Several enterprises are already relying on EdTech in some form or the other, and the popularity of this industry is only …

Know The Difference Between Credit Lock And Credit Freeze

Scammers opening a credit card or loan account in someone else’s name has become a rising concern. After all, the famous data breach at Equifax in 2017, which exposed the personal information of 147 million people, garnered worldwide media attention.  When scammers open such accounts, they can run up purchases or take loans in your name …

The Top 5 Incentives for Organisations Implementing Financial Wellness

As millions of people face job loss or steep pay cuts, the Covid-19 pandemic and the disruptions caused to economies around the globe will pose a new challenge to economic planners. This also contributes to the massive destruction of demand across industries, especially in sectors such as hospitality, tourism, and aviation, among others. Unfortunately, financial …