Category Archives: Fixed Deposit

Using the fixed deposit monthly interest payout ensures financial stability and constant cash flow. Non-cumulative FDs allow you to reap these benefits. With periodic access to gains, you can get a second source of income while employed or during retirement.  Read on to know what a monthly interest payout fixed deposit is, the rates of …

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While you’ve just started working or are nearing retirement, investing in FDs offers security and allows diversification of risk. Being aware of certain fixed deposit rules and regulations can help you plan your investment better. While FDs are fairly simple, allowing you to invest a fixed amount for a fixed time to get a fixed …

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In India, very few other options give you the flexibility and safety of investment like a fixed deposit. Within them, comparing the features of a cumulative vs non-cumulative FD can help you make a choice that either increases your returns or your liquidity.  If you are thinking of a long-term investment, consider a cumulative FD. …

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All bank’s FD interest rates are dynamic and evolve with time. Depending on your preferred bank’s policy and other factors, it changes for every deposit you make. These rates are mentioned on the official website of the bank, which allows you access to complete data to estimate your returns.  This way, you can compare multiple …

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If you plan to withdraw your FD before it matures, whether partially or completely, this process involves paperwork and penalties. Before you go about the process of making a premature withdrawal of a fixed deposit, you must know what to expect.  When you have an unexpected financial or medical emergency, you can liquidate your FD …

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You book a fixed deposit, it is for a specific term. Generally, you close your FD after it matures at the end of this term. In case, you want to make a premature withdrawal, then you will have to give an FD closing application. Understanding the process can help you access funds when needed, so …

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A fixed deposit account is the most common investment idea you will come across. It is a reliable tool that gives steady growth; all you need to know is how to open a fixed deposit account. With the growth of digital marketplaces, you have the option to choose between online and offline processes.   For most …

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This guide explains what a lien on a fixed deposit means, how the lien marking process works step by step, its benefits and risks, and how it compares to a loan against FD. It also covers how to get your FD released once the lien is settled. Read time: about 6 minutes.  Fixed deposits are …

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Have you ever heard of the term ‘flexi fixed deposit’? Fixed deposits have been popular amongst Indian investors because of their reliability and capital preservation. They give you the option to create a customised savings plan that helps you advance, slow and steady, towards your financial goals.  A flexi fixed deposit combines the benefits of …

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