Loan on Credit Card: Now Get Instant Loan Against Credit Card

A credit card is a handy tool to fulfil your short-term goals with the help of a pre-approved credit limit. If you are in need of a higher amount to meet an emergency and need more time to repay it, you can opt for a loan on a credit card.  Similar to other borrowing options, …

Fibe Axis Bank Credit Card vs Traditional Credit Card: All You Need to Know

The newly launched Fibe Credit Card is a co-branded card launched in collaboration with Axis Bank and comes with attractive features and benefits. With it, you can make every transaction more convenient and rewarding.  One of its many standout features compared to traditional credit cards is that you can link this numberless RuPay credit card …

How to Increase Your Credit Card Limit (5 Useful Tips)

Credit card issuers increase your limit based on your financial profile and creditworthiness. They will check your income, existing debt, number of cards, job status, repayment history and credit score. A higher limit gives you more spending power for shopping, essentials, food, travel and entertainment. This is why a credit card limit increase can be …

How to Check Validity of Credit Card: Expiry Date, Period & Online Steps 

If you will look at the front of your card, then you’ll spot a 4-digit code in MM/YY format; that’s the expiry date of your credit card. You can also check the same through net banking, your bank’s app, your monthly statement, or a quick call to customer care if you do not have the card handy. How to check credit card is active or not matters, too — an expired card …

How to Check Credit Card Balance: 7 Easy Ways

Every credit card user wonders, ‘how to know credit card balance’ at least once. Before learning about that, you need to understand that the card balance differs from the credit limit. The credit limit is the maximum amount sanctioned by the issuer, but the balance is the remaining credit limit after its usage.  By initiating …

Credit Card: How Banks Determine the Limit?

A credit card offers customers the convenience of cashless payments along with financial flexibility for shopping, travel and emergencies. Every credit card comes with a pre-approved spending limit, known as the credit card limit, which is the maximum amount a customer can use.  With credit card usage in India crossing ₹1.8 lakh crore in monthly spending, banks carefully decide these …

Transfer Money from Credit Card to Bank Account in 4 Steps

If you want to send money from credit card to bank account instantly, you’ll be glad to know it’s a simple process that can help you manage urgent expenses when your bank balance is low. It’s also useful when you can’t use your credit card directly for certain payments.   This blog explains how to transfer …

Debit Card vs Credit Card: Differences Explained

Keeping credit card and debit card differences in mind can help you choose your preferred option to achieve your financial objectives. As two of the popular modes of payment, these cards simplify your shopping experience by avoiding the risk of carrying cash. Both cards share some common features, while their key benefits vary vastly.  Choosing …

What is Credit Card Skimming? Everything You Need to Know

Credit card skimming is becoming a growing threat in today’s digital world. Scammers use a physical device called a skimmer to steal your credit card details. With your sensitive information at hand, they carry out fraudulent transactions using your card.  To know about how skimmer works, what you can do to prevent it and more, …

Billing Cycle of a Credit Card: All You Need to Know

Understanding the billing cycle of a credit card is crucial to ensure that you use your card efficiently and responsibly. A credit card billing cycle is roughly one month. Once this cycle is complete, the credit card company compiles your transactions and provides a statement detailing all essential information along with the total outstanding amount …