Fibe

As millions of people face job loss or steep pay cuts, the Covid-19 pandemic and the disruptions caused to economies around the globe will pose a new challenge to economic planners. This also contributes to the massive destruction of demand across industries, especially in sectors such as hospitality, tourism, and aviation, among others.

Unfortunately, financial well-being is not something usually taken into consideration when planning a workplace well-being program. Fortunately, that’s been changing.

Financial well-being, and how it affects work environments

Financial well-being inculcates the expertise and knowledge required to handle personal finances in a balanced and safe manner. Positive financial well-being contributes to a greater sense of trust and security of an employee in their financial position and positively impacts mental health, reduces financial stressors, and improves their quality of life.  

• Productivity: Stressors stemming from economic issues have caused employees to be unproductive during office hours, affecting their productivity to a great extent. 
• Mental Well-being: As a direct link, it is essential to remember that most adults with debt problems have also reported a decline in mental health. 

How do employers profit from their employees’ financial well-being?

Employers should encourage and endorse a positive workplace by investing in a financial wellness program for their employees, which has many advantages, especially in increasing productivity and retaining employees. Some of these include:

Productivity

Lower absenteeism, less external distractions, equals less time spent handling personal financial issues at work. All this amounts to improved productivity levels among employees.
Although an increase in wages and adding benefits are of great help to workers, it is of higher importance to their well-being to be encouraged to realise the value of ensuring they are using all the financial resources available to them efficiently.
Employees feel valued and cared for when they trust the company they work for and the independent experts they make available to them, enhancing staff satisfaction. The number of days lost due to coping with financial worries will significantly decrease with on-site workshops and consultations available. 

Retention of Workers

One of the primary priorities for many HR departments is employee retention, and one way to promote this is financial well-being. Employees who think their issues are being taken care of by their employers are more likely to stay loyal to the organisation.
There is hope that providing employees with financial health services will help with the problems brought on by financial hardship. Employers also reap the advantage of creating a happier, healthier, and more efficient workforce by introducing financial wellness programs. 
While employers recognise the value of combating financial stress among workers, these need to result in actual initiatives that benefit employees. It’s time to lift the bar on employers to take care of their employees’ financial well-being.

Challenges faced unique to Millennials

Millennials have unprecedented debt today. The lack of jobs and lower starting wages resulting from the 2008 recession and consequent slow economic growth have decreased the Millennial worker’s income potential.  Millennials are also worried about how much they can save for retirement. It’s possible to make a job offer more enticing to millennials with benefits that promote financial literacy and prosperity. It is not enough to have conventional pension benefits; few millennials intend to remain long enough with one company to take advantage of them. 
However, employee-centric benefits that show an employer’s willingness to support their employee’s personal growth are key factors that attract millennials.

Companies with impactful wellness programs

Although employee-centric financial wellness programs in the workplace are nothing new, they have grown immensely over the past few years.

1. Accenture cares for its workers’ mindfulness. The consultant company provides employee assistance services that provide confidential treatment for stress, drug addiction, anxiety, and depression. The creative wellness program of Accenture encourages workers to set targets and provides incentives for performing healthy ventures. They also provide exclusive prices and deductions for gyms and wellness centres. They have also developed an online fitness app so that workers can work out at any time.

1. Second, Google’s campus provides a wellness program with on-site health professionals, including physicians, physical therapy, chiropractic and massage facilities, access to gym centres, workshops, and group bikes. By taking cooking courses, coding degree programs, or guitar lessons, you can also choose new skills, to name a few of the exciting classes Google offers. 

Google also provides financial health resources for its staff, for example, financial counsellors and facilities for financial planning. They also provide flexible hours, and holiday time is provided to staff, helping Googlers have a proper balance.

Visit the Fibe (Formerly EarlySalary) app to read more about financial wellness.

Christmas is a joyous occasion that can be the most memorable time of the year. And everyone would naturally want to avoid a financial hangover during this festive occasion. It’s for times like that that Fibe aims to change the way personal loans and instant loans work in India. A mobile app that brings together new credit scoring systems for premium customer profiling, Fibe can be a compelling solution to avoid a financial downturn during festivities. 
How? 
By enabling you to take an instant loan whenever and wherever possible.
The Fibe app provides a system for instant loans, credit lines, and interest-free EMIs. Its operation rests on a unique algorithm that combines traditional credit scoring with new social and online scoring technology-linked risk assessment concepts, and it takes only a few minutes. The personal loan amount is debited into the applicant’s bank account on the same day whenever/wherever possible. 

