Loans – A Healthy Credit Score and its Benefits

A credit score is an important factor in one’s financial life. It is a three-digit number that financial organisations use to determine your likelihood of repaying a debt. Your credit score is based on your credit history, a record of all your past loans and credit transactions which assesses your ability to repay debts. Credit …

The Tax Advantages Behind Investments – Simplified

With the new financial year, came some really good news. With the new tax slabs, there is an opportunity for you to save your taxable income. Getting a major chunk of taxable income out of the way by making the most of Section 80C is a great starting point for most of us, but even …

What are some non traditional ways to invest and grow your money?

If you are looking at growing your money, the world of investments has no limits. While there are conventional methods of investment like fixed deposits, PFs, bonds and more, there are multiple alternative methods you may want to explore too. Non-traditional methods can surprise you and provide outsized results. Here are a few different types …

Understanding Salary Advance and How to Manage It

From paid vacations to health insurance, organisations have left no stone unturned to ensure the convenience of their employees. However, with the state of the global economy and rate of inflation we tend to see, money seems to be slipping out of our bank accounts faster than we can earn it. Despite meticulous planning and …

Preserving Your Credit Score: 7 Things To Watch Out For

Imagine being able to borrow money without any hassles or unruly paperwork, so that you could buy your dream car or house. However, reality is far from such a scenario. Borrowing money from the bank depends on a number of factors – the most important being your credit score. A credit score is an indicator …

5 Reasons a Salary Advance is All We Need

Among the many reasons for salary advances are the added expenses. But that’s not all where salary advances can prove to be useful. For instance, the rising costs may lead employees to borrow money from home or live a very frugal lifestyle towards the end of the month. But by getting a salary advance, they can …

Are you Guilty of These 15 Money-Wasting Moves? Here’s How to Stop

We all want to become master of our money instead of being a slave to our habits, but let’s admit – we all give in to a lot of temptations. These temptations may seem fine at that moment because they’re relatively small, however, if you add them all together, chances are, you’re going to find …