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It’s the time of the year when promises are made new beginnings are carved, and bonds are strengthened. It is the Valentine’s week. This is the week where people express their love for each other. This is the time when people exchange gifts with each other to showcase their affection. However often we find ourselves …
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When you are in your twenty’s, you get perpetual recitations on money saving and management This indeed is a great thing, because an advise like this is always treasure worthy. However apart from managing finances and saving money, it is also crucial to master the art of spending right. Let’s discuss about where you should …
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Some situations demand the need for that extra cash. The hammer of Emergencies can strike us anytime, and can cause a financial imbalance. The very situations can put us in an embarrassing spot where in we have to resort to sources for borrowing personal loans. One such source is our work place. Salary advance is …
The world of Fintech The combination of Startups and Finance has lighted the thought bubble of Techies. This has prodded them to move forward to build a space that blends both. Basically Fintech organisations use technology to help users avail financial services effortlessly and on the go. Fintech encompasses all technology-based companies operating in insurance, …
As a novice taxpayer, understanding what the connection between your salary and allowances is essential. An allowance is a part of your salary structure that the employer pays at regular intervals. These allowances are added to your salary and taxed under the salaries as per the Income Tax Act guidelines. Tax-free allowances in salary are …
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In our financial space, we come to a state, where we have sufficient funds, and we wish to invest a chunk of it for future plans and goals. Two very popularly used media for investment are Fixed deposits and Mutual Funds. We will distinguish between the two after we define them properly. Fixed Deposits Here …
We are aware of how vast and effective Social Media has become. In fact we owe our ability to be aware about what is going on to social media. Social media has ceased to be just a platform for interacting and socialising. It is much more now. Traditional verification to evaluate our monetary potential fails …
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Have you ever looked at your loan statement and wondered, ‘How do I repay my personal loan faster without feeling broke every month?’ Well, you’re not the only one who feels like this. Most of us take loans at some point. Sometimes for emergencies, sometimes for big goals and then suddenly the EMIs start to …
Continue reading “Understanding Loan Repayment: A Comprehensive Guide”
“Retirement” .Do we need to think about it at all? If no, then perhaps now is the time to stop giving a cold shoulder to it. Being ignorant does not help carve a secure future. Though we are young and quite able at this stage in our lives. But do we think of times when …
Lending money to friends becomes a difficult choice at times. Money has the tendency to create rifts between closely bonded people. Yet money is a topic that becomes unavoidable. Lending and borrowing between friends can lead to sequences of debts, debt traps, uninvited apprehension and animosity. Situations where the money is borrowed, and half-returned, partially …
Continue reading “Tips to Consider before Lending Money to Friends”