Fibe offers affordable personal loans to salaried employees at an EMI as low as  INR 9 per day.  Thus, people will be able to dodge a financial downturn during a momentous occasion like Christmas. It enables Indian users to borrow money for urgent cash requirements. Probably fair to say that it’s a blessing in disguise during festivals like Christmas, Diwali, etc., which come with their own set of extra expenditures. It aims to help individuals who face month-end and mid-month financial crises by providing small loans and instant loans until they receive their salaries.

People who use this application can log in through their Facebook accounts, specify the amount they require as a personal loan and a date by which they can repay it, submit the necessary documents, and get the money credited to their bank accounts whenever/wherever possible. Fibe (Formerly EarlySalary) offers loans between INR 1,000 and INR 100,000 with payback terms ranging from 7 to 50 days.

Here are a few of its advantages:

1. Customers have access to quick personal loan funds for any financial emergencies until their next salary arrives. 
2. The credit application process of this scheme is simple, transparent, and can be done without any hassle.
3. Under this scheme,  borrowers provide minimum documentation for their application to be approved.
4. There is a provision for taking the personal loan through the user-friendly mobile application provided by EarlySalary.
5. This credit is offered to salaried employees, self-employed individuals, and corporate employers after they’ve exhausted their monthly salary. 
6. The advances in credit under this scheme are offered at low-interest rates.
7. There are no early repayment fees applicable to the loan.
8. The whole process starting from application to repayment is secure, and there’s no chance for fraudulent activities.
9. The process is free of tedious paperwork, thus making it time-saving.

Criteria to be eligible for loans provided by Fibe:

1. You must be a salaried Indian Citizen and should be at least 21 years old.
2. You must provide the following essential documents: a PAN card, Aadhar Card/Driver’s License, or Passport.
3. You must have a bank statement of the salary account for the past 3 months

Here’s a complete guide for you to avoid a financial crisis during Christmas:

To avail any instant loan option, you need to visit the company’s official homepage and click on the icon which says, ‘Instant Salary Advance.’ After this step, you need to click on ‘Read More,’ which will redirect you to a new page. You can then hit the ‘Start Your Application’ button to begin the application process for the personal loan as a whole.

Soon after, you are directed to a new window that will ask you to enter your mobile number, and then you can agree to the terms and conditions laid out and click on ‘Sign Up.’ EarlySalary sends an OTP or a one-time password on your number for verification. Once this is done, the application will ask to fill up personal, professional, and bank account details. Earlysalary will then send a link for downloading the application on your mobile phone after submitting it.  It can then be downloaded using the link or from the App Store for iOS devices.

Based on your social score and documents, your instant loan eligibility will be calculated and informed by the company. Soon, a representative of the company will arrive at your doorstep for signatures, and finally, the funds for the personal loan are transferred electronically to your bank accounts. Earlysalary makes it easy to get an instant loan as quickly as possible. 
With just a well packaged instant loan application, Fibe has frankly changed the entire credit landscape of taking and applying for instant loans and making it more straightforward for Indians.

Mental health is gaining momentum and is being talked about extensively, thanks to social media and other platforms that provide a suitable space for such discussions. Stress and work tension are two of the most common problems which have negative long-term effects on our bodies. These include sleep problems, constant fatigue, and overall health deterioration. Thus, it’s crucial to practice self-care, which is one of the many ways to combat stress. 

Self-care is more often than not, equated to lavish splurges on manicures/pedicures, professional massages, and fancy spas. However, this is not what self-care is limited to. There are quite a few things on this carefully curated list for you to relax after work hours. The best part? All of them are either free or very low cost!

Self-care can be categorized into two broad categories- physical and emotional. Let’s look at each of them in detail.

Physical Self-care

Exercise

There are countless benefits to exercising. From increased oxygen intake and better air circulation to burning calories and fat, exercising has a plethora of health benefits. There’s also scientific proof that exercise has positive effects on your mental health. Sometimes, however, it can be difficult to do a full-blown workout. Going for a walk or a jog can be equally beneficial in that case. Your muscles need to move from time to time. They are bound to get rigid and cause body pain otherwise. Don’t hesitate to start small, and remember that consistency is key. Even if it’s just for 10 minutes, try to exercise or walk every day. 

