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Obtaining a bank loan is a long and tedious process, involving a lot of documentation, numerous trips to the branch and a lot of effort. It also involves stringent credit checks, guarantors or collateral and a chance that the loan will not get approved. Banks also usually require a solid reason for providing the loan, …

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In today’s debt-driven economy, all individuals and business ventures depend on credit at one point or another. The credit score becomes essential in this context as it establishes the borrower’s creditworthiness and repayment history.  Lenders are more likely to offer a loan or a credit card if your score is high. As such, you must …

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