Category Archives: Credit Card

A credit card grace period is the interest-free time between your billing cycle end date and the payment due date. If you pay your total outstanding amount within this period, you won’t be charged any interest on your purchases. Depending on the card issuer, the grace period can range from 20 to 50 days.  For example, if your statement is …

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While getting a credit card, one can think if they should get it or try something else, Maybe you cancelled a card in the past but now realise it was perfect for you. So, can you apply for the same credit card twice?  The good news is – you can definitely apply again for the …

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Experts say it’s best to wait 6 months between new credit applications. This helps you avoid too much debt. But sometimes, it might make sense to apply for both together. So, what do you need to know about applying for a credit card and loan at the same time?  Let’s find out!  Applying for credit …

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Using a RuPay credit card on a UPI app is a straightforward method of making online card payments. Most credit cards are useful for making an online purchase or swiping your card at the store.  These methods are useful, but with the invention of QR-based payment, these are no longer the most convenient option. To …

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Credit cards give you access to instant funds for all planned and unplanned expenses. So, you may wonder, ‘Can I pay a credit card bill with another credit card?’. While you can use the card without any questions, there are some transactions that you cannot carry out with a credit card. One of these is …

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This guide compares RuPay vs Visa vs Mastercard on acceptance, fees, security, rewards and UPI linkage, so you can pick the right payment network for your debit or credit card.  RuPay, Visa and Mastercard are the three payment networks that process card transactions in India. The core difference: RuPay is a domestic network built by NPCI, with lower costs and …

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There are many benefits of a RuPay card, especially now, as you can link a credit card to UPI. This multinational payment network, launched by the Reserve Bank of India (RBI), is an initiative to promote a cashless economy. With other competitive payment networks available, such as Visa and MasterCard, choosing one can be difficult. …

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The introduction of the RuPay Credit Card by NPCI (National Payments Corporation of India) shows advancements in India’s digital payments ecosystem. It’s a co-branded credit card that a number of Indian banks issue.  By offering a wide range of attractive features and benefits, these credit cards have become a preferred choice for cashless transactions. It …

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Do you know what creditworthiness means and why it is an essential part of your financial health? It simply enables you to get credit on time at lower interest rates. Financial companies check it based on a 3-digit score report generated by credit bureaus. Evaluation of this score takes many factors into account. Learning about …

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If your’re struggling to pay your credit card bills due to high interest rates, then a credit card balance transfer may be an optimal solution. Often, people cannot completely pay off their credit card dues, as the interest increases with every billing cycle based on the outstanding amount.  In such a case, opting for a balance transfer …

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