Sleep

Getting adequate quality sleep is essential for a happy and healthy life. Going to bed late and waking up late has become the new normal now and people stay up past midnight, thanks to inconsistent sleeping patterns. Making sleep your priority can help you live a longer and healthier life. 

Make sure you don’t look at screens before bedtime and wear comfortable clothes to bed. If you have trouble falling asleep, try making your room quieter and darker and put on some white noise (raindrops or fireplace or ocean sounds). Some people also take a hot bath or a shower right before they go to bed for a sounder sleep! 

Food and Fluids

People often binge-eat when they’re stressed. The worst part? They binge on unhealthy snacks which can have seriously harmful effects on the body. Try to have a balanced diet. 

There are a lot of dieticians who can customize and prepare a diet plan for you. Consume enough vitamin B, which can be found in whole grains, dairy products, etc., and Vitamin C rich foods like citrus fruits. Whenever you crave a snack, opt for chopped up fruits, they’re equally delicious!

Emotional Self-care

Meditate

Meditation has a series of physical and mental health benefits. It reduces your stress levels, improves sleep schedule, and is also known to alleviate anxiety and depression. It’s very easy to do even if you have a  busy schedule. Spare 10 minutes in the morning every day to make your day at least 10 times better. 

Meditating before going to bed can help you fall asleep faster too. If you have trouble focusing during meditation, just concentrate on your breathing – how you inhale and exhale.

Read

Grabbing your favorite book and cozying up in your bed can instantly improve your mood. Some people have a habit of reading when they’re taking a bath, which can be extremely relaxing as well. If you’re not a reader, it just means that you haven’t come across a book that appeals to you yet. Start small and get into the habit of reading. You’ll discover that it’s a therapeutic and immersive experience!

Socialize

Sharing your feelings with your close friends and family can instantly reduce the intensity of the overwhelming emotions that you have. Even if you don’t arrive at a definitive solution, you’ll feel better after just talking about it. Go out for a cup of coffee with a friend or a nice relaxing dinner with your partner! 

Digital detox

All of us spend a significant amount of time on social media. So much so that it has become the only thing we do during our free time. Taking time off of social media can have some highly noticeable changes in your moods. Spend no more than an hour on social media. If everything feels stressful, stay away from social media for a week or more. 

This can contribute immensely to your emotional well being. There are various pieces of research on the time people spend on social media, how much it affects them, and how beneficial a digital detox is. 

Journaling

When your thoughts seem too cluttered, writing them down can help bring you so much clarity and improve your thought process. If you’re feeling sad, happy, overwhelmed, or stressed, write it down. Journaling can significantly improve your mood and de-clutter your mind. Journals can also act as friends for introverted people, and help with self-introspection.

Miscellaneous Self-care Practices

Here are some things to do when you’re feeling a little stressed and want to relax and unwind!

• Make DIY face masks at home that rejuvenate your skin. You don’t have to spend a fortune in buying face masks that ultimately use the same things you find in your home. Here are some homemade DIY face masks you can try.
• Cozying up on your couch and putting on your favorite heartwarming movie/show can put you in a better mood instantly. You can also have karaoke nights with your family to have some fun. Here’s a list of heartwarming movies that you can watch.
• Going out with your family on picnics can be an amazing alternative to visiting an expensive resort. It can help you cut down on costs and is guaranteed to help brighten your mood.

Self-care enables you to replenish physical and emotional energy to help you focus better on your job, family, etc. and money should not be a hindrance to it. However, if you do want to treat yourself to expensive self-care products and services, you can avail the instant shopping loans provided by Fibe and repay them whenever you can, in easy installments!

The IDC report stated a very interesting possibility of digital payments overtaking cash by 2022 in India. All of us are well aware of the fact that the young Indian population is tech-savvy and is ready to embrace fintech like never before. The fintech scene has witnessed a digital and consumer revolution in post-pandemic India as well. 

Touted to be of worth USD 31 billion this year, the Indian fintech sector’s phenomenal growth has brought quite a few challenges in its wake: 

• Firstly, about 20% of the citizens in India are still unbanked. 
• Secondly, the earlier fintech developments had been more technology-driven rather than bringing in some kind of financial innovation. 

