This guide explains how to download your Bank of India (BOI) bank statement using net banking, the BOI mobile app, SMS, missed call, ATM or a branch visit. It also covers statement types, charges and common uses, so you can pick the fastest option in under 5 minutes.
You can download your Bank of India bank statement online through net banking or the BOI mobile app, or offline via SMS, missed call, an ATM or your home branch. A BOI bank statement lists every debit and credit in your account for a chosen period, and it is one of the most widely accepted documents for income proof, visa applications and loan approvals. Here’s the thing: the method you pick depends on whether you have internet access right now, or whether you just need a quick summary of your last few transactions.
QUICK STAT
A large and growing share of retail banking transactions in India now happen through net banking, mobile apps and UPI rather than branch visits or cheques, which is why most account holders now download statements online instead of queuing at a branch.
Source: RBI — flag for review
How to Download Bank of India Bank Statement Online?
You can download your BOI bank statement online 24×7 using two methods: the Net Banking Portal and the BOI Mobile Banking App. Both are free and let you pick a custom date range.
Through the Net Banking Portal
- Go to the official Bank of India net banking portal.
- Enter your user ID, password and the captcha code.
- Log in to reach your account dashboard.
- Select ‘Account Statement’ and choose your account number.
- Pick the statement period, for example 1, 3 or 6 months.
- Click ‘Download’ for a PDF, or ‘Print’ for a hard copy.
- Optionally, subscribe to monthly e-statements by email.
Through Mobile Banking
- Download the BOI Mobile Banking app from the Play Store or App Store.
- Log in with your user ID and mPIN.
- Tap ‘My Account’ for a quick balance and activity summary.
- Tap ‘Mini Statement’ for your last 5 transactions.
- Tap ‘mPassbook’ to view and download your full statement.
- Save or share the PDF directly from the app.
PRO TIP
Set up a monthly e-statement the first time you log in. It takes under 2 minutes and saves you a repeat trip to the portal, which helps if you regularly submit statements for loan or visa applications.
How to Get Bank of India Bank Statement Offline
No internet access? You can still get your Bank of India bank statement offline through SMS banking, a missed call, an ATM visit or your home branch.
Through SMS Banking Services
- Register for BOI SMS banking to receive a 4-digit SMS password.
- Open messaging on your registered mobile number.
- Type TRANS followed by your password, for example TRANS 1234.
- Send this to +919810558585.
- Wait for the reply SMS with your last 5 transactions.
Through Missed Call Services
- Call 09015135135 or 09266135135 from your registered number.
- Let it ring — the call disconnects automatically and is free.
- Wait for the mini statement to arrive by SMS.
At the ATM
- Visit your nearest Bank of India ATM.
- Insert your debit card and enter your PIN.
- Select ‘Mini Statement’ from the menu.
- Collect the printed receipt of your last 10 transactions.
At the Bank Branch
- Visit your nearest BOI branch with valid ID proof.
- Ask the executive for a statement or passbook update.
- Share your account number and the period you need.
- Collect the printed, or stamped, copy on the same visit.
WATCH OUT
SMS and missed call services only work from your bank-registered mobile number. If you changed your number without updating BOI, these methods fail silently — update it at your branch or via net banking first.
Types of Bank of India (BOI) Account Statements
Bank of India offers several formats of account statements, depending on how much detail and proof you need.
- Mini statement: last 5 to 10 transactions, via SMS, missed call or ATM.
- Passbook or mPassbook: a running, updatable transaction record.
- Full account statement: a detailed PDF for any custom date range.
- E-statement: an automated monthly statement to your registered email ID.
- Duplicate statement: a reissued copy of an earlier statement.
- Stamped or certified statement: an officially stamped copy for visa or legal use.
Common Uses of Bank of India Bank Statement
A Bank of India bank statement is asked for far more often than most people expect.
- Income proof for personal loan, credit card or BNPL applications.
- Supporting document for visa or overseas study applications.
- Address proof for KYC updates with banks or utilities.
- Evidence for resolving disputed or unauthorised debits.
- Record for income tax filing and audit trails.
Charges for Bank of India Bank Account Statement
Here are the typical fees for a Bank of India account statement. Charges can vary by branch and account type, so confirm the exact amount at your branch before paying.
| Statement Type | Charges |
|---|---|
| Monthly statement (once a month) | No charge |
| E-statement | No charge |
| Mini statement (SMS, missed call, ATM) | No charge, standard SMS or data charges may apply |
| Duplicate statement | Typically, around ₹100 to ₹150 per page |
| Passbook (fresh issuance or updation) | Typically, a nominal one-time charge, around ₹100 |
| Stamped or certified statement | Typically, around ₹100 to ₹200 per page, branch-dependent |
DID YOU KNOW?
These figures are indicative. BOI revises service charges periodically, so confirm the current schedule at your branch before paying for a duplicate or stamped copy.
Troubleshooting Common Issues
A few issues come up often when people try to access their BOI statement. Here is how to fix them.
- Statement not loading: clear your browser cache, or try the BOI mobile app instead.
- SMS not received: confirm your number is BOI-registered and the SMS password is correct.
- Missed call not working: check you are calling from your registered number.
- mPassbook not updating: log out and back in, or update the app.
- Forgotten password: use ‘Forgot Password’ on the portal, or visit your branch.
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FAQs On Bank of India Bank Statement
1.How can I get my BOI bank statement through SMS?
Send TRANS followed by your 4-digit SMS banking password to +919810558585 from your registered mobile number. You will receive your last 5 transactions by return SMS.
2.How do I get my BOI mini statement online?
Log in to the BOI mobile app, tap ‘My Account’ and then ‘Mini Statement’ to see your last 5 transactions instantly.
3.How do I get my 6-month Bank of India statement?
Log in to net banking or the BOI app, select ‘Account Statement’ and choose a 6-month date range before downloading.
4.How can I view my most recent five transactions in Bank of India?
Use SMS banking, a missed call to 09015135135 or 09266135135, or the ATM mini statement option — all three show your last 5 to 10 transactions.
5.Is Bank of India bank statement download free?
Yes. Downloading your statement via net banking, the BOI app, SMS, missed call or ATM is free. Only duplicate or stamped physical copies from a branch may attract a nominal charge.
6.Can I get a stamped BOI bank statement online?
No. A stamped or certified statement needs a branch visit, since it requires a physical bank seal and an authorised signature.
7.What should I do if I forgot my BOI net banking password?
Use the ‘Forgot Password’ link on the net banking login page and reset it using your registered mobile number and OTP, or visit your branch if the option is unavailable online.