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Personal loan rejections can feel confusing when you apply, wait and then just hear ‘no’. But most rejections happen for very clear reasons. Lenders usually worry about whether you will be able to repay on time. This could be due to a weak credit history, low or uneven income, a high debt to income ratio …
Continue reading “Reasons for Personal Loan Rejection: Salaried vs Self Employed”
“We are in the midst of a robust Indian consumer credit market expansion where we are seeing immense growth in both the number of accounts and balances for most major credit products, including credit cards and personal loans,” – Yogendra Singh, Vice President of Research and Consulting, TransUnion CIBIL. The online credit market has been …
Continue reading “Why is the Indian Market rapidly moving to Personal Loans Online?”
Borrowing has become a norm for the young Indian working population. A growing number of Indians are taking loans for a wide variety of reasons, fueled partly by the fact that loans have become so much more accessible for the market today. Loans for travelling, personal loans for shopping, loans specially curated to start your …
Continue reading “How Fibe has revolutionized borrowing in India”
Sudden expenses can come up anytime. It could be a medical bill, rent, travel booking or a simple cash shortfall before payday. In moments like these, you may wonder how can I get a loan fast or how to get instant loan without paperwork delays. Today, digital lending makes this possible. With online loan platforms …
Continue reading “Step-by-Step: Personal Loan in Less Than 5 Minutes”
Delay in getting your salary, sudden spike in your expenses due to festivities or medical emergencies can all require you to borrow funds to bridge gaps. Salary advances and personal loans are both ways that you can access credit when you need it. They both offer funds without collateral to salaried professionals. Let’s take a closer look …
Continue reading “What is a Salary Advance and how it is different from a Personal Loan?”
An overdraft facility lets you borrow extra money from your bank, even if your balance is low. It works like a short-term credit line linked to your account. You can use the funds for urgent needs like bill payments, medical expenses or business cash flow. For answers to the question, “What is an OD loan?” …
Continue reading “Overdraft Facility (OD) – Features, Process to Apply & How it Works”
We are aware of how vast and effective Social Media has become. In fact we owe our ability to be aware about what is going on to social media. Social media has ceased to be just a platform for interacting and socialising. It is much more now. Traditional verification to evaluate our monetary potential fails …
Continue reading “Social Media Score can affect your credit score”
One of the most common questions that we ask ourselves is “What kind of loan do I opt for?” We take baby steps towards Loans. Loans are like those tricky questions in our exams, where we have to meditate hard to make the right choice. Deciding upon which loans to take depends upon numerous parameters …