As such, consumers were lost in the complex net banking and other such solutions that were more of a hassle than a reprieve. There was a dire need for a financial product that simplified processes via tech and AI. During the lockdown period of 6 months, The adage of ‘Never let the good crisis go to waste’ became the mantra of the team at EarlySalary to focus their attention on a single solution serving most of the financial needs of its customers.
Let’s look at what it takes to build a revolutionary financial product for everyone at EarlySalary.     

Fibe’s journey and the launch of Fibe Suite

Since its inception 5 years ago, Fibe has made its mission to financially include the underserved and unbanked via its intuitive and user-friendly financial services. It is one of the leading fintech companies in India with 1.7 million loans disbursed to date. EarlySalary understands the nerve of salaried employees and their pain points. 
Traditional financial institutions have since long drastically failed to meet the short-term credit requirements of the salaried class. Fibe, through its tailored products such as instant loans and salary advances, has helped millions of people to bridge temporary pay gaps, finance travel, education, marriage, and other such needs and help them shop with ease.
The team at EarlySalary monitored their customers’ financial habits and meticulously researched the markets, products and opportunities to design products according to the expectations and choices of their customers post the pandemic. 
From a single product, EarlySalary has risen beyond expectations to provide a comprehensive and multidimensional credit solution portfolio for digital-first Indian consumers ‘EarlySalary Credit Suite’. 

Fibe Credit Suite

Finding a product that solves all your financial worries in a single frame could be called a farfetched idea before Fibe introduced its Credit Suite. Not now, though. Akshay Mehrotra, cofounder and CEO of Fibe says, “As we evolve and mature as a company, we realised the need to cater to a varied set of consumer needs ranging from a short term loan to a long term personal loan, from enabling credit to providing a Buy on EMI option, we decided to build a comprehensive credit portfolio which allows us to serve to all our consumer needs for a longer period.”
The Credit Suite offers its users financial freedom to the highest degree  – providing instant sound solutions to their emergency needs and helping them upgrade their lifestyle. Fibe Credit Suite is designed to provide a one-stop credit solution to serve all the possible credit requirements of a salaried individual. 

Highlights of the Credit Suite

EarlySalary is a lifestyle financial tool that enables users to manage life’s experiences whenever and wherever they desire. It requires no formalities, no physical outdoor exposure and is available as a credit solution on the smartphone. The Suite is an all-in-one solution providing a portfolio of services including:

1. Short-Term Credit Loan: Short term or instant cash loans are available to the users from INR 5,000 to 5,00,000 with a tenure of up to 24 months at interest rates as low as INR 9/day. 
2. Personal Loans: These loans are disbursed within minutes to help customers fulfil their small financial needs of up to INR 2,00,000. The loan can be paid back in equated monthly instalments.
3. SalaryCard: The Salary Card is acceptable across India for both online and offline transactions. The customers can avail EMI options on each of the purchase they make using this card. They also get category-based dynamic limits and control via Fibe App.  There are no annual or renewal fees involved. 
4. Free Credit Score: Users can also view their credit score and improve it accordingly. 
5. Buy on EMIs: The Suite provides the option of buying on EMIs. The monthly EMIs can be easily calculated using the EMI calculator available on the app itself. 

Why would you consider the Suite a revolutionary financial product?

The EarlySalary Credit Suite is the result of sustained efforts and persevered monitoring of customers preferences and their changing needs, especially during and post the pandemic. It could be said that the Suite is the first in the industry that works to solve real-time financial issues of the masses with minimal time and effort required of them at their convenience.  It upholds the 5 pillars of service that we at EarlySalary aim for: 

1. Product: The Credit Suite empowers the salaried class giving them the liberty to decide the whenever and wherever of their finances. The product wraps numerous innovative features. Just like a smartphone, it will relieve the customers from the need to rush, browse and search for solutions at multiple places or via multiple apps. 
2. Technology: EarlySalary leverages new-age technologies in the areas of data processing, AI/ML, and analytics for real-time analysis ad decision making. It also provides automated approvals on loans and product offerings according to customers’ needs. 
3. Data: The App uses Artificial intelligence (AI) and Machine learning (ML) to peruse the customer data collected over the app and provide a seamless customer experience with best-customized credit solutions. 
4. Debt: The platform receives over 75,000 applications in a month, and it has disbursed 1.7 million loans to date helping the salaried professionals to sort their finances in the fastest and easiest way. 
5. Partnerships: EarlySalary has 500 plus tie-ups with travel brands like MakeMyTrip.com, Shopping mammoths like Amazon, Flipkart and many other educational institutions.  

