Fixed Deposits Explained: A Simple Guide for Beginners

A fixed deposit (FD) is one of the most popular options in Indian households as it is secure and has the lowest risk. If you have extra funds available or wish to grow your savings without any risk, this is an ideal choice.  Funds readily available are easily used. Unless you have placed them in …

Term Deposit vs Fixed Deposit: Which One To Choose?

Knowing the features of term deposit vs fixed deposit can give you valuable insights and help you make the right investment. Both these options have some common features, like: However, there are some differences between them like lock-in periods, interest rates and others. Knowing the difference between FD and term deposit is crucial to investing …

How To Get a Loan Against Fixed Deposit To Finance Urgent Needs?

A loan against a fixed deposit is an optimal solution to continue your investment while managing your financial needs. Some deposits allow premature withdrawal with a specific penalty amount. This gives you access to your investment in case of emergency.  However, withdrawing before completing your maturity period can cause a loss in returns. A better …

Difference Between Callable And Non-callable FD And The Best One To Choose

Two forms of fixed deposits provide you with a secure way to grow your savings, i.e., callable and non-callable FDs.  When you open a fixed deposit account, it comes with a specific: Usually, your funds remain locked in for this tenure so you can earn at the specified rate. However, to give you an option …

Kotak Mahindra Bank FD Interest Rates 2024

Kotak Mahindra Bank, one of India’s fastest-growing banks, offers fixed deposit schemes where you can start investing with just ₹5,000. You can get attractive interest rates on these FDs depending on certain factors, such as:  So, read on to know the latest rates and more. Kotak Mahindra Bank FD Rates for Deposits Less Than ₹2 …

Latest Fixed Deposit Interest Rate of DBS Bank

DBS Bank offers a high-interest rate of 8.00% on their FDs alongside convenience and safety. DBS is a celebrated bank which has received accolades as: You can choose the tenure that best suits you from the multiple options offered. DBS Bank also offers an additional 0.50% interest rate to senior citizens.  DBS Bank FD Interest Rates …

Axis Bank Fixed Deposit Rates 2025

Looking to invest in a Fixed Deposit? As of 2025, Axis Bank offers FD interest rates ranging from 3.00% to 7.10%, depending on the tenure, deposit amount and your age. You can start investing with just ₹5,000 and earn attractive returns tailored to your financial goals.  These rates vary based on several factors:  Knowing the …

Post Office Fixed Deposit Interest Rates in 2026

Post Office Savings Schemes have been in existence since India’s independence and were meant to promote a habit of saving among citizens since their launch. If you are taking this traditional route to save, you can park your funds in the following schemes: Read on to know the latest interest rates for Post Office FDs as …