Category Archives: Credit Card

Ever wondered what’s an IFSC code? Well, it’s a special code used to identify a bank branch. Every bank branch has its own unique IFSC code. When you send money online, you need this code along with the person’s account number, name and bank branch. It helps make sure your money goes to the right …

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Credit card churning is a strategy using which people aim to maximise rewards and bonuses offered by card providers. Issuers always aim to provide maximum benefits to their customers; this includes rewards, cashback, offers, discounts and more. One such benefit is the welcome reward points.  Some people redeem their welcome benefits, rewards as well as …

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Reversal of credit card transactions is a lesser-known but effective method to save yourself from losing money due to unauthorised transactions. Assume you were making a payment with your credit card, but you used incorrect details. If it is to an unknown person or a merchant, you can lose money.  However, you can contact your …

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If you’re new to credit cards, you’ve probably heard the term credit card grace period but might not know exactly how it benefits you. In simple terms, the grace period is the interest-free window between the end of your billing cycle and your payment due date — it lets you repay your credit card bill …

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While getting a credit card, one can think if they should get it or try something else, Maybe you cancelled a card in the past but now realise it was perfect for you. So, can you apply for the same credit card twice?  The good news is – you can definitely apply again for the …

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Experts say it’s best to wait 6 months between new credit applications. This helps you avoid too much debt. But sometimes, it might make sense to apply for both together. So, what do you need to know about applying for a credit card and loan at the same time?  Let’s find out!  Applying for credit …

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Using a RuPay credit card on a UPI app is a straightforward method of making online card payments. Most credit cards are useful for making an online purchase or swiping your card at the store.  These methods are useful, but with the invention of QR-based payment, these are no longer the most convenient option. To …

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Credit cards give you access to instant funds for all planned and unplanned expenses. So, you may wonder, ‘Can I pay a credit card bill with another credit card?’. While you can use the card without any questions, there are some transactions that you cannot carry out with a credit card. One of these is …

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Understanding the difference between RuPay, Visa card and MasterCard is crucial before stepping into the world of finance. These payment networks link the merchant and the card issuer, so making a careful decision is imperative. Moreover, any additional perks you can enjoy on your cards depend on your payment network. Understanding how these payment networks …

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There are many benefits of a RuPay card, especially now, as you can link a credit card to UPI. This multinational payment network, launched by the Reserve Bank of India (RBI), is an initiative to promote a cashless economy. With other competitive payment networks available, such as Visa and MasterCard, choosing one can be difficult. …

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