The Credit Suite is all about financial independence and assistance all concentrated in a single comprehensive solution. It intends to open a host of possibilities for the users to avail and utilise in building their financial standing in the long-term. The Suite has all got it sorted for users to spend their way to success and happiness! 

We all experience a financial crunch when our monthly expenses go over the limit. Instant loan applications are the ideal solution to save you from those inconvenient cash crunches. Since there is no need for physical documentation or even to meet in person to get your loan, it takes less time for the loan approval, after which the amount is disbursed straight into your account. The time taken for loan approval depends from one app to another.

What makes Fibe so popular?

Fibe is preferred by young employees because of its speedy disbursal of loans and user-friendly interface. It is the ideal alternative that provides several benefits through a secured online loan app. Fibe provides instant loans to users with less documentation, as long they procure a salary of Rs 18,000 or more every month. Those qualified can apply for loans from Rs 5,000 up to Rs 5 lakh, for rates as low as Rs 9 per day. Fibe has partnered with Amazon and Flipkart for shopping loans too.

Why should you use the EarlySalary app?

Online loan apps in India are now beyond the niche stage. Instead, they’ve rapidly become popular due to the many benefits they provide – customized repayment plans, easy loan plans, the simple application process, and 24X7 tracking. With Fibe, customers enjoy a quick, paperless, and trouble-free way to get personal loans and a one-stop solution during a financial emergency. 
One of the biggest challenges that people always face is having to visit a bank for loan purposes. Standing in long queues, going through a lengthy documentation process, and then preparing rounds of security checks before finally getting the loan approved. With the introduction of online loan apps such as Fibe, getting personal loans has become easier and convenient. These are the reasons why Fibe is one of the most preferred loan applications in India! 

• Quick loan approval: Fibe provides fast approval facilities to its users. When you apply for a loan on the app, you will see whether loans are getting approved, or how the repayment plan is chalked out, or how much you can apply for in a shorter duration. This is very different from what happens if you approach a bank: you can fill out a form online, but it may take you a while to get a response (someone may need to review the request, and you may even need to visit a branch in person).

• Better interest rates on loans: The interest rates at EarlySalary won’t make a hole in your pocket. It not only provides lower interest rates but also reduced service costs (if any). They have no comparable overheads with local branches as bankers do not have the same regulatory costs. That means that you end up paying a fraction of overhead and additional costs.

• Easier approval: Banks have become increasingly cautious over the years. It’s easy to get a loan if you have excellent CIBIL, but you don’t get any benefits if you have a low CIBIL score. However, online apps like EarlySalary may accept weak CIBIL scores and use “alternative” ways to establish your worth.

• Saves time: In banks, you may have to monitor the process and wait for days to get your loan approved. Applying for loans from banks can turn out to be a long, taxing process. It is not only frustrating but also time-consuming. But when it comes to EarlySalary, the application and approval process is fast and easy, saving time, effort, and money.

• Loans without collateral: Loan applications on Fibe do not need collateral. Banks almost never provide loans without collateral. . Borrowing is, therefore, safer. When you don’t repay an unsecured loan, your CIBIL values drop, but your assets won’t be taken back and forfeited.

Keeping all the above advantages in mind, Fibe stands out from its competitors, making it one of India’s most preferred loan lenders.
You can contact us for any queries on instant loans, instant credit score checks, and much more!

Moving to an entirely new city with no family support and warmth from your friends can get on your nerves. In contrast to our hometowns, most metro cities are typically taxing, making it harder to live and handle your expenses. You will need to manage a lot on your own. While we’ve shared money management tips for the festive season and for millennials, some tips on money management in metro cities, should hopefully help make your experience throughout the year, an easier one. We’re happy to help:

