Category Archives: Personal Loan

When you take a home loan, you get two EMI options. Each works differently and suits different needs. Both have their own benefits. The right choice depends on your budget and future plans for the home. Read on to understand how each option works and which one may suit you better. What is Pre-EMI? This …

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Looking for a quick loan but worried about scams? This space answers your main question — what is a loan shark and shows you how to spot one before it’s too late. Loan sharks still exist in both offline and online forms, including online loan sharks posing as digital lenders. They offer instant cash with …

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A consumer durable loan is one of the most convenient credit options to buy household goods. Be it LED televisions, refrigerators, washing machines or kitchen appliances, everyday electronics need an upgrade to better serve you and your family. This loan helps you buy such essentials on EMIs.  Here are a few aspects you should know …

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Buying a second-hand car under ₹4 lakhs is not a small step. A used car is ideal if you want to learn how to drive before you can get behind brand-new wheels. However, ₹4 lakhs is not a small amount you can pay a lump sum.   Even if you have the funds available, you should …

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Visiting the best places to see snowfall in India with breathtaking views of the mountains is a great way to spend your vacation. From Kashmir to Uttarakhand, you can visit many outstanding snow-covered places between December and March without depleting your savings. Proper planning of itineraries can make your experience smoother. If you are caught …

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Are you looking for an instant loan without a CIBIL score check? Loans without credit checks are the type of credit provided by NBFCs or digital lenders without a hard check of your credit profile. Wondering how? Well, loan providers check your ability to repay before lending you credit. However, they don’t rely on credit …

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Many furniture brands offer a wide range of stylish products. Depending on your aesthetics and functional requirements, you can choose accordingly. However, buying furniture can be costly, whether you opt for a house makeover or furnish your new home. You can opt for a personal loan to buy furniture. That way, you can utilise your …

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Owning a two-wheeler is more than a mode of commuting for many women. It can help you live more independently and navigate life with freedom. Whether you want to buy a new bike or a used model, opting for a two-wheeler loan is a wise option. Fortunately, you can apply right from your home or …

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When you search what is balloon payment, the main thing you want to know is whether it can actually make your loan affordable and if it’s the right choice for you. Simply put, a balloon payment is a loan structure where you pay smaller EMIs during the tenure and a large lump sum at the …

Continue reading “Balloon Payment: What It Is, How It Works and Examples”