Category Archives: Personal Loan

Taking a loan is simple, but missing payments can feel stressful. You often hear stories of recovery agents or people losing property. The truth is different. Loan recovery in India is governed by clear Reserve Bank of India (RBI) rules to protect you. Knowing these rules helps you stay relaxed and handle things with confidence. …

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Most people think about income, job stability or credit score when planning to take a personal loan. Age usually comes as an afterthought. But the truth is, the personal loan age limit can decide whether you qualify for the loan or not, how much you can borrow and how long you’ll get to repay.It’s not …

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Ever heard of a ‘Money Mule’ scam? It’s when scammers trick people into using their bank accounts to move money for illegal activities — often without them realising it. The Reserve Bank of India (RBI), through its campaign RBI Kehta Hai, wants to make sure you stay informed and protected from such financial traps. What’s …

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When it comes to buying a smart TV, price may be one of the first things on your mind. However, you should also look at audio-visual specifications, size, resolution and more before making a final decision. Upgrading to a smart TV is now a must as all the devices are becoming smart in this digital …

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Changing the interior design of your house or maintaining your property can be a big expense. With everyday expenses, saving money for home improvement can take a long time. In this case, a personal loan for interior decoration can help you upgrade your home décor and make it as luxurious as you like without delay.  …

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Refinancing a car loan can be a good option if you’re getting better interest rates and other terms than your current loan. It can be a constructive way to pay if you are paying a hefty interest rate on your current loan and finding it challenging to repay.   The process of refinancing a car loan …

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When you take a home loan, you get two EMI options. Each works differently and suits different needs. Both have their own benefits. The right choice depends on your budget and future plans for the home. Read on to understand how each option works and which one may suit you better. What is Pre-EMI? This …

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Looking for a quick loan but worried about scams? This space answers your main question — what is a loan shark and shows you how to spot one before it’s too late. Loan sharks still exist in both offline and online forms, including online loan sharks posing as digital lenders. They offer instant cash with …

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A consumer durable loan is one of the most convenient credit options to buy household goods. Be it LED televisions, refrigerators, washing machines or kitchen appliances, everyday electronics need an upgrade to better serve you and your family. This loan helps you buy such essentials on EMIs.  Here are a few aspects you should know …

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