1. Affordable lifestyle – The most substantial expenditure on your budget comes in selecting a place to live. You have different choices for living in most of the towns. The rent prices differ depending on the location. Few cities have lovely spaces for co-living, such as Bangalore, Mumbai, Delhi, where you get most of the necessary facilities at very affordable prices. So do your homework and find yourself a suitable budget spot.
2. Make your food – Eating food outside can harm both your budget and your body. Instead, cook safe and inexpensive meals at home for yourself. It will save a lot of money for you and keep your body safe and happy. If you’re someone who doesn’t know how to cook, you can hire a cook who turns out to be a much cheaper choice than frequently eating outdoors.
3. Cut back on subscriptions every month – It is not necessary to have subscriptions for every OTT platform. You can save a lot of money by cutting back on subscriptions. These subscriptions take a chunk out of our budget. It will help you reduce the extra expenses in the short term. 
4. Using local transit – Try to commute using the different local transport options instead of resorting to a private vehicle. Major cities have a sizable local transit network that is reasonably accessible and will not leave a dent in your pocket. Take a bus to work or a shared vehicle, or you can also avail office cab services. This alternative again turns out to be pretty cheap compared to owning a car if your city has a metro train service. 
5. Get an instant cash loan from Fibe – If you ever run short of cash, you can always avail of the instant cash loan from Fibe. Download the app on your mobile, and it’s easy to use. Fibe can be that friend that you can always trust when in need.

6. Get into a Part-time job – In spending some extra time to earn some extra bucks, there is no harm. You can check out several job websites where you can make money while sitting at home and working. Even an hour of daily work will give you 4-5k per month. 

7. Keep some money for small investments – Try putting some money as an investment per month after setting aside some cash for monthly expenses. Be sure to set aside any money in a fixed deposit or savings account, be it as little as 100 or 500 bucks. It will give you some financial protection, and in case of any emergencies in life, you will still have some number. 

Staying alone in a new city encourages you to consider yourself and your limits and guides you to find ways to cope with every challenging situation. If you can master the art of balancing your budget, then in every city you go to, you’ll have a great time. So go out and enjoy life there but don’t forget to keep the Fibe app handy!

Feel free to contact us for any questions on credit, loans, and your instant cash needs!

Download the instant loan app here, or log in to our website and experience the Credit Suite.

For Fibe, this was a logical evolution of all that we have done so far. After all, our goal has been to assist professionals in their quest for a happier life, backed by financial independence, and of course, the ability to meet emergency needs.

At Fibe, we were beyond excited to announce the introduction of Fibe Credit Suite, a one stop credit solution for all. After all, our Credit Suite is packed with Instant Loans, Personal Loans, a Free Credit Score check, and an all new ‘Salary Card’.

The EarlySalary Credit Suite’s Makes Your Loan Life Simpler

• Short term loans with a cap of 8000 to 5 lakhs 

It’s a rapidly changing digital era we live in today, and Fibe provides a genuinely new, realistic personal loan alternative. No prolonged paperwork, instant processing times, competitive interest rates, with no fees for prepayment. Lend up to 5 lakhs and have them transferred within minutes to your bank account.

• With 12-month to 36-month EMI options, long-term personal loans 

You get a window of 12 to 36 months to pay your long term personal loans. You can increase the EMI amount as per your convenience. 

• The free credit score facility gives a comprehensive snapshot of an individual’s credit financial status 

To find your credit score for free, all you have to do is download the Fibe app. Once you know your credit score, you can apply for personal loans upto Rs 5,00,000 from the app. The approach requires zero physical documentation. You would be required to upload scanned photos of your Aadhaar Card, Voter ID, Passport, Pan Card and a passport size photograph. 

• The all-new digital Salary Card allows clients to use credit solutions with different personalized features

The ‘Salary Card’ allows customers to set a credit limit to suit their essential needs and expenses like traveling, shopping, medical, etc. Since the ongoing pandemic has created a demand for contactless payments that is here to say, we felt compelled to introduce a digital zero-touch ‘Salary Card’ that could provide you with safe and secure payment solutions.

• Buying on EMI allows buyers to make payments during the checkout at the ‘Pay Later’ option

Purchase what you want online and pay it back in simple 3 or 6 monthly installments. Whether it’s appliances, electronics, or household products, you can buy now and pay later from Fibe.

Fibe has impacted many lives on this 5-year journey and has undoubtedly helped several first-time working professionals adjust to a new career, a new city, and all the other challenges we face as we tackle our ambitions. Fibe hopes to cater to more customers as consumer aspirations rise and become a lender of choice for every salaried professional in India. 

The Fibe team took several steps to give users a better credit experience over the years. And the introduction of the ‘Credit Suite’ is just another small move that has brought a change in consumer credit experience.

Feel free to contact us for any questions on credit, loans, and your instant cash needs!

Download the instant loan app here, or log in to our website and experience the Credit Suite.