Category Archives: Credit Card

The NCMC card is a revolutionary option that makes travel easy with a complete payment solution. To reach any destination, you need to switch multiple modes of transport. While you can efficiently book train, aeroplane and even bus tickets, local transport requires you to carry cash.  With an NCMC Debit Card, you don’t have to …

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Ever wondered what’s an IFSC code? Well, it’s a special code used to identify a bank branch. Every bank branch has its own unique IFSC code. When you send money online, you need this code along with the person’s account number, name and bank branch. It helps make sure your money goes to the right …

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Credit card churning is a strategy using which people aim to maximise rewards and bonuses offered by card providers. Issuers always aim to provide maximum benefits to their customers; this includes rewards, cashback, offers, discounts and more. One such benefit is the welcome reward points.  Some people redeem their welcome benefits, rewards as well as …

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Reversal of credit card transactions is a lesser-known but effective method to save yourself from losing money due to unauthorised transactions. Assume you were making a payment with your credit card, but you used incorrect details. If it is to an unknown person or a merchant, you can lose money.  However, you can contact your …

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A credit card grace period is the interest-free time between your billing cycle end date and the payment due date. If you pay your total outstanding amount within this period, you won’t be charged any interest on your purchases. Depending on the card issuer, the grace period can range from 20 to 50 days.  For example, if your statement is …

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While getting a credit card, one can think if they should get it or try something else, Maybe you cancelled a card in the past but now realise it was perfect for you. So, can you apply for the same credit card twice?  The good news is – you can definitely apply again for the …

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Experts say it’s best to wait 6 months between new credit applications. This helps you avoid too much debt. But sometimes, it might make sense to apply for both together. So, what do you need to know about applying for a credit card and loan at the same time?  Let’s find out!  Applying for credit …

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Using a RuPay credit card on a UPI app is a straightforward method of making online card payments. Most credit cards are useful for making an online purchase or swiping your card at the store.  These methods are useful, but with the invention of QR-based payment, these are no longer the most convenient option. To …

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Credit cards give you access to instant funds for all planned and unplanned expenses. So, you may wonder, ‘Can I pay a credit card bill with another credit card?’. While you can use the card without any questions, there are some transactions that you cannot carry out with a credit card. One of these is …

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Understanding the difference between RuPay, Visa card and MasterCard is crucial before stepping into the world of finance. These payment networks link the merchant and the card issuer, so making a careful decision is imperative. Moreover, any additional perks you can enjoy on your cards depend on your payment network. Understanding how these payment networks